Table I.C.1.c(2008) Average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 4,515    4,858    4,578    4,138    4,444    4,505    4,592    4,453   
Industry group **
Agric., fish., forest. 4,556    --    --    --    --    --    3,253    4,761   
Mining and manufacturing 4,115    5,095    3,632    4,500    3,869    3,821    4,210    4,071   
Construction 4,031    4,459    4,108    3,551    3,824    3,973    4,196    3,717   
Utilities and transp. 3,930    4,762    3,911    2,851    4,879    3,978    3,743    4,045   
Wholesale trade 4,565    6,101    4,580    3,485    4,670    4,146    4,866    4,059   
Fin. svs. and real estate 4,832    4,441    5,154    4,641    5,160    4,828    4,627    4,934   
Retail trade 4,037    4,420    5,165    4,061    3,421    2,784    4,593    3,149   
Professional services 5,218    4,950    4,775    4,578    4,997    5,947    4,871    5,447   
Other services 3,680    4,958    4,340    4,198    3,433    2,207    4,564    2,949   
Ownership
For profit, incorporated 4,271    4,863    4,468    4,034    4,109    4,009    4,515    4,072   
For profit, unincorporated 4,849    4,500    4,448    4,193    4,258    6,208    4,425    5,340   
Nonprofit 5,403    6,460    5,463    4,696    5,524    5,369    5,545    5,342   
Age of firm
Less than 5 years 4,050    4,500    4,002    3,813    4,358    3,801    4,217    3,855   
5-9 years 4,144    4,994    3,589    3,762    3,913    1,320 * 4,416    3,377   
10-19 years 4,427    4,534    4,608    3,445    5,409    3,913    4,359    4,636   
20 or more years 4,544    5,059    4,829    4,464    4,371    4,141    4,817    4,329   
Unknown 4,889    4,596 * --    2,676 * 4,055    4,948    4,213 * 4,890   
Multi/single status
2 or more locations 4,521    6,755    4,096    4,524    4,374    4,555    4,467    4,525   
1 location only 4,510    4,835    4,599    4,058    4,512    2,950 * 4,598    4,281   
Percent full-time employees
Less than 25% 3,636    3,578    5,586    3,287    3,780    2,609    4,127    3,350   
25-49 % 4,123    5,423    4,460    4,907    4,301    3,584    4,996    3,765   
50-74 % 4,577    5,101    4,096    4,123    4,377    4,852    4,535    4,641   
75% or more 4,568    4,818    4,675    4,106    4,498    4,682    4,585    4,555   
Union presence
No union employees 4,322    4,819    4,563    4,055    4,357    3,697    4,559    4,047   
Has union employees 5,842    7,240    5,923    6,250    4,900    6,122    6,154    5,822   
Unknown 4,536    5,070    6,400 * 5,239    4,150    4,507    5,175    4,488   
Percent low wage employees
50% or more low wage 3,773    4,499    3,972    4,271    3,591    3,149    4,226    3,485   
Less than 50% low wage 4,712    4,925    4,735    4,102    4,756    4,868    4,674    4,744   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.c(2008) Standard error for average total single premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2008
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 73.80    195.46    156.96    90.16    145.41    243.38    135.13    108.49   
Industry group **
Agric., fish., forest. 395.31    --    --    --    --    --    693.68    1,065.10   
Mining and manufacturing 152.17    864.51    653.74    430.86    299.56    343.27    808.04    361.40   
Construction 250.37    466.28    475.40    506.54    469.73    1,046.20    242.40    353.75   
Utilities and transp. 217.94    662.27    909.84    730.72    1,072.37    325.01    591.39    291.77   
Wholesale trade 278.77    877.10    302.85    393.97    596.41    343.27    294.83    266.31   
Fin. svs. and real estate 218.82    361.90    717.08    1,052.29    659.00    304.39    261.99    285.84   
Retail trade 252.65    336.85    323.13    230.51    424.65    614.90    235.99    333.51   
Professional services 140.00    218.56    231.84    228.37    256.28    474.17    175.27    234.69   
Other services 157.43    287.99    319.16    222.41    244.50    205.01    237.26    78.50   
Ownership
For profit, incorporated 87.90    153.93    158.24    119.87    200.97    177.27    117.91    110.20   
For profit, unincorporated 304.06    405.63    526.31    325.84    334.00    1,027.19    224.75    595.55   
Nonprofit 228.59    807.80    407.09    224.99    278.39    371.18    339.98    230.59   
Age of firm
Less than 5 years 306.74    331.11    329.67    907.47    978.90    850.03    238.65    554.00   
5-9 years 244.70    409.77    476.17    288.61    633.39    438.14 * 309.81    496.86   
10-19 years 143.80    167.25    224.41    211.92    453.11    842.62    124.18    355.11   
20 or more years 110.83    298.62    199.06    110.17    180.63    225.18    170.68    114.40   
Unknown 401.46    1,453.38 * --    846.23 * 521.58    422.83    1,267.26 * 401.33   
Multi/single status
2 or more locations 146.37    1,574.16    889.63    229.96    226.84    207.58    295.61    153.84   
1 location only 99.15    187.96    167.55    84.10    181.89    1,277.07 * 140.63    124.48   
Percent full-time employees
Less than 25% 330.88    738.25    1,104.10    644.52    646.23    725.69    294.30    409.64   
25-49 % 270.09    659.29    618.48    295.25    427.52    478.72    306.33    367.92   
50-74 % 212.72    443.17    387.95    514.33    273.71    493.57    260.31    215.32   
75% or more 107.23    183.37    177.54    96.75    183.10    357.44    136.04    174.74   
Union presence
No union employees 81.76    192.15    156.79    104.87    116.69    190.22    137.03    95.10   
Has union employees 320.51    1,792.29    1,658.02    1,556.70    370.97    634.93    1,083.47    357.16   
Unknown 213.16    1,164.34    1,949.02 * 1,412.98    872.95    225.40    934.99    217.99   
Percent low wage employees
50% or more low wage 152.64    514.39    302.99    177.60    135.03    323.96    293.49    175.26   
Less than 50% low wage 94.65    170.60    187.43    70.99    188.71    312.00    132.08    160.25   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.