Table I.C.1(2002) Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

3,189

3,565

3,308

3,129

3,174

3,130

3,375

3,133
 
Industry group **
Agric., fish., forest.

2,870

3,005

3,472

2,695

2,707

2,751

3,083

2,673
Mining and manufacturing

3,119

3,471

3,341

2,826

3,134

3,169

3,210

3,102
Construction

3,032

3,400

2,932

2,921

2,906

3,034

3,141

2,869
Utilities and transp.

3,223

3,204

3,186

3,354

3,297

3,186

3,286

3,211
Wholesale trade

3,105

3,564

3,326

3,134

2,756

3,179

3,362

2,986
Fin. svs. and real estate

3,242

3,755

3,272

3,368

3,217

3,176

3,509

3,193
Retail trade

2,951

3,394

3,105

2,957

2,873

2,854

3,198

2,857
Professional services

3,362

3,669

3,514

3,351

3,397

3,270

3,573

3,301
Other services

3,174

3,670

3,450

3,271

3,260

2,961

3,457

3,090
 
Ownership
For profit, incorporated

3,118

3,541

3,258

3,033

3,042

3,080

3,309

3,057
For profit, unincorporated

3,253

3,539

3,070

3,199

3,237

3,093

3,394

3,154
Nonprofit

3,485

3,804

3,834

3,527

3,528

3,348

3,789

3,420
Unknown

3,218

3,770

 *

1,812

 *

2,303

 *

3,206

3,223

2,978

3,221
 
Age of firm
Less than 5 years

2,990

3,326

2,985

2,879

2,878

2,454

3,110

2,822
5-9 years

3,117

3,465

2,862

2,916

2,880

3,279

3,174

3,068
10-19 years

3,202

3,482

3,332

3,129

3,194

2,850

3,371

3,057
20 or more years

3,219

3,721

3,435

3,182

3,194

3,130

3,471

3,147
Unknown

3,158

4,776

 *

3,120

 *

3,102

3,328

3,150

2,978

3,158
 
Multi/single status
2 or more locations

3,152

3,737

3,306

3,236

3,170

3,135

3,420

3,142
1 location only

3,256

3,560

3,308

3,094

3,181

2,960

3,370

3,091
 
Percent full-time employees
Less than 25%

2,853

3,845

4,241

2,849

3,072

2,540

3,670

2,650
25-49 %

2,987

3,527

3,607

3,230

3,180

2,723

3,490

2,873
50-74 %

3,291

3,711

3,388

3,381

3,315

3,129

3,579

3,193
75% or more

3,194

3,536

3,275

3,096

3,154

3,169

3,335

3,151
 
Union presence
No union employees

3,169

3,549

3,300

3,100

3,145

3,080

3,353

3,094
Has union employees

3,316

4,051

3,616

3,469

3,401

3,262

3,860

3,281
Unknown

3,131

3,802

3,228

3,156

3,055

3,125

3,436

3,119
 
Percent low wage employees
50% or more low wage

3,004

3,589

3,368

3,020

2,984

2,670

3,348

2,870
Less than 50% low wage

3,253

3,559

3,301

3,163

3,220

3,199

3,378

3,188
Unknown

3,150

3,609

3,216

3,007

3,226

3,143

3,425

3,144
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1(2002) Standard error for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

20.30

50.64

24.74

23.29

47.09

42.05

22.54

23.18
 
Industry group **
Agric., fish., forest.

162.23

171.28

549.60

321.38

97.11

369.52

204.82

125.11
Mining and manufacturing

63.98

163.93

178.20

68.27

87.72

99.53

64.92

72.27
Construction

71.78

143.34

96.16

166.88

75.05

248.15

68.65

104.19
Utilities and transp.

193.70

215.27

221.05

145.96

133.40

287.16

100.11

226.99
Wholesale trade

77.51

108.54

161.05

127.32

113.90

111.01

105.31

76.57
Fin. svs. and real estate

42.82

80.27

78.35

99.13

108.68

56.34

42.82

57.86
Retail trade

31.73

91.46

91.84

52.48

95.41

62.95

60.69

49.00
Professional services

45.18

81.55

49.77

54.89

85.26

74.19

44.82

48.75
Other services

34.44

92.81

53.18

66.04

124.25

44.12

34.18

48.37
 
Ownership
For profit, incorporated

17.32

60.86

26.75

20.57

56.12

36.22

22.77

21.80
For profit, unincorporated

44.09

95.35

96.20

92.90

96.49

127.76

54.32

57.34
Nonprofit

52.03

136.06

99.54

63.48

90.18

99.85

72.51

57.53
Unknown

151.07

1,182.73

 *

573.00

 *

751.60

 *

135.68

168.17

784.48

159.59
 
Age of firm
Less than 5 years

79.28

129.89

134.64

101.24

143.17

249.86

83.63

121.50
5-9 years

93.34

163.34

75.99

103.24

151.33

219.43

70.66

140.18
10-19 years

50.55

71.54

84.79

74.84

112.70

126.57

45.25

76.69
20 or more years

21.44

65.30

32.51

31.44

53.58

53.83

25.34

24.76
Unknown

42.82

1,510.30

 *

986.63

 *

184.67

116.80

45.42

620.30

42.94
 
Multi/single status
2 or more locations

25.83

264.66

160.91

85.55

42.47

42.67

98.18

26.12
1 location only

25.31

48.77

25.65

25.29

71.90

161.47

23.32

46.39
 
Percent full-time employees
Less than 25%

99.87

367.26

181.75

53.39

185.80

118.09

138.64

115.88
25-49 %

68.08

186.15

196.26

101.44

156.02

67.37

124.43

74.58
50-74 %

48.24

128.22

155.02

115.72

78.10

89.21

81.39

51.32
75% or more

22.36

58.88

29.39

18.50

50.99

44.88

23.65

26.07
 
Union presence
No union employees

17.94

52.21

18.95

22.68

58.35

37.77

21.45

22.77
Has union employees

56.24

266.74

461.06

180.89

81.43

78.29

233.01

61.30
Unknown

103.74

412.39

400.19

319.73

281.18

119.47

296.83

103.50
 
Percent low wage employees
50% or more low wage

34.28

95.52

178.84

59.67

95.20

75.95

68.02

49.23
Less than 50% low wage

22.91

52.51

37.04

35.20

45.29

54.30

29.15

27.62
Unknown

34.49

124.54

383.60

183.87

38.89

37.46

123.67

35.24
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.