Table I.C.1.c(2003) Average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

3,619

3,675

3,759

3,472

4,030

3,516

3,691

3,595
 
Industry group **
Agric., fish., forest.

2,923

3,192

4,977

2,518

2,804

 *

1,647

 *

3,340

2,531
Mining and manufacturing

3,707

3,484

3,348

2,955

5,211

3,370

3,213

3,831
Construction

3,715

3,951

3,646

3,335

4,604

1,044

3,808

3,459
Utilities and transp.

3,132

3,766

2,848

 *

4,214

2,971

2,951

3,479

3,108
Wholesale trade

3,213

3,823

3,301

3,823

3,292

2,845

3,571

3,041
Fin. svs. and real estate

3,895

3,708

4,427

3,354

3,327

4,020

3,953

3,878
Retail trade

4,308

3,578

3,716

4,440

2,388

4,480

4,017

4,350
Professional services

3,661

3,764

4,193

3,471

4,391

3,165

3,880

3,555
Other services

2,629

3,311

3,545

3,045

3,285

2,043

3,313

2,308
 
Ownership
For profit, incorporated

3,640

3,767

3,648

3,477

3,915

3,593

3,718

3,613
For profit, unincorporated

3,021

3,374

4,434

2,852

3,531

2,410

3,537

2,719
Nonprofit

4,157

3,827

4,495

4,413

4,549

3,853

3,956

4,181
Unknown

3,580

3,225

3,836

3,573

4,210

3,474

3,398

3,670
 
Age of firm
Less than 5 years

3,437

3,011

4,807

2,772

3,365

2,241

 *

3,557

3,084
5-9 years

3,226

3,640

3,416

2,763

3,719

2,816

3,495

3,000
10-19 years

3,250

3,654

3,779

2,968

2,964

1,481

 *

3,687

2,431
20 or more years

3,554

3,834

3,597

3,808

4,285

3,140

3,757

3,484
Unknown

4,007

.

.

3,708

 *

3,195

4,010

3,708

 *

4,008
 
Multi/single status
2 or more locations

3,615

3,901

3,717

3,484

4,188

3,537

3,817

3,608
1 location only

3,628

3,666

3,764

3,468

3,801

2,368

3,679

3,522
 
Percent full-time employees
Less than 25%

3,117

2,933

3,479

3,199

3,174

 *

3,109

3,162

3,115
25-49 %

3,342

3,543

3,707

3,583

3,552

2,718

3,543

3,233
50-74 %

5,146

4,053

3,514

4,114

3,565

5,758

3,885

5,468
75% or more

3,400

3,652

3,791

3,385

4,176

2,999

3,685

3,277
 
Union presence
No union employees

3,274

3,657

3,681

3,426

3,560

2,488

3,633

3,013
Has union employees

4,877

3,948

4,216

4,729

6,252

4,794

4,364

4,900
Unknown

3,182

4,253

10,413

3,967

6,477

3,057

5,471

3,133
 
Percent low wage employees
50% or more low wage

3,023

3,482

3,319

3,259

3,330

1,662

3,363

2,691
Less than 50% low wage

3,590

3,684

3,866

3,518

4,176

2,911

3,750

3,476
Unknown

3,785

4,097

3,980

3,455

3,315

3,788

3,989

3,781
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.c(2003) Standard error for average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

126.90

101.95

135.87

162.03

327.99

260.50

85.85

170.37
 
Industry group **
Agric., fish., forest.

239.17

339.83

1,352.86

688.73

852.03

 *

513.77

 *

353.80

666.44
Mining and manufacturing

298.96

448.65

416.36

282.46

818.94

205.89

244.79

369.02
Construction

269.49

282.61

380.58

639.14

1,115.83

283.69

301.32

502.75
Utilities and transp.

187.48

652.81

937.63

 *

664.23

829.94

141.97

529.51

195.51
Wholesale trade

123.69

379.64

413.17

510.86

724.00

245.97

171.56

159.60
Fin. svs. and real estate

229.73

266.21

786.44

405.79

281.88

306.54

257.70

276.80
Retail trade

360.48

323.29

212.72

632.65

403.58

542.71

212.60

502.34
Professional services

170.31

194.99

225.40

250.63

207.72

237.86

137.87

198.27
Other services

264.60

162.98

245.61

223.72

553.14

509.63

132.75

402.60
 
Ownership
For profit, incorporated

148.02

118.59

147.22

177.99

390.48

338.00

79.58

221.18
For profit, unincorporated

165.54

195.24

289.92

425.95

482.67

347.96

193.03

201.25
Nonprofit

218.49

354.08

823.54

223.55

345.35

269.16

188.77

227.29
Unknown

329.51

352.36

969.26

547.52

550.62

603.80

329.99

451.00
 
Age of firm
Less than 5 years

273.34

378.45

464.59

514.17

800.50

715.96

 *

309.88

297.72
5-9 years

226.70

320.53

183.51

293.92

650.50

658.16

250.45

258.97
10-19 years

166.96

158.39

238.48

293.93

470.91

567.34

 *

117.26

341.29
20 or more years

171.40

115.13

177.74

163.52

368.03

265.66

120.44

228.84
Unknown

368.26

.

.

1,172.57

 *

508.39

369.04

1,172.57

 *

368.95
 
Multi/single status
2 or more locations

213.37

607.03

612.23

161.26

402.56

262.01

326.64

221.90
1 location only

102.98

103.24

131.10

205.76

433.86

489.49

74.26

202.43
 
Percent full-time employees
Less than 25%

339.35

439.56

704.76

382.56

961.48

 *

788.05

379.19

446.55
25-49 %

195.19

242.33

293.64

430.87

388.41

473.99

234.81

364.01
50-74 %

470.60

232.63

254.15

333.40

239.42

852.20

154.10

648.74
75% or more

126.22

127.81

164.65

176.96

394.41

158.97

96.62

159.31
 
Union presence
No union employees

87.25

91.73

156.49

138.71

245.42

164.46

80.56

114.88
Has union employees

347.92

767.39

814.19

850.66

861.54

383.63

577.88

354.10
Unknown

295.83

830.69

2,781.53

964.65

1,832.25

248.08

942.67

347.63
 
Percent low wage employees
50% or more low wage

146.07

286.62

155.16

242.65

347.81

302.34

152.49

213.08
Less than 50% low wage

156.33

77.47

153.41

191.40

376.16

254.97

91.02

229.57
Unknown

261.01

683.67

1,062.11

811.08

433.86

287.36

434.68

268.17
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.