| Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 39.5% | 12.1% | 91.0% | 31.1% | 72.2% | 11.2% | 11.3% | 74.0% |
| Firm size | ||||||||
| Less than 50 employees | 17.8% | 15.7% | 86.2% | 30.4% | 59.9% | 1.5% | 2.7% | 64.7% |
| 50+ employees | 66.6% | 7.6% | 97.0% | 32.0% | 87.6% | 23.4% | 22.1% | 85.6% |
| Less than 10 employees | 13.4% | 17.0% | 84.6% | 29.4% | 57.8% | 1.2% | 2.6% | 55.2% |
| 10-24 employees | 22.1% | 14.3% | 87.7% | 32.2% | 62.1% | 1.6% | 2.7% | 79.4% |
| 25-99 employees | 35.9% | 10.6% | 92.9% | 33.2% | 69.6% | 2.4% | 3.4% | 86.2% |
| 100-999 employees | 49.3% | 9.6% | 94.4% | 31.1% | 77.5% | 7.5% | 8.6% | 89.4% |
| 1000+ employees | 79.6% | 6.3% | 98.8% | 32.0% | 94.8% | 34.5% | 31.8% | 83.7% |
| Industry group ** | ||||||||
| Agric., fish., forest. | 10.8% | 25.9% | 75.5% | 17.3% | 59.2% | 2.6% * | 6.9% * | 44.6% |
| Mining and manufacturing | 31.9% | 8.9% | 93.8% | 33.4% | 69.3% | 9.2% | 9.0% | 83.5% |
| Construction | 22.1% | 14.0% | 88.4% | 30.6% | 63.4% | 2.4% | 3.8% | 72.8% |
| Utilities and transp. | 45.9% | 9.0% | 93.4% | 31.0% | 78.9% | 22.5% | 18.9% | 76.5% |
| Wholesale trade | 33.5% | 11.5% | 90.0% | 29.8% | 70.2% | 8.7% | 9.9% | 75.4% |
| Fin. svs. and real estate | 49.8% | 10.5% | 92.2% | 30.3% | 79.4% | 23.1% | 24.6% | 78.2% |
| Retail trade | 51.4% | 10.0% | 93.5% | 27.9% | 78.9% | 14.4% | 11.7% | 81.6% |
| Professional services | 37.1% | 13.6% | 89.8% | 33.1% | 70.1% | 8.8% | 8.7% | 69.9% |
| Other services | 37.1% | 12.9% | 91.1% | 32.6% | 69.0% | 6.5% | 7.4% | 69.4% |
| Ownership | ||||||||
| For profit, incorporated | 41.3% | 11.5% | 91.6% | 31.1% | 73.5% | 12.5% | 12.0% | 76.2% |
| For profit, unincorporated | 33.8% | 14.8% | 88.1% | 29.6% | 68.1% | 7.2% | 9.5% | 70.2% |
| Nonprofit | 34.9% | 11.8% | 91.5% | 33.7% | 69.1% | 7.6% | 8.9% | 63.3% |
| Age of firm | ||||||||
| Less than 5 years | 20.6% | 15.8% | 86.3% | 31.2% | 61.3% | 1.6% | 1.9% | 64.3% |
| 5-9 years | 22.6% | 14.6% | 87.6% | 28.6% | 64.4% | 1.7% | 1.9% | 65.8% |
| 10-19 years | 27.1% | 12.7% | 90.2% | 30.8% | 66.1% | 1.8% | 2.4% | 70.5% |
| 20 or more years | 47.4% | 11.2% | 92.2% | 31.6% | 76.2% | 16.2% | 16.2% | 77.2% |
| Multi/single status | ||||||||
| 2 or more locations | 66.2% | 7.9% | 96.7% | 31.0% | 87.9% | 23.8% | 22.6% | 85.8% |
| 1 location only | 19.0% | 15.3% | 86.7% | 31.2% | 60.2% | 1.6% | 2.7% | 65.0% |
| Percent full-time employees | ||||||||
| Less than 25% | 36.0% | 14.4% | 90.6% | 26.1% | 72.2% | 5.4% | 5.5% | 60.9% |
| 25-49 % | 38.4% | 11.3% | 91.1% | 31.4% | 72.1% | 9.5% | 9.0% | 76.3% |
| 50-74 % | 43.4% | 13.7% | 91.3% | 31.4% | 70.5% | 12.0% | 10.8% | 74.5% |
| 75% or more | 39.0% | 11.7% | 91.0% | 31.4% | 72.6% | 11.6% | 12.1% | 74.6% |
| Union presence | ||||||||
| No union employees | 34.6% | 12.7% | 90.2% | 29.7% | 70.1% | 7.2% | 7.9% | 73.7% |
| Has union employees | 70.3% | 9.9% | 95.2% | 39.3% | 82.5% | 38.6% | 35.2% | 73.9% |
| Unknown | 68.9% | 5.3% | 97.7% | 40.9% | 88.9% | 32.1% | 29.0% | 78.8% |
| Percent low wage employees | ||||||||
| 50% or more low wage | 44.9% | 13.4% | 91.1% | 29.7% | 72.2% | 11.5% | 10.8% | 74.7% |
| Less than 50% low wage | 37.7% | 11.7% | 91.0% | 31.6% | 72.2% | 11.1% | 11.5% | 73.8% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.
| Characteristics | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 0.46% | 0.32% | 0.35% | 0.56% | 0.48% | 0.33% | 0.30% | 0.40% |
| Firm size | ||||||||
| Less than 50 employees | 0.60% | 0.50% | 0.54% | 0.86% | 0.67% | 0.13% | 0.22% | 0.54% |
| 50+ employees | 0.43% | 0.28% | 0.20% | 0.63% | 0.22% | 0.84% | 0.64% | 0.60% |
| Less than 10 employees | 0.82% | 0.86% | 0.85% | 1.10% | 1.12% | 0.20% | 0.31% | 0.94% |
| 10-24 employees | 0.90% | 0.96% | 0.66% | 1.56% | 1.13% | 0.17% | 0.29% | 0.83% |
| 25-99 employees | 1.52% | 0.65% | 0.54% | 1.06% | 0.97% | 0.36% | 0.24% | 0.52% |
| 100-999 employees | 0.74% | 0.39% | 0.38% | 1.04% | 0.74% | 0.36% | 0.40% | 0.69% |
| 1000+ employees | 0.81% | 0.39% | 0.13% | 0.82% | 0.30% | 1.24% | 1.04% | 0.90% |
| Industry group ** | ||||||||
| Agric., fish., forest. | 2.07% | 3.71% | 3.59% | 3.85% | 4.66% | 0.80% * | 2.60% * | 8.28% |
| Mining and manufacturing | 1.58% | 1.02% | 1.01% | 1.39% | 1.47% | 0.67% | 0.80% | 0.89% |
| Construction | 1.96% | 1.90% | 1.30% | 2.21% | 1.57% | 0.58% | 0.75% | 1.84% |
| Utilities and transp. | 2.03% | 1.00% | 0.79% | 1.46% | 1.79% | 1.36% | 1.50% | 3.02% |
| Wholesale trade | 0.98% | 1.36% | 1.41% | 1.77% | 1.93% | 0.72% | 0.33% | 1.64% |
| Fin. svs. and real estate | 1.35% | 0.65% | 0.71% | 1.56% | 0.70% | 1.46% | 0.84% | 1.24% |
| Retail trade | 1.48% | 0.75% | 0.47% | 0.77% | 0.59% | 1.01% | 0.91% | 1.21% |
| Professional services | 0.68% | 0.62% | 0.55% | 0.81% | 0.87% | 0.69% | 0.67% | 1.01% |
| Other services | 0.46% | 0.81% | 0.79% | 1.50% | 1.19% | 0.62% | 0.40% | 0.57% |
| Ownership | ||||||||
| For profit, incorporated | 0.52% | 0.41% | 0.42% | 0.52% | 0.61% | 0.38% | 0.37% | 0.57% |
| For profit, unincorporated | 1.00% | 0.93% | 0.85% | 1.52% | 1.08% | 0.95% | 0.81% | 0.92% |
| Nonprofit | 1.80% | 1.17% | 0.71% | 1.16% | 0.97% | 0.32% | 0.66% | 1.35% |
| Age of firm | ||||||||
| Less than 5 years | 1.22% | 1.36% | 1.41% | 1.73% | 1.29% | 0.42% | 0.45% | 2.92% |
| 5-9 years | 0.88% | 1.17% | 1.09% | 1.53% | 2.10% | 0.30% | 0.36% | 1.04% |
| 10-19 years | 1.01% | 0.71% | 0.68% | 1.68% | 1.46% | 0.30% | 0.34% | 1.48% |
| 20 or more years | 0.61% | 0.37% | 0.43% | 0.49% | 0.54% | 0.55% | 0.47% | 0.43% |
| Multi/single status | ||||||||
| 2 or more locations | 0.54% | 0.29% | 0.23% | 0.63% | 0.37% | 0.82% | 0.64% | 0.57% |
| 1 location only | 0.57% | 0.48% | 0.50% | 0.87% | 0.76% | 0.13% | 0.20% | 0.66% |
| Percent full-time employees | ||||||||
| Less than 25% | 1.68% | 2.01% | 1.56% | 2.18% | 1.51% | 1.19% | 1.55% | 1.38% |
| 25-49 % | 1.08% | 0.95% | 0.78% | 1.88% | 1.07% | 1.12% | 0.91% | 1.30% |
| 50-74 % | 1.12% | 0.77% | 0.52% | 0.96% | 0.79% | 0.87% | 0.58% | 1.49% |
| 75% or more | 0.57% | 0.42% | 0.43% | 0.58% | 0.57% | 0.39% | 0.29% | 0.39% |
| Union presence | ||||||||
| No union employees | 0.54% | 0.39% | 0.35% | 0.63% | 0.46% | 0.25% | 0.22% | 0.43% |
| Has union employees | 1.31% | 1.16% | 0.95% | 1.45% | 1.47% | 2.03% | 1.86% | 2.28% |
| Unknown | 1.54% | 0.80% | 0.65% | 2.68% | 1.18% | 2.32% | 1.73% | 1.85% |
| Percent low wage employees | ||||||||
| 50% or more low wage | 1.05% | 0.61% | 0.59% | 1.10% | 0.75% | 0.53% | 0.60% | 0.99% |
| Less than 50% low wage | 0.41% | 0.37% | 0.37% | 0.71% | 0.57% | 0.32% | 0.27% | 0.32% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.