Table I.C.1.b(2005) Average total single premium (in dollars) for mixed-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

4,047

4,381

4,079

4,016

4,092

3,998

4,151

4,022
 
Industry group **
Agric., fish., forest.

3,235

3,801

6,495

3,587

1,519

 *

3,337

4,043

2,344
Mining and manufacturing

3,822

4,224

3,507

3,697

3,895

3,829

3,749

3,832
Construction

3,790

3,842

3,710

3,445

3,995

3,932

3,602

3,934
Utilities and transp.

4,076

3,598

3,652

4,185

4,563

4,028

3,924

4,096
Wholesale trade

4,032

4,412

4,215

4,218

4,026

3,814

4,248

3,933
Fin. svs. and real estate

4,179

4,888

4,432

4,422

4,246

4,063

4,656

4,110
Retail trade

3,682

4,410

3,964

3,552

3,566

3,652

3,994

3,620
Professional services

4,380

4,381

4,291

4,320

4,437

4,384

4,365

4,385
Other services

4,005

4,510

4,126

3,980

4,071

3,910

4,156

3,963
 
Ownership
For profit, incorporated

3,934

4,312

3,991

3,954

3,887

3,901

4,082

3,898
For profit, unincorporated

4,086

4,363

3,991

3,686

4,150

4,103

4,100

4,081
Nonprofit

4,633

5,006

4,993

4,536

4,662

4,579

4,717

4,618
 
Age of firm
Less than 5 years

4,126

3,947

4,179

3,800

4,883

3,603

4,030

4,262
5-9 years

3,904

4,040

3,733

3,984

3,720

4,095

3,922

3,885
10-19 years

4,072

4,500

3,951

3,899

3,799

4,562

4,134

4,024
20 or more years

4,114

4,559

4,211

4,055

4,150

4,052

4,218

4,087
Unknown

3,922

.

3,906

4,674

4,023

3,915

4,128

3,921
 
Multi/single status
2 or more locations

4,026

5,341

4,380

4,143

4,148

3,983

4,371

4,017
1 location only

4,095

4,368

4,050

3,972

3,993

4,606

4,129

4,047
 
Percent full-time employees
Less than 25%

5,030

4,950

3,753

4,576

4,075

5,960

4,807

5,105
25-49 %

4,135

4,902

4,233

4,221

4,089

4,069

4,384

4,093
50-74 %

4,030

4,229

3,989

4,301

4,266

3,883

4,048

4,026
75% or more

4,027

4,368

4,084

3,963

4,070

3,983

4,139

3,999
 
Union presence
No union employees

4,024

4,354

4,086

4,013

4,079

3,921

4,151

3,979
Has union employees

4,071

5,093

3,828

4,160

4,261

4,027

4,169

4,066
Unknown

4,164

4,990

4,438

3,592

3,702

4,184

4,061

4,166
 
Percent low wage employees
50% or more low wage

3,740

4,591

3,873

3,888

3,688

3,655

4,052

3,683
Less than 50% low wage

4,110

4,356

4,112

4,042

4,175

4,073

4,166

4,095
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.b(2005) Standard error for average total single premium (in dollars) for mixed-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

33.59

68.68

83.41

71.71

34.46

50.22

47.80

38.64
 
Industry group **
Agric., fish., forest.

665.87

574.63

1,227.55

808.14

618.93

 *

400.59

647.84

496.41
Mining and manufacturing

79.40

236.56

169.86

131.50

155.52

110.12

92.76

88.45
Construction

122.03

205.51

189.59

255.21

462.43

290.55

167.91

229.51
Utilities and transp.

84.85

303.12

327.18

129.70

182.53

95.76

215.32

82.96
Wholesale trade

82.41

219.95

232.45

339.60

87.40

101.82

192.20

95.46
Fin. svs. and real estate

49.19

186.36

277.45

170.43

192.68

48.02

149.65

58.58
Retail trade

51.55

191.81

240.90

145.66

166.54

56.75

101.52

48.78
Professional services

39.95

113.89

130.44

145.77

64.45

67.19

91.74

51.26
Other services

126.09

157.90

189.36

131.85

185.16

180.95

108.39

158.01
 
Ownership
For profit, incorporated

23.82

87.08

63.69

98.21

44.06

34.65

58.97

22.97
For profit, unincorporated

132.87

115.66

404.79

174.32

119.06

197.80

214.94

153.65
Nonprofit

86.31

135.94

148.35

136.76

153.77

112.41

140.96

102.80
 
Age of firm
Less than 5 years

351.97

279.06

406.90

370.45

685.12

446.36

229.62

484.76
5-9 years

66.73

118.87

164.02

180.11

158.70

284.81

71.64

122.40
10-19 years

146.31

183.27

158.14

156.49

107.63

450.40

130.10

236.01
20 or more years

47.63

89.51

81.61

86.99

81.08

74.54

47.80

65.85
Unknown

26.03

.

1,164.96

572.27

159.64

25.23

1,071.19

26.07
 
Multi/single status
2 or more locations

37.90

400.00

215.42

97.76

42.50

52.02

275.17

41.34
1 location only

51.04

66.97

98.10

79.64

92.96

334.07

47.07

80.39
 
Percent full-time employees
Less than 25%

614.82

369.43

690.04

713.41

780.37

886.32

582.56

716.27
25-49 %

71.82

361.98

240.93

310.88

258.06

144.07

225.55

78.31
50-74 %

83.74

202.42

127.76

273.26

146.79

113.36

84.18

106.99
75% or more

24.64

96.48

96.62

75.07

33.02

35.08

60.58

28.12
 
Union presence
No union employees

39.26

71.80

90.97

83.00

41.42

68.60

52.80

46.29
Has union employees

54.42

516.63

584.54

120.96

116.57

60.89

295.78

59.98
Unknown

70.56

915.95

685.48

451.15

161.95

66.76

467.65

67.58
 
Percent low wage employees
50% or more low wage

82.41

236.14

210.69

160.99

225.39

97.07

158.31

101.60
Less than 50% low wage

37.03

65.40

96.81

97.78

66.15

58.54

60.19

44.06
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.