Table I.C.1.a(2004) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

3,492

3,835

3,570

3,441

3,436

3,433

3,622

3,438
 
Industry group **
Agric., fish., forest.

2,693

3,329

2,974

3,391

2,449

 *

2,789

3,100

2,582
Mining and manufacturing

3,309

4,567

3,360

3,397

3,071

3,250

3,666

3,193
Construction

3,125

3,807

3,068

2,879

2,888

3,058

3,223

2,949
Utilities and transp.

3,362

4,046

3,351

2,541

3,021

3,742

3,520

3,338
Wholesale trade

3,346

3,856

4,071

3,175

2,962

3,270

3,687

3,110
Fin. svs. and real estate

3,580

3,955

3,990

3,560

3,530

3,501

3,824

3,507
Retail trade

3,409

3,740

3,480

3,709

3,389

3,217

3,577

3,334
Professional services

3,735

3,723

3,547

3,603

3,858

3,759

3,653

3,763
Other services

3,366

3,838

3,772

3,615

3,259

3,048

3,714

3,193
 
Ownership
For profit, incorporated

3,356

3,828

3,523

3,325

3,207

3,266

3,581

3,253
For profit, unincorporated

3,514

3,662

3,452

3,577

3,313

3,517

3,578

3,476
Nonprofit

3,989

4,408

3,910

3,932

3,953

4,008

3,988

3,989
 
Age of firm
Less than 5 years

3,460

3,335

3,095

3,761

3,463

3,599

3,279

3,663
5-9 years

3,386

3,534

3,332

3,484

3,312

3,276

3,441

3,336
10-19 years

3,353

3,711

3,424

3,219

3,155

3,319

3,506

3,178
20 or more years

3,524

4,097

3,743

3,502

3,512

3,356

3,768

3,434
Unknown

3,569

5,376

 *

.

3,238

3,241

3,584

3,167

3,572
 
Multi/single status
2 or more locations

3,452

3,556

3,587

3,432

3,521

3,430

3,447

3,452
1 location only

3,545

3,845

3,569

3,444

3,315

3,541

3,641

3,389
 
Percent full-time employees
Less than 25%

3,593

4,636

4,384

3,886

3,518

3,107

4,344

3,261
25-49 %

3,775

3,864

3,946

3,751

4,062

3,246

3,854

3,745
50-74 %

3,799

4,117

3,741

3,872

3,765

3,707

3,838

3,783
75% or more

3,428

3,764

3,513

3,360

3,320

3,406

3,564

3,371
 
Union presence
No union employees

3,501

3,808

3,552

3,408

3,459

3,436

3,604

3,440
Has union employees

3,544

5,683

3,866

 *

3,753

3,334

3,516

3,984

3,513
Unknown

3,306

4,268

3,676

3,988

3,163

3,289

4,186

3,283
 
Percent low wage employees
50% or more low wage

3,456

3,954

3,684

3,456

3,543

3,230

3,812

3,335
Less than 50% low wage

3,500

3,811

3,551

3,438

3,405

3,477

3,587

3,462
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.a(2004) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

41.04

115.88

51.41

61.72

78.37

56.40

52.52

43.69
 
Industry group **
Agric., fish., forest.

432.61

724.12

729.17

952.21

765.65

 *

835.88

545.76

678.89
Mining and manufacturing

52.29

435.04

267.68

100.26

69.63

69.31

181.37

37.15
Construction

133.13

161.79

201.99

167.05

418.77

380.89

116.47

214.53
Utilities and transp.

108.94

809.66

562.94

455.15

143.94

108.98

359.22

97.97
Wholesale trade

86.76

276.93

308.75

223.69

166.22

85.48

137.16

77.23
Fin. svs. and real estate

53.55

165.05

677.74

157.10

109.01

77.18

157.41

55.07
Retail trade

62.47

202.12

124.56

304.69

158.29

75.47

68.52

76.82
Professional services

45.35

198.31

126.00

108.93

141.20

94.50

99.48

58.75
Other services

79.82

219.50

191.81

191.27

100.69

57.94

93.91

81.30
 
Ownership
For profit, incorporated

49.17

170.90

54.36

87.31

86.13

49.14

69.05

46.24
For profit, unincorporated

62.91

141.19

132.41

253.57

160.08

126.96

81.75

84.37
Nonprofit

82.45

277.27

147.19

62.16

142.86

171.98

103.46

99.68
 
Age of firm
Less than 5 years

175.43

123.66

371.32

433.47

365.89

861.69

111.05

333.12
5-9 years

61.15

179.75

219.85

94.14

131.02

111.05

89.02

83.34
10-19 years

83.58

170.48

84.34

98.93

172.96

166.58

86.23

93.97
20 or more years

46.12

118.96

116.48

86.44

94.19

88.41

76.47

54.68
Unknown

66.11

1,700.04

 *

.

754.75

155.55

72.82

905.18

65.26
 
Multi/single status
2 or more locations

40.48

555.48

162.79

122.20

106.65

55.79

108.13

45.57
1 location only

69.10

115.85

44.86

81.78

125.45

345.94

51.77

100.00
 
Percent full-time employees
Less than 25%

253.11

437.65

475.87

669.93

422.82

513.34

504.60

87.86
25-49 %

187.37

324.25

481.59

236.58

487.75

256.65

205.93

228.72
50-74 %

81.07

125.92

197.47

205.90

225.24

88.29

106.92

83.23
75% or more

45.05

135.96

47.21

58.97

75.07

60.10

52.92

49.23
 
Union presence
No union employees

45.37

126.86

54.92

71.51

96.65

95.61

58.51

54.96
Has union employees

115.60

1,633.79

1,348.53

 *

346.26

179.79

103.46

455.22

124.61
Unknown

76.49

835.30

965.84

1,192.05

411.33

76.09

632.18

76.28
 
Percent low wage employees
50% or more low wage

51.31

261.16

135.84

224.93

194.08

84.46

125.47

63.17
Less than 50% low wage

45.78

97.70

59.78

64.85

74.20

69.38

47.01

52.75
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.