Table I.C.1.c(1997) Average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1997
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 2,224    2,611    2,319    2,247    2,058    2,143    2,431    2,127   
Industry group **
Agric., fish., forest. 2,165    --    --    --    --    --    1,915    2,256   
Mining 1,774    1,464 * 0    2,417    0    1,449    2,251    1,449   
Construction 2,122    2,242    2,298    1,842    2,035    2,369    2,151    2,061   
Manufacturing 2,069    2,471    1,866    1,842    1,895    2,180    2,018    2,076   
Transp., commu., util. 2,225    2,296    2,530    2,418    2,040    2,217    2,459    2,174   
Wholesale trade 2,209    2,344    2,319    1,771    1,935    2,337    2,189    2,216   
Retail Trade 2,043    2,494    2,309    1,915    1,820    1,921    2,265    1,916   
Fin., ins., real est. 2,428    2,580    2,567    2,749    2,234    2,307    2,667    2,277   
Services 2,380    2,845    2,370    2,548    2,213    2,084    2,628    2,198   
Unknown 1,451 * 1,451 * 0    0    0    0    1,451 * 0   
Ownership
For profit, incorporated 2,164    2,547    2,274    2,079    1,993    2,140    2,345    2,086   
For profit, unincorporated 2,264    2,351    1,876    1,814    2,198    2,436    2,274    2,247   
Nonprofit 2,453    2,819    2,884    2,819    2,285    2,145    2,743    2,334   
Unknown 2,363    4,624    2,982    1,875    2,146    2,011    3,672    2,036   
Age of firm
Less than 5 years 2,403    2,722    2,110    1,975    1,832 * 2,613    2,576    2,087   
5-9 years 2,180    2,377    2,040    2,213    2,186    1,727    2,196    2,157   
10-19 years 2,249    2,615    2,251    2,287    1,748    1,738    2,435    1,800   
20 or more years 2,238    2,637    2,536    2,300    2,140    2,069    2,466    2,138   
Unknown 2,162    1,872    2,384    2,066    2,057    2,197    2,211    2,159   
Multi/single status
2 or more locations 2,135    2,580    2,383    2,212    2,099    2,126    2,398    2,118   
1 location only 2,340    2,613    2,310    2,263    1,971    2,298    2,435    2,162   
Percent full-time employees
Less than 25% 2,081    2,417    2,323    2,463    1,930    1,284    2,359    1,799   
25-49 % 2,201    2,481    2,587    2,608    1,963    1,835    2,576    1,991   
50-74 % 2,293    2,379    2,927    2,133    2,185    2,080    2,453    2,150   
75% or more 2,221    2,680    2,222    2,224    2,048    2,174    2,422    2,137   
Union presence
No union employees 2,205    2,507    2,279    2,304    2,036    2,110    2,389    2,104   
Has union employees 2,237    1,983    3,344    1,925    2,282    2,228    2,351    2,220   
Unknown 2,404    3,680    2,119    1,975    1,941    2,186    3,062    2,159   
Percent low wage employees **
50% or more low wage 2,028    2,379    2,021    1,943    1,960    1,698    2,172    1,891   
Less than 50% low wage 2,261    2,648    2,352    2,307    2,072    2,099    2,471    2,114   
Unknown 2,171    2,506    1,900    1,780    2,000    2,190    2,186    2,170   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1997 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.c(1997) Standard error for average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1997
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 44.67    112.35    81.20    96.14    54.05    60.37    76.02    41.35   
Industry group **
Agric., fish., forest. 393.29    --    --    --    --    --    332.22    619.77   
Mining 432.68    462.96 * 0.00    690.46    0.00    370.98    609.32    370.98   
Construction 142.19    410.23    365.96    303.75    455.08    614.85    180.06    279.48   
Manufacturing 51.37    300.15    243.39    154.22    112.38    68.86    143.45    57.90   
Transp., commu., util. 105.10    286.11    343.48    324.28    192.54    113.77    221.96    109.95   
Wholesale trade 205.98    417.77    280.72    217.71    264.04    258.28    174.63    225.46   
Retail Trade 67.26    238.23    271.49    110.20    132.50    55.53    162.24    50.39   
Fin., ins., real est. 97.13    176.40    312.55    363.30    351.81    136.90    159.88    94.24   
Services 57.25    114.08    106.07    108.25    166.79    104.87    71.83    64.07   
Unknown 435.80 * 435.80 * 0.00    0.00    0.00    0.00    435.80 * 0.00   
Ownership
For profit, incorporated 37.38    105.99    93.74    81.58    58.79    82.13    73.50    47.67   
For profit, unincorporated 89.94    174.51    95.56    202.66    123.07    193.54    133.34    111.94   
Nonprofit 93.66    198.38    217.62    203.33    238.28    197.08    160.73    121.54   
Unknown 243.22    1,149.72    889.43    468.08    366.13    216.17    720.33    166.07   
Age of firm
Less than 5 years 186.52    231.24    161.36    336.92    593.10 * 645.80    192.49    321.10   
5-9 years 109.74    150.13    74.79    280.19    261.31    385.65    128.10    186.80   
10-19 years 68.97    219.11    149.82    191.52    94.20    123.21    95.84    78.98   
20 or more years 39.86    110.55    103.98    129.05    124.55    57.58    53.97    50.83   
Unknown 80.50    353.30    147.16    156.49    95.94    112.97    120.07    85.23   
Multi/single status
2 or more locations 37.70    536.17    141.79    117.42    43.46    65.34    141.69    41.13   
1 location only 76.11    119.08    85.98    115.41    132.99    410.64    84.07    92.18   
Percent full-time employees
Less than 25% 173.11    516.91    499.44    319.24    239.20    134.15    314.20    195.39   
25-49 % 101.02    309.90    478.26    260.25    252.86    119.92    163.36    107.27   
50-74 % 112.77    206.36    316.31    227.40    277.48    118.18    177.63    144.32   
75% or more 51.15    118.96    52.34    106.31    50.95    70.81    74.57    49.18   
Union presence
No union employees 38.45    75.74    91.10    112.26    58.45    74.25    60.98    53.51   
Has union employees 69.94    426.41    584.14    77.51    418.79    74.24    267.50    65.43   
Unknown 214.61    532.69    387.91    482.66    166.71    122.38    387.83    104.62   
Percent low wage employees **
50% or more low wage 67.43    343.61    216.96    177.23    97.30    97.92    291.75    48.17   
Less than 50% low wage 45.87    111.70    87.67    109.47    72.64    93.18    76.01    48.05   
Unknown 80.28    358.96    216.31    293.92    128.70    99.30    219.77    88.64   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1997 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.