Table I.C.1.c(2004) Average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

3,749

3,936

3,901

3,536

3,892

3,592

3,833

3,674
 
Industry group **
Agric., fish., forest.

3,144

3,846

2,470

2,462

 *

3,014

 *

.

3,146

3,014

 *
Mining and manufacturing

3,652

3,040

3,527

3,725

4,164

3,716

3,416

3,851
Construction

3,567

3,327

3,280

3,228

4,471

4,361

3,329

4,070
Utilities and transp.

3,479

3,825

3,327

3,340

3,418

3,486

3,304

3,537
Wholesale trade

3,923

5,238

5,528

3,480

3,675

3,393

4,456

3,555
Fin. svs. and real estate

3,778

4,694

3,472

3,287

4,856

3,246

4,235

3,576
Retail trade

3,827

3,847

4,354

3,659

3,138

3,793

4,079

3,613
Professional services

4,027

3,681

3,836

3,759

3,874

4,810

3,756

4,323
Other services

3,400

4,483

3,838

3,422

3,731

2,260

4,085

2,784
 
Ownership
For profit, incorporated

3,710

3,917

4,016

3,522

3,711

3,553

3,846

3,595
For profit, unincorporated

3,575

3,905

3,194

3,561

3,743

2,819

3,695

3,337
Nonprofit

4,167

4,232

3,837

3,605

4,371

4,361

3,967

4,273
 
Age of firm
Less than 5 years

3,331

3,262

3,508

3,762

3,087

1,160

 *

3,346

3,278
5-9 years

3,598

3,867

3,497

3,219

2,954

5,083

3,635

3,376
10-19 years

3,668

3,351

3,986

3,715

4,129

3,434

3,592

3,839
20 or more years

3,980

4,556

4,042

3,502

3,969

3,885

4,102

3,888
Unknown

3,207

.

3,675

3,507

2,946

3,193

3,509

3,188
 
Multi/single status
2 or more locations

3,646

4,979

4,271

3,721

3,843

3,534

3,989

3,613
1 location only

3,842

3,921

3,862

3,465

4,005

4,492

3,818

3,948
 
Percent full-time employees
Less than 25%

3,586

3,852

3,867

5,112

2,354

3,096

 *

3,793

3,472
25-49 %

3,545

3,769

4,001

3,350

3,616

3,080

3,742

3,324
50-74 %

3,606

3,564

4,167

3,750

3,593

3,469

3,857

3,487
75% or more

3,791

3,996

3,853

3,465

4,042

3,659

3,836

3,746
 
Union presence
No union employees

3,749

3,947

3,874

3,562

3,893

3,397

3,832

3,627
Has union employees

3,670

3,768

4,388

3,539

3,880

3,603

3,851

3,653
Unknown

3,913

3,241

4,409

1,352

 *

3,976

3,974

3,913

3,913
 
Percent low wage employees
50% or more low wage

3,369

4,396

4,189

3,399

3,224

2,612

4,077

2,893
Less than 50% low wage

3,848

3,836

3,835

3,566

4,097

3,889

3,781

3,911
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.c(2004) Standard error for average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

55.33

100.67

162.98

75.11

233.23

97.48

77.52

87.22
 
Industry group **
Agric., fish., forest.

414.72

357.73

607.98

742.98

 *

953.11

 *

.

415.62

953.11

 *
Mining and manufacturing

153.19

300.39

174.11

226.20

665.73

287.91

207.80

142.84
Construction

166.73

130.85

656.93

802.02

901.47

969.33

131.50

551.27
Utilities and transp.

131.05

628.99

926.96

741.48

771.31

192.04

479.50

138.45
Wholesale trade

288.71

549.98

650.74

386.40

799.78

486.30

303.73

343.35
Fin. svs. and real estate

235.59

235.59

500.69

801.30

447.88

231.07

204.50

302.35
Retail trade

238.67

367.17

438.19

274.41

429.83

360.51

280.47

327.61
Professional services

166.83

186.20

110.83

169.87

337.45

428.66

123.41

355.17
Other services

177.97

219.34

365.22

317.69

374.83

294.23

175.99

240.42
 
Ownership
For profit, incorporated

80.22

127.01

154.34

104.48

233.02

136.97

95.99

102.23
For profit, unincorporated

148.80

106.98

566.46

430.76

771.10

490.50

193.07

578.26
Nonprofit

360.21

444.26

487.85

374.09

233.82

720.75

247.98

488.38
 
Age of firm
Less than 5 years

159.02

238.35

451.97

830.41

801.21

573.06

 *

228.51

614.65
5-9 years

115.59

206.59

402.09

537.68

718.28

1,133.70

146.49

525.11
10-19 years

162.16

173.89

355.13

234.53

748.34

849.14

207.71

265.13
20 or more years

112.42

190.56

239.21

101.49

258.46

208.20

141.86

99.63
Unknown

219.29

.

1,095.87

986.71

792.71

216.84

837.74

220.19
 
Multi/single status
2 or more locations

91.39

1,196.63

448.57

217.31

207.64

131.86

231.96

101.94
1 location only

75.70

106.58

178.35

101.89

391.23

855.96

85.42

326.96
 
Percent full-time employees
Less than 25%

353.92

516.72

928.71

1,404.44

473.26

1,120.67

 *

313.30

534.18
25-49 %

261.40

687.27

594.62

757.20

622.12

586.12

431.86

258.68
50-74 %

204.30

351.56

360.03

477.97

275.47

413.72

252.04

313.31
75% or more

55.20

105.49

197.18

99.11

258.95

151.52

87.49

93.66
 
Union presence
No union employees

77.49

106.58

152.39

93.05

254.99

287.31

84.03

173.47
Has union employees

142.84

535.88

1,177.50

790.41

335.39

172.65

481.20

157.84
Unknown

304.94

812.95

1,205.13

427.54

 *

1,106.00

282.20

900.71

291.96
 
Percent low wage employees
50% or more low wage

127.94

254.56

388.31

301.83

178.82

206.03

230.22

107.11
Less than 50% low wage

64.37

128.81

153.79

85.01

267.16

101.60

81.41

103.45
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.