Table I.C.1(2009) Average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 4,669    4,982    4,573    4,521    4,702    4,673    4,652    4,674   
Industry group **
Agric., fish., forest. 3,917    --    --    --    --    --    4,304    3,788   
Mining and manufacturing 4,742    4,734    4,300    4,468    4,622    4,965    4,311    4,824   
Construction 4,299    4,960    4,123    4,165    3,901    5,092    4,364    4,225   
Utilities and transp. 4,655    5,002    4,403    5,095    4,681    4,603    4,565    4,666   
Wholesale trade 4,671    5,169    4,796    4,298    4,521    4,796    4,892    4,590   
Fin. svs. and real estate 4,622    5,232    5,070    4,871    4,998    4,403    5,062    4,545   
Retail trade 4,045    4,910    4,334    4,022    4,047    3,953    4,408    3,968   
Professional services 5,097    5,100    4,736    4,756    4,960    5,325    4,805    5,175   
Other services 4,441    4,721    4,661    4,564    4,534    4,276    4,647    4,376   
Ownership
For profit, incorporated 4,513    4,996    4,511    4,359    4,478    4,508    4,596    4,491   
For profit, unincorporated 4,696    4,817    4,359    4,419    4,871    4,763    4,495    4,774   
Nonprofit 5,386    5,297    5,583    5,426    5,144    5,545    5,336    5,394   
Age of firm
Less than 5 years 4,287    4,511    3,889    4,223    4,590    4,287    4,199    4,403   
5-9 years 4,279    4,614    4,263    4,163    4,145    4,280    4,297    4,260   
10-19 years 4,460    4,908    4,454    4,196    4,436    4,476    4,555    4,395   
20 or more years 4,744    5,247    4,811    4,694    4,795    4,697    4,847    4,727   
Multi/single status
2 or more locations 4,666    4,558    4,908    4,665    4,726    4,650    4,673    4,666   
1 location only 4,676    4,985    4,552    4,486    4,670    5,403    4,651    4,705   
Percent full-time employees
Less than 25% 4,107    4,498    4,500    4,992    4,113    3,540    4,703    3,861   
25-49 % 4,566    4,930    4,753    4,781    4,678    4,326    4,822    4,493   
50-74 % 4,602    5,201    4,961    4,823    4,841    4,397    4,999    4,517   
75% or more 4,695    4,965    4,526    4,471    4,698    4,757    4,597    4,722   
Union presence
No union employees 4,563    4,946    4,539    4,466    4,657    4,474    4,625    4,540   
Has union employees 5,153    6,315    5,184    5,176    5,065    5,146    5,284    5,146   
Unknown 4,646    4,526    4,982    4,717    4,692    4,640    4,471    4,651   
Percent low wage employees
50% or more low wage 4,226    4,910    4,530    4,283    4,417    4,050    4,568    4,167   
Less than 50% low wage 4,768    4,994    4,578    4,561    4,773    4,830    4,664    4,798   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1(2009) Standard error for average total single premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 21.40    50.58    61.17    53.14    41.66    41.55    30.56    31.05   
Industry group **
Agric., fish., forest. 304.43    --    --    --    --    --    438.04    273.51   
Mining and manufacturing 82.66    208.79    127.07    147.10    204.00    132.50    48.40    94.26   
Construction 94.72    294.08    159.29    114.21    157.96    362.39    110.65    127.61   
Utilities and transp. 106.91    157.83    339.77    368.96    154.37    120.79    210.14    109.33   
Wholesale trade 97.56    168.03    238.59    86.11    168.67    132.59    137.61    111.22   
Fin. svs. and real estate 75.49    158.11    209.84    183.82    123.64    85.81    117.95    73.76   
Retail trade 38.12    234.97    134.22    148.20    119.86    47.72    90.61    39.44   
Professional services 57.38    99.51    96.16    92.95    74.26    96.50    63.57    73.60   
Other services 59.99    114.95    166.23    89.30    138.31    83.78    100.11    69.45   
Ownership
For profit, incorporated 24.33    69.01    56.36    61.22    57.36    40.46    33.87    30.37   
For profit, unincorporated 63.06    119.34    136.30    81.74    103.88    113.53    73.70    84.56   
Nonprofit 57.70    92.89    288.85    143.92    85.34    82.70    112.94    66.63   
Age of firm
Less than 5 years 147.00    149.81    144.02    198.46    258.83    185.04    110.24    213.89   
5-9 years 67.65    138.91    121.51    167.25    183.16    230.06    96.86    122.81   
10-19 years 55.44    83.06    95.82    66.93    152.67    103.17    62.90    75.98   
20 or more years 24.95    77.10    90.00    85.21    42.57    46.12    51.49    36.01   
Multi/single status
2 or more locations 38.50    259.78    161.76    92.21    35.36    45.37    75.51    38.49   
1 location only 32.14    51.11    64.16    59.17    87.79    352.44    35.63    81.30   
Percent full-time employees
Less than 25% 106.67    194.41    346.39    390.51    224.04    93.63    267.53    126.33   
25-49 % 125.04    194.08    216.76    199.49    226.56    133.82    120.60    162.14   
50-74 % 59.63    196.20    227.89    179.33    126.00    71.57    147.82    69.83   
75% or more 31.63    40.44    55.72    64.26    56.60    56.03    34.48    40.80   
Union presence
No union employees 18.08    56.23    56.06    41.32    60.42    31.67    34.89    24.17   
Has union employees 72.74    759.21    433.54    251.73    190.40    93.60    364.67    87.63   
Unknown 92.70    595.18    316.34    661.83    214.96    100.38    279.24    91.66   
Percent low wage employees
50% or more low wage 34.72    113.56    148.01    118.41    87.35    56.53    93.44    33.04   
Less than 50% low wage 26.37    49.25    61.95    65.72    51.35    51.05    33.87    39.01   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.