Table I.C.1.a(2002) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

2,973

3,460

3,130

2,954

2,891

2,877

3,228

2,881
 
Industry group **
Agric., fish., forest.

2,765

2,818

2,898

2,690

2,756

2,688

 *

2,799

2,686
Mining and manufacturing

2,895

3,612

3,498

2,750

2,763

2,890

3,237

2,798
Construction

2,884

3,602

2,865

2,598

2,448

2,954

3,134

2,423
Utilities and transp.

3,023

3,119

2,733

3,327

3,419

2,868

2,989

3,033
Wholesale trade

2,731

3,235

3,289

2,886

2,227

2,787

3,156

2,495
Fin. svs. and real estate

2,909

3,612

2,979

2,866

2,930

2,843

3,214

2,854
Retail trade

2,859

3,273

2,986

2,982

2,767

2,709

3,170

2,721
Professional services

3,184

3,527

3,110

3,160

3,284

3,066

3,358

3,129
Other services

2,975

3,548

3,230

3,162

2,918

2,711

3,281

2,866
 
Ownership
For profit, incorporated

2,891

3,431

3,101

2,867

2,695

2,815

3,176

2,773
For profit, unincorporated

3,131

3,546

3,089

3,152

2,921

2,760

3,399

2,900
Nonprofit

3,277

3,496

3,379

3,254

3,335

3,208

3,413

3,252
Unknown

2,733

.

1,812

 *

6,604

 *

3,566

2,706

1,812

 *

2,734
 
Age of firm
Less than 5 years

2,818

3,219

2,528

3,092

2,358

2,235

2,950

2,657
5-9 years

3,036

3,792

2,648

2,796

3,164

2,691

3,228

2,797
10-19 years

3,001

3,370

3,373

2,849

2,695

2,995

3,232

2,808
20 or more years

2,986

3,435

3,248

3,003

2,946

2,864

3,265

2,896
Unknown

2,913

4,776

 *

.

4,658

2,958

2,910

4,776

 *

2,913
 
Multi/single status
2 or more locations

2,905

4,169

3,122

3,034

2,926

2,878

3,297

2,891
1 location only

3,064

3,448

3,131

2,933

2,839

2,862

3,223

2,848
 
Percent full-time employees
Less than 25%

3,051

3,366

4,083

2,947

2,993

2,487

3,517

2,780
25-49 %

3,128

3,750

3,148

3,215

3,359

2,798

3,336

3,072
50-74 %

3,006

3,568

3,171

3,163

3,020

2,753

3,362

2,876
75% or more

2,959

3,430

3,112

2,907

2,834

2,902

3,197

2,871
 
Union presence
No union employees

3,006

3,447

3,134

2,941

2,877

2,938

3,227

2,900
Has union employees

2,842

4,550

3,061

3,148

3,058

2,726

3,374

2,815
Unknown

2,849

2,985

2,913

2,969

2,730

2,856

2,948

2,845
 
Percent low wage employees
50% or more low wage

2,838

3,566

3,509

2,798

2,659

2,510

3,297

2,630
Less than 50% low wage

3,028

3,443

3,061

2,990

2,943

2,906

3,215

2,920
Unknown

2,929

3,346

2,992

3,208

3,134

2,907

3,188

2,922
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.a(2002) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

25.31

52.41

85.62

38.78

54.44

39.20

35.76

27.36
 
Industry group **
Agric., fish., forest.

119.38

366.98

625.32

496.99

632.99

850.02

 *

121.48

467.54
Mining and manufacturing

38.24

419.37

482.53

88.74

112.09

90.41

173.61

31.10
Construction

118.30

234.47

101.06

84.84

402.90

469.14

150.93

85.57
Utilities and transp.

60.63

315.80

268.07

297.42

202.84

142.94

194.66

112.52
Wholesale trade

130.84

174.23

559.19

177.26

159.12

108.32

186.37

135.76
Fin. svs. and real estate

42.04

122.55

150.17

177.96

133.55

53.04

92.17

58.16
Retail trade

32.83

126.87

117.54

86.14

89.79

66.22

74.68

52.16
Professional services

55.98

117.41

91.74

88.80

103.20

91.25

74.65

69.13
Other services

33.22

172.78

122.54

86.10

100.49

57.64

85.22

50.34
 
Ownership
For profit, incorporated

25.35

60.64

97.97

45.30

65.14

39.47

39.38

32.63
For profit, unincorporated

78.59

193.61

157.17

163.11

130.91

236.94

124.55

65.47
Nonprofit

65.71

156.10

250.58

84.07

94.38

116.58

98.29

69.58
Unknown

84.06

.

573.00

 *

2,088.37

 *

577.38

77.67

573.00

 *

84.02
 
Age of firm
Less than 5 years

104.55

183.91

175.03

131.92

185.90

296.36

121.05

124.65
5-9 years

101.77

287.39

84.17

138.72

210.53

348.23

103.38

132.18
10-19 years

83.66

152.10

219.24

112.55

107.76

177.06

123.23

92.26
20 or more years

29.81

85.89

46.84

38.45

83.21

37.70

49.76

31.33
Unknown

49.19

1,510.30

 *

.

1,255.07

340.78

51.30

1,510.30

 *

49.15
 
Multi/single status
2 or more locations

35.83

764.05

280.96

54.91

97.27

40.88

205.45

37.57
1 location only

25.65

46.83

87.88

43.93

25.85

238.09

33.44

20.59
 
Percent full-time employees
Less than 25%

143.41

337.86

559.27

639.83

165.21

106.66

267.43

89.04
25-49 %

92.12

275.29

148.19

162.52

185.38

107.04

126.85

119.96
50-74 %

56.46

201.24

253.07

139.15

108.36

108.06

130.18

74.90
75% or more

25.56

69.02

106.13

51.04

60.87

34.14

43.53

27.73
 
Union presence
No union employees

26.15

58.32

84.62

38.91

65.18

45.26

36.27

31.41
Has union employees

44.24

893.10

527.02

199.00

88.53

49.78

332.52

42.54
Unknown

109.52

557.32

652.25

768.94

317.10

127.02

255.12

106.66
 
Percent low wage employees
50% or more low wage

65.66

207.99

255.09

61.36

161.09

82.52

122.41

100.24
Less than 50% low wage

24.29

77.68

78.16

64.83

23.97

36.42

38.43

25.34
Unknown

45.96

398.65

420.59

496.31

155.10

51.88

206.97

48.95
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.