Table I.D.1(2009) Average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 13,027    12,040    11,900    12,330    13,081    13,325    12,041    13,210   
Industry group **
Agric., fish., forest. 10,314    --    --    --    --    --    9,223    11,085   
Mining and manufacturing 12,607    11,629    10,984    12,191    12,202    12,957    11,479    12,730   
Construction 11,808    11,575    11,763    11,759    11,600    12,642    11,561    12,051   
Utilities and transp. 13,240    12,445    12,312    13,520    13,202    13,270    12,606    13,287   
Wholesale trade 12,776    13,625    12,333    11,931    12,251    13,284    12,913    12,742   
Fin. svs. and real estate 13,218    13,097    11,825    12,612    14,039    13,205    12,696    13,281   
Retail trade 11,737    10,964    11,692    11,602    11,650    11,810    11,372    11,799   
Professional services 14,004    12,172    12,346    12,586    13,972    14,530    12,399    14,277   
Other services 12,634    11,892    11,860    12,792    13,695    12,502    11,997    12,789   
Ownership
For profit, incorporated 12,704    12,056    11,954    12,116    12,609    12,959    12,030    12,831   
For profit, unincorporated 13,149    11,795    11,132    12,015    13,862    13,631    11,587    13,576   
Nonprofit 14,701    12,511    12,904    14,132    14,252    15,177    12,993    14,884   
Age of firm
Less than 5 years 12,073    11,941    11,428    12,522    11,117    12,914    12,040    12,108   
5-9 years 12,243    11,409    11,118    12,245    12,904    13,096    11,400    12,973   
10-19 years 12,552    12,035    11,671    11,955    13,403    12,962    11,882    12,960   
20 or more years 13,157    12,290    12,275    12,430    13,093    13,353    12,278    13,256   
Multi/single status
2 or more locations 13,285    14,296    13,799    12,844    13,439    13,271    13,245    13,286   
1 location only 12,369    12,023    11,773    12,205    12,589    15,332    11,949    12,816   
Percent full-time employees
Less than 25% 11,131    10,268    11,182    11,645    12,353    10,758    10,763    11,313   
25-49 % 12,506    12,061    11,261    12,295    12,712    12,660    11,711    12,674   
50-74 % 13,032    12,334    11,373    11,965    13,094    13,309    11,856    13,229   
75% or more 13,063    12,061    11,990    12,367    13,103    13,366    12,102    13,240   
Union presence
No union employees 12,758    12,005    11,894    12,382    13,017    12,997    12,067    12,944   
Has union employees 13,778    12,232    12,029    12,277    13,505    14,002    11,947    13,895   
Unknown 13,014    13,746    11,266    9,945    12,584    13,100    10,929    13,055   
Percent low wage employees
50% or more low wage 11,806    10,582    11,179    11,630    11,862    11,942    10,842    11,935   
Less than 50% low wage 13,198    12,255    11,964    12,387    13,233    13,546    12,163    13,397   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1(2009) Standard error for average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 24.57    125.89    156.41    227.74    173.56    50.81    129.29    24.36   
Industry group **
Agric., fish., forest. 398.63    --    --    --    --    --    598.13    430.10   
Mining and manufacturing 122.26    819.17    599.05    430.33    292.30    203.64    463.16    139.33   
Construction 235.84    354.98    280.04    333.99    659.24    745.09    228.06    374.09   
Utilities and transp. 265.30    973.97    746.58    742.65    531.90    313.37    410.43    305.94   
Wholesale trade 172.54    467.22    370.70    428.61    356.88    320.50    335.83    166.33   
Fin. svs. and real estate 131.48    476.59    975.80    644.46    485.15    135.51    348.56    169.73   
Retail trade 135.71    648.08    290.06    531.05    183.00    171.51    339.91    153.36   
Professional services 131.73    228.51    455.30    324.52    315.65    218.13    249.98    161.66   
Other services 212.65    239.95    437.94    388.39    508.38    235.71    281.55    222.16   
Ownership
For profit, incorporated 45.57    118.63    149.13    221.86    201.45    74.28    128.36    49.97   
For profit, unincorporated 122.02    306.12    290.59    390.85    477.65    144.97    225.91    157.68   
Nonprofit 95.25    455.14    781.13    522.33    360.90    118.02    408.74    86.50   
Age of firm
Less than 5 years 320.19    454.09    649.02    631.14    855.65    719.26    339.65    380.75   
5-9 years 240.03    333.35    551.91    582.60    549.71    572.66    247.20    337.80   
10-19 years 202.01    213.81    391.50    371.55    657.93    262.09    229.08    279.99   
20 or more years 43.00    220.99    204.88    261.12    224.22    53.64    183.58    39.02   
Multi/single status
2 or more locations 36.49    2,304.30    439.16    207.02    213.32    49.87    226.82    37.50   
1 location only 114.32    132.02    170.68    261.09    292.85    750.62    139.84    200.25   
Percent full-time employees
Less than 25% 291.03    924.30    813.14    622.19    875.33    240.34    740.07    299.23   
25-49 % 246.78    1,564.84    346.22    749.43    681.55    233.39    361.79    286.44   
50-74 % 181.54    488.92    694.54    293.11    488.84    202.42    460.41    192.65   
75% or more 41.64    109.97    172.78    262.19    202.64    62.78    143.44    41.32   
Union presence
No union employees 47.77    125.39    191.88    207.93    200.36    107.77    116.82    69.38   
Has union employees 85.35    647.80    629.05    519.68    516.41    89.91    437.51    84.21   
Unknown 184.21    2,301.03    632.82    489.65    720.74    212.00    697.26    187.42   
Percent low wage employees
50% or more low wage 127.35    528.72    558.38    453.28    298.27    200.84    289.95    163.00   
Less than 50% low wage 26.10    171.62    195.50    244.19    180.54    76.83    139.80    33.70   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.