Table I.C.1.b(2003) Average total single premium (in dollars) for mixed-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

3,538

3,946

3,602

3,555

3,564

3,455

3,681

3,500
 
Industry group **
Agric., fish., forest.

3,243

2,998

2,550

3,806

3,019

2,032

3,854

2,850
Mining and manufacturing

3,440

3,431

3,549

3,348

3,444

3,451

3,423

3,442
Construction

3,578

4,337

3,354

3,788

3,223

3,039

3,531

3,627
Utilities and transp.

3,306

4,449

4,221

3,217

3,315

3,184

3,996

3,210
Wholesale trade

3,402

3,795

3,170

3,240

3,433

3,421

3,456

3,382
Fin. svs. and real estate

3,666

4,252

3,695

3,517

3,865

3,560

3,886

3,631
Retail trade

3,227

3,666

3,202

3,411

3,208

3,144

3,386

3,185
Professional services

3,713

3,960

3,820

3,742

3,761

3,625

3,847

3,677
Other services

3,525

3,871

3,791

3,539

3,466

3,434

3,740

3,452
 
Ownership
For profit, incorporated

3,476

3,950

3,530

3,484

3,462

3,413

3,617

3,439
For profit, unincorporated

3,464

3,756

3,642

3,345

3,398

3,386

3,633

3,380
Nonprofit

3,895

4,368

4,289

4,138

3,904

3,777

4,195

3,858
Unknown

3,707

4,131

3,886

4,266

3,779

3,339

4,138

3,563
 
Age of firm
Less than 5 years

3,546

3,637

3,388

3,609

3,405

3,641

3,545

3,548
5-9 years

3,428

3,479

3,480

3,545

3,087

3,637

3,513

3,352
10-19 years

3,578

4,075

3,548

3,371

3,497

3,527

3,623

3,537
20 or more years

3,609

4,110

3,679

3,610

3,630

3,509

3,771

3,567
Unknown

3,396

5,754

2,940

 *

3,435

3,522

3,392

3,163

3,396
 
Multi/single status
2 or more locations

3,484

3,478

3,767

3,487

3,597

3,447

3,593

3,481
1 location only

3,653

3,957

3,584

3,584

3,500

3,815

3,691

3,599
 
Percent full-time employees
Less than 25%

3,274

3,998

2,813

3,552

3,156

3,196

3,593

3,187
25-49 %

3,416

4,669

3,445

3,358

3,618

3,295

3,690

3,367
50-74 %

3,585

4,180

3,956

3,748

3,594

3,400

3,957

3,489
75% or more

3,543

3,893

3,580

3,544

3,566

3,477

3,650

3,515
 
Union presence
No union employees

3,517

3,889

3,576

3,495

3,571

3,390

3,658

3,466
Has union employees

3,702

5,470

4,216

4,435

3,531

3,632

4,263

3,673
Unknown

3,443

5,310

3,410

3,182

3,411

3,440

3,696

3,438
 
Percent low wage employees
50% or more low wage

3,446

4,032

3,479

3,551

3,374

3,303

3,705

3,360
Less than 50% low wage

3,611

3,963

3,637

3,541

3,611

3,518

3,687

3,576
Unknown

3,444

3,402

3,067

3,856

3,512

3,437

3,447

3,444
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.b(2003) Standard error for average total single premium (in dollars) for mixed-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

20.52

69.00

68.53

55.66

35.73

16.01

52.83

15.04
 
Industry group **
Agric., fish., forest.

282.22

235.51

284.96

443.83

563.98

472.78

313.49

211.70
Mining and manufacturing

51.59

161.27

195.92

130.17

91.51

76.63

150.96

44.69
Construction

118.87

170.84

266.52

321.34

138.67

107.85

168.34

201.77
Utilities and transp.

84.13

659.65

244.21

173.81

219.71

89.89

286.36

105.89
Wholesale trade

64.19

189.55

254.19

105.99

191.62

112.15

97.70

83.79
Fin. svs. and real estate

52.83

242.27

151.49

234.17

132.46

62.27

117.87

55.51
Retail trade

30.46

224.24

201.48

128.79

172.94

53.41

107.74

31.32
Professional services

37.40

140.37

73.68

118.38

71.29

46.82

65.67

34.58
Other services

66.89

155.31

193.37

107.32

106.85

95.71

100.74

66.53
 
Ownership
For profit, incorporated

24.51

94.60

73.31

79.37

39.37

18.45

57.05

17.43
For profit, unincorporated

60.64

134.21

174.94

127.54

104.33

67.37

112.20

62.68
Nonprofit

38.61

256.75

254.43

184.36

71.77

85.27

119.94

39.96
Unknown

76.82

205.38

220.13

210.11

191.35

157.04

114.95

116.78
 
Age of firm
Less than 5 years

119.50

179.36

180.42

242.25

209.43

347.49

105.20

225.96
5-9 years

88.37

158.97

197.87

122.12

151.91

222.48

116.77

114.75
10-19 years

47.72

175.97

100.22

135.46

65.40

138.98

45.97

73.84
20 or more years

27.12

147.91

112.47

67.44

39.49

39.76

90.41

24.61
Unknown

40.82

1,719.40

929.71

 *

864.40

225.89

40.26

889.17

41.02
 
Multi/single status
2 or more locations

14.40

400.65

161.61

65.35

38.22

16.38

99.66

16.07
1 location only

42.06

70.10

81.49

82.93

73.87

169.45

58.52

68.89
 
Percent full-time employees
Less than 25%

68.20

401.01

268.05

158.92

195.06

117.88

172.68

72.71
25-49 %

69.90

296.63

161.93

232.27

255.11

89.13

174.25

89.52
50-74 %

65.59

156.67

152.17

210.50

114.02

104.05

97.93

68.69
75% or more

20.67

69.96

78.15

68.45

46.97

18.73

52.47

18.70
 
Union presence
No union employees

28.96

66.16

74.36

46.72

39.93

43.16

56.72

25.85
Has union employees

94.32

637.06

250.90

513.48

146.75

82.44

276.66

97.36
Unknown

49.05

1,135.69

580.94

519.12

231.93

52.03

858.57

48.76
 
Percent low wage employees
50% or more low wage

33.09

164.12

210.96

150.51

79.61

106.37

88.22

44.23
Less than 50% low wage

26.66

55.61

77.97

71.25

48.37

45.85

56.56

32.89
Unknown

39.02

480.52

304.56

203.25

171.32

34.83

280.28

37.36
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.