Table I.C.1.a(1998) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 2,008    2,284    2,086    1,947    1,942    1,971    2,133    1,958   
Industry group **
Agric., fish., forest. 1,782    --    --    --    --    --    1,930    1,680   
Mining 1,874    1,945 * 1,812    1,980 * 1,806    1,957    1,849    1,879   
Construction 2,023    2,109    1,892    1,835    1,647    3,050    1,963    2,131   
Manufacturing 1,859    1,694    1,792    1,816    1,842    1,925    1,768    1,886   
Transp., commu., util. 2,198    2,037    2,137    2,558    2,120    2,180    2,242    2,187   
Wholesale trade 2,010    2,729    2,190    1,820    1,913    1,903    2,235    1,896   
Retail Trade 1,978    2,147    2,146    2,009    1,736    1,968    2,099    1,923   
Fin., ins., real est. 2,057    2,607    3,069    2,063    1,877    1,963    2,643    1,954   
Services 2,065    2,475    2,110    1,955    2,038    1,961    2,249    1,984   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 1,982    2,250    2,068    1,923    1,916    1,944    2,100    1,934   
For profit, unincorporated 2,156    2,461    2,300    1,845    1,864    2,142    2,325    1,954   
Nonprofit 2,067    2,117    2,062    2,109    2,033    2,073    2,122    2,053   
Unknown 1,974    --    --    1,668 * 1,853    1,996    --    1,974   
Age of firm
Less than 5 years 2,038    2,328    2,043    1,822    1,798    1,856    2,168    1,807   
5-9 years 2,042    2,494    2,137    1,797    1,824    1,816    2,196    1,820   
10-19 years 1,932    2,226    2,139    1,895    1,790    1,730    2,114    1,781   
20 or more years 2,027    2,232    2,038    2,011    2,019    1,980    2,112    1,996   
Unknown 2,001    1,441 * 2,800 * 1,725    1,825    2,014    2,307    2,000   
Multi/single status
2 or more locations 1,980    2,277    2,160    1,973    1,985    1,972    2,033    1,977   
1 location only 2,055    2,285    2,073    1,938    1,839    1,887    2,145    1,864   
Percent full-time employees
Less than 25% 2,001    2,935    2,200    2,053    1,826    1,799    2,510    1,826   
25-49 % 2,102    2,224    1,862    2,076    2,392    2,044    2,078    2,112   
50-74 % 2,042    2,276    2,124    1,932    1,987    2,016    2,148    2,000   
75% or more 2,000    2,281    2,094    1,942    1,917    1,964    2,130    1,947   
Union presence
No union employees 1,974    2,327    2,030    1,915    1,891    1,906    2,128    1,896   
Has union employees 2,127    1,917    3,633    2,468    2,183    2,058    2,246    2,112   
Unknown 2,104    2,409    2,179    1,675    1,791    2,175    2,032    2,116   
Percent low wage employees **
50% or more low wage 1,858    2,168    1,848    1,967    1,779    1,694    1,977    1,798   
Less than 50% low wage 2,025    2,286    2,097    1,954    1,953    1,954    2,141    1,950   
Unknown 1,993    2,531    2,264    1,770    1,937    1,996    2,171    1,989   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.a(1998) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 15.09    96.63    28.37    21.96    50.17    17.61    39.87    20.24   
Industry group **
Agric., fish., forest. 115.16    --    --    --    --    --    63.73    479.82   
Mining 142.62    588.37 * 506.31    626.13 * 470.78    455.85    490.83    295.49   
Construction 67.79    126.53    197.51    87.45    210.01    662.55    89.67    173.67   
Manufacturing 52.94    264.54    58.37    59.90    157.32    52.63    77.18    61.40   
Transp., commu., util. 102.38    360.42    381.53    432.77    106.64    123.29    186.58    91.68   
Wholesale trade 63.65    260.76    116.23    131.22    132.45    70.18    138.34    69.17   
Retail Trade 20.36    91.84    112.63    47.46    60.29    35.45    60.60    30.16   
Fin., ins., real est. 68.24    174.41    310.08    53.16    69.77    71.58    127.19    67.11   
Services 42.27    123.78    88.67    34.38    45.02    32.71    100.71    27.48   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 17.64    135.73    21.22    29.13    77.28    21.69    45.19    22.06   
For profit, unincorporated 78.28    143.46    221.92    98.44    113.91    138.39    114.67    86.30   
Nonprofit 51.75    120.89    86.95    142.60    103.64    39.37    113.10    64.92   
Unknown 69.88    --    --    527.47 * 179.66    70.87    --    69.88   
Age of firm
Less than 5 years 84.23    132.88    150.95    88.03    74.40    69.73    103.02    46.58   
5-9 years 50.59    169.44    125.38    98.02    135.65    63.65    95.90    104.52   
10-19 years 27.38    114.22    74.14    53.74    83.66    103.26    37.11    47.71   
20 or more years 28.03    119.90    44.71    37.48    76.15    40.88    58.62    34.24   
Unknown 34.16    438.74 * 885.44 * 109.55    55.03    37.05    467.61    34.42   
Multi/single status
2 or more locations 20.75    401.83    58.20    42.95    64.32    19.51    47.17    21.58   
1 location only 35.66    96.00    35.82    27.22    41.76    187.41    44.96    27.08   
Percent full-time employees
Less than 25% 151.03    526.49    318.34    172.51    69.60    77.34    306.95    61.23   
25-49 % 56.36    491.54    87.26    91.98    155.06    80.39    54.95    87.05   
50-74 % 35.37    117.49    120.87    42.43    59.67    41.47    80.36    40.41   
75% or more 18.86    106.66    24.97    24.86    63.19    20.00    38.13    26.35   
Union presence
No union employees 18.68    92.56    40.00    30.22    57.04    23.17    43.96    27.76   
Has union employees 33.89    526.49    708.97    128.65    82.54    55.89    264.34    45.66   
Unknown 87.49    397.28    251.34    202.42    147.47    97.07    181.09    91.26   
Percent low wage employees **
50% or more low wage 58.12    231.60    151.54    84.28    115.11    27.72    88.66    58.44   
Less than 50% low wage 17.72    107.57    53.03    25.84    47.16    40.67    46.28    24.49   
Unknown 32.77    360.94    434.84    110.01    117.71    31.51    229.72    31.78   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.