Table I.C.1(2003) Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

3,481

3,834

3,568

3,470

3,430

3,430

3,623

3,438
 
Industry group **
Agric., fish., forest.

2,960

3,044

2,860

3,563

2,318

2,051

3,522

2,617
Mining and manufacturing

3,398

3,444

3,445

3,261

3,417

3,416

3,392

3,399
Construction

3,493

3,971

3,402

3,602

3,145

3,025

3,487

3,501
Utilities and transp.

3,272

4,017

3,792

3,377

3,333

3,149

3,697

3,205
Wholesale trade

3,353

3,701

3,278

3,292

3,378

3,299

3,421

3,319
Fin. svs. and real estate

3,608

4,180

3,779

3,517

3,608

3,535

3,881

3,557
Retail trade

3,365

3,627

3,421

3,329

2,972

3,434

3,480

3,336
Professional services

3,636

3,914

3,761

3,605

3,654

3,557

3,791

3,590
Other services

3,382

3,729

3,597

3,484

3,243

3,286

3,617

3,292
 
Ownership
For profit, incorporated

3,429

3,838

3,511

3,417

3,310

3,399

3,576

3,384
For profit, unincorporated

3,380

3,681

3,629

3,230

3,295

3,259

3,568

3,271
Nonprofit

3,773

4,260

4,010

3,843

3,779

3,692

3,985

3,745
Unknown

3,708

3,900

3,748

4,174

3,736

3,433

4,009

3,577
 
Age of firm
Less than 5 years

3,414

3,493

3,657

3,321

3,211

3,476

3,471

3,347
5-9 years

3,330

3,530

3,354

3,409

3,002

3,364

3,420

3,241
10-19 years

3,457

3,894

3,501

3,290

3,300

3,409

3,581

3,342
20 or more years

3,523

3,992

3,641

3,551

3,508

3,418

3,719

3,467
Unknown

3,446

4,743

2,940

 *

3,406

3,435

3,446

3,185

3,446
 
Multi/single status
2 or more locations

3,446

3,591

3,630

3,451

3,508

3,424

3,580

3,441
1 location only

3,545

3,839

3,561

3,478

3,304

3,653

3,627

3,426
 
Percent full-time employees
Less than 25%

3,160

3,611

3,101

3,384

3,078

3,099

3,461

3,096
25-49 %

3,406

4,059

3,609

3,382

3,398

3,307

3,627

3,347
50-74 %

3,689

3,938

3,767

3,781

3,375

3,743

3,798

3,658
75% or more

3,467

3,815

3,550

3,442

3,446

3,406

3,604

3,425
 
Union presence
No union employees

3,443

3,802

3,551

3,430

3,392

3,342

3,607

3,373
Has union employees

3,757

4,812

3,879

4,133

3,664

3,724

3,951

3,745
Unknown

3,328

4,177

3,695

3,146

3,645

3,309

3,705

3,319
 
Percent low wage employees
50% or more low wage

3,351

3,822

3,417

3,555

3,236

3,145

3,618

3,243
Less than 50% low wage

3,523

3,855

3,605

3,439

3,483

3,438

3,630

3,468
Unknown

3,451

3,449

3,173

3,837

3,341

3,454

3,459

3,451
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1(2003) Standard error for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

10.92

33.37

26.20

26.35

29.94

16.34

26.38

13.98
 
Industry group **
Agric., fish., forest.

194.35

162.36

270.63

188.72

531.28

350.48

227.15

132.41
Mining and manufacturing

38.28

118.81

150.77

104.24

87.06

45.32

96.99

39.43
Construction

87.51

119.71

213.34

232.66

148.42

112.10

123.47

153.76
Utilities and transp.

39.07

312.01

175.12

96.81

185.08

52.15

184.05

54.07
Wholesale trade

36.97

142.13

153.08

109.45

120.32

89.19

75.88

60.07
Fin. svs. and real estate

38.98

129.33

193.55

161.37

123.91

44.81

103.84

42.57
Retail trade

77.51

140.38

115.68

105.80

116.60

125.02

63.74

101.33
Professional services

28.22

67.92

82.14

84.26

47.33

40.52

40.14

26.66
Other services

50.07

104.81

108.40

109.70

79.17

83.64

77.09

60.02
 
Ownership
For profit, incorporated

14.68

29.59

26.92

48.97

34.05

20.01

21.98

15.23
For profit, unincorporated

36.30

80.45

134.94

105.90

75.72

70.74

60.68

51.53
Nonprofit

37.82

159.05

162.27

151.89

67.90

66.30

111.55

45.94
Unknown

61.91

174.66

168.70

171.74

93.11

117.56

99.05

87.75
 
Age of firm
Less than 5 years

53.26

110.21

171.75

207.61

187.62

296.25

95.96

116.33
5-9 years

83.13

102.31

115.73

147.88

158.11

171.87

83.53

103.34
10-19 years

47.11

111.66

41.75

121.04

56.97

133.42

34.33

65.48
20 or more years

18.89

88.48

62.02

35.92

35.93

39.47

50.56

28.12
Unknown

52.49

1,414.19

929.71

 *

555.92

183.70

52.69

717.50

52.67
 
Multi/single status
2 or more locations

11.71

145.55

176.74

43.09

22.41

13.80

88.22

11.68
1 location only

22.40

31.93

36.66

32.45

46.24

177.25

29.44

36.47
 
Percent full-time employees
Less than 25%

72.64

233.15

148.53

137.00

242.38

147.07

112.80

95.84
25-49 %

66.06

219.46

122.07

158.76

189.93

77.80

124.63

79.21
50-74 %

116.52

108.27

115.32

154.93

96.65

207.78

52.70

148.86
75% or more

10.88

34.20

37.07

33.02

35.27

18.77

26.77

16.93
 
Union presence
No union employees

12.69

36.54

34.16

33.44

33.97

30.98

28.35

15.14
Has union employees

52.53

475.34

236.59

357.53

156.23

72.90

190.36

52.18
Unknown

42.59

305.83

436.65

321.44

268.70

42.27

247.82

42.26
 
Percent low wage employees
50% or more low wage

46.83

88.69

99.89

150.18

74.84

119.65

64.23

63.38
Less than 50% low wage

15.61

33.01

25.10

33.72

35.22

41.70

31.06

27.96
Unknown

27.67

331.20

228.01

189.01

129.17

24.40

219.85

24.61
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.