Table I.C.1.a(1996) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1996
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,912    2,145    1,917    1,759    1,732    2,024    1,948    1,900   
Industry group **
Agric., fish., forest. 1,579    --    --    --    --    --    1,677    1,531   
Mining 1,825    2,377 * 0 * 0 * 2,250 * 1,581 * 2,377 * 1,777   
Construction 1,831    2,005    2,062    1,514    1,661    1,715    1,932    1,616   
Manufacturing 1,846    2,269    1,798    1,858    1,652    1,943    1,970    1,809   
Transp., commu., util. 1,828    1,719    1,763    1,584    1,537    2,000    1,712    1,851   
Wholesale trade 1,770    2,026    2,108    1,627    1,700    1,735    1,862    1,726   
Retail Trade 1,745    2,371    1,891    1,706    1,544    1,685    2,070    1,642   
Fin., ins., real est. 1,999    2,144    1,878    1,691    1,736    2,107    1,961    2,006   
Services 2,048    2,128    1,933    1,826    1,852    2,304    1,938    2,083   
Unknown 2,331 * 2,331 * 0 * 0 * 0 * 0 * 2,331 * 0   
Ownership
For profit, incorporated 1,867    2,064    1,909    1,720    1,648    1,977    1,906    1,853   
For profit, unincorporated 1,879    2,167    1,886    1,701    1,738    2,032    1,995    1,809   
Nonprofit 2,147    2,821    2,028    2,035    1,950    2,300    2,229    2,136   
Unknown 1,761    2,466    1,734    1,624    1,612    1,757    2,049    1,712   
Age of firm
Less than 5 years 1,861    1,982    1,770    1,938    1,498    1,493    1,997    1,587   
5-9 years 1,747    2,074    1,672    1,555    1,682    1,686    1,759    1,718   
10-19 years 1,817    2,274    1,913    1,620    1,566    2,022    1,972    1,686   
20 or more years 1,978    2,242    2,050    1,854    1,804    2,142    2,015    1,966   
Unknown 1,930    1,627    2,347    1,710    1,749    1,988    1,963    1,929   
Multi/single status
2 or more locations 1,939    1,523    2,035    1,736    1,758    2,023    1,797    1,944   
1 location only 1,867    2,163    1,901    1,767    1,689    2,065    1,962    1,727   
Percent full-time employees
Less than 25% 1,955    2,396    1,791    1,682    2,006    1,932    2,050    1,883   
25-49 % 1,752    1,762    1,848    1,769    1,900    1,651    1,784    1,742   
50-74 % 1,967    1,939    2,081    1,910    1,841    2,045    1,973    1,965   
75% or more 1,911    2,178    1,907    1,747    1,708    2,038    1,949    1,899   
Union presence
No union employees 1,843    2,060    1,908    1,755    1,690    1,952    1,913    1,809   
Has union employees 2,398    3,093    2,297    1,887    1,989    2,596    2,356    2,403   
Unknown 1,926    2,826    1,834    1,738    1,810    1,931    2,197    1,907   
Percent low wage employees **
50% or more low wage 1,805    2,574    1,810    1,925    1,630    1,783    2,100    1,677   
Less than 50% low wage 1,919    2,098    1,937    1,720    1,745    2,117    1,923    1,917   
Unknown 1,928    2,378    1,756    1,775    1,769    1,967    2,003    1,924   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1996 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.a(1996) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1996
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 29.63    62.87    66.74    49.70    30.94    72.22    36.68    39.13   
Industry group **
Agric., fish., forest. 60.25    --    --    --    --    --    224.17    274.61   
Mining 439.76    751.63 * 0.00 * 0.00 * 670.77 * 471.39 * 751.63 * 464.84   
Construction 96.81    189.22    222.92    87.79    264.85    254.06    165.39    63.31   
Manufacturing 40.21    216.90    140.29    117.12    48.52    72.86    101.22    45.65   
Transp., commu., util. 67.30    269.25    330.08    121.33    255.68    85.43    124.60    93.31   
Wholesale trade 51.74    252.11    288.67    73.27    87.69    79.50    96.57    57.32   
Retail Trade 37.75    109.01    196.10    61.77    70.99    56.21    101.42    52.39   
Fin., ins., real est. 64.63    202.22    111.92    52.50    76.30    107.32    71.87    90.74   
Services 73.61    78.78    47.53    29.66    71.58    165.49    27.42    92.90   
Unknown 737.13 * 737.13 * 0.00 * 0.00 * 0.00 * 0.00 * 737.13 * 0.00   
Ownership
For profit, incorporated 34.92    68.14    77.79    55.41    35.95    74.48    47.33    45.74   
For profit, unincorporated 81.94    212.79    84.69    187.79    120.73    257.13    99.18    89.73   
Nonprofit 92.09    354.08    122.11    71.55    53.76    199.48    99.91    105.28   
Unknown 62.24    288.89    412.99    385.62    188.64    76.30    248.48    80.61   
Age of firm
Less than 5 years 108.02    218.33    173.87    142.96    82.59    275.26    153.22    55.79   
5-9 years 44.32    128.25    60.79    71.87    112.66    366.14    49.63    88.78   
10-19 years 33.61    84.43    158.34    37.53    61.40    251.29    57.59    46.23   
20 or more years 49.10    103.92    74.28    59.85    46.92    68.98    42.02    60.02   
Unknown 57.73    255.88    454.70    77.22    63.74    93.07    136.55    58.25   
Multi/single status
2 or more locations 43.85    179.47    96.26    114.91    53.14    73.47    72.85    44.35   
1 location only 25.06    64.88    85.90    49.59    43.29    499.09    42.28    24.39   
Percent full-time employees
Less than 25% 84.19    382.82    263.25    140.09    157.69    239.29    193.62    109.91   
25-49 % 58.47    157.93    165.98    79.86    119.28    86.91    93.27    65.67   
50-74 % 54.09    108.24    176.73    66.62    36.64    117.72    70.93    73.95   
75% or more 33.03    80.11    78.23    55.17    31.96    76.40    41.33    42.36   
Union presence
No union employees 22.74    63.18    76.64    52.66    36.70    66.17    41.69    27.21   
Has union employees 193.50    462.46    560.19    102.21    151.93    253.24    239.01    221.37   
Unknown 45.70    252.06    154.00    94.99    91.33    53.68    107.50    49.57   
Percent low wage employees **
50% or more low wage 99.76    364.62    151.46    130.92    126.21    68.42    204.89    75.26   
Less than 50% low wage 33.25    54.04    79.15    40.36    59.39    116.13    27.10    51.26   
Unknown 57.83    169.38    315.47    66.00    73.89    59.59    112.53    58.68   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1996 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.