Table I.D.1.a(2009) Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 13,110    12,109    12,023    12,079    12,724    13,846    12,060    13,371   
Industry group **
Agric., fish., forest. 9,512    --    --    --    --    --    10,393    8,266   
Mining and manufacturing 12,654    13,034    10,736    12,236    12,454    13,182    11,985    12,769   
Construction 11,177    11,272    12,296    10,848    10,188    11,277    11,476    10,650   
Utilities and transp. 13,809    11,893    10,724    15,259    11,054    14,419    11,918    14,020   
Wholesale trade 11,599    12,839    12,313    10,156    11,107    13,275    12,594    11,215   
Fin. svs. and real estate 13,346    12,674    10,447    12,816    14,682    13,349    12,139    13,562   
Retail trade 12,058    9,994    11,536    11,025    12,062    13,262    10,837    12,675   
Professional services 14,039    12,228    13,404    12,608    13,365    14,632    12,784    14,221   
Other services 12,728    12,679    11,556    12,578    13,484    12,718    12,167    12,903   
Ownership
For profit, incorporated 12,641    11,883    12,132    11,762    12,025    13,385    11,982    12,833   
For profit, unincorporated 13,361    12,440    9,716    11,925    13,810    14,216    11,441    13,942   
Nonprofit 14,759    13,905    15,413    14,409    14,186    15,100    14,285    14,796   
Age of firm
Less than 5 years 11,891    11,208    11,099    12,229    11,154    15,116    11,362    12,819   
5-9 years 11,786    11,969    10,023    10,531    12,829    13,664    10,807    12,696   
10-19 years 12,490    12,126    12,780    12,072    12,300    13,017    12,392    12,556   
20 or more years 13,329    12,377    12,169    12,318    12,792    13,900    12,324    13,489   
Multi/single status
2 or more locations 13,661    12,433    13,651    12,938    13,212    13,790    13,681    13,661   
1 location only 12,170    12,109    11,901    11,886    12,229    15,763    11,949    12,394   
Percent full-time employees
Less than 25% 11,612    11,826    9,327    10,659    13,635    11,767    10,532    12,427   
25-49 % 13,804    13,566    10,999    12,608    14,758    14,220    12,269    14,250   
50-74 % 13,482    12,235    12,314    11,656    12,909    14,227    12,390    13,744   
75% or more 13,057    12,004    12,079    12,111    12,623    13,788    12,045    13,304   
Union presence
No union employees 12,797    12,118    11,899    12,195    12,817    13,465    12,100    13,049   
Has union employees 13,950    11,972    13,007    11,437    12,034    14,650    11,901    14,103   
Unknown 13,158    11,941    11,685    10,941    14,289    13,178    10,623    13,263   
Percent low wage employees
50% or more low wage 12,222    11,392    9,457    11,278    11,307    13,425    10,743    12,578   
Less than 50% low wage 13,224    12,249    12,279    12,157    12,960    13,896    12,223    13,474   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a(2009) Standard error for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 99.69    276.76    362.89    334.85    366.86    107.11    215.49    139.34   
Industry group **
Agric., fish., forest. 1,836.76    --    --    --    --    --    2,714.04    2,262.90   
Mining and manufacturing 298.83    1,249.35    630.67    574.82    399.54    381.73    460.67    311.74   
Construction 370.28    641.17    457.57    891.51    1,424.01    2,411.70    428.53    452.06   
Utilities and transp. 565.32    3,136.16    2,211.16    2,522.17    1,667.65    661.53    1,647.86    686.34   
Wholesale trade 321.95    793.41    1,603.53    822.51    586.48    394.25    405.07    401.92   
Fin. svs. and real estate 274.87    1,583.58    1,422.34    901.97    599.14    214.84    637.88    268.33   
Retail trade 316.58    1,573.89    952.02    406.25    599.26    388.40    609.99    352.94   
Professional services 142.63    494.72    970.74    539.85    444.71    234.80    382.16    209.18   
Other services 266.41    539.14    854.29    450.02    661.17    469.54    261.69    287.05   
Ownership
For profit, incorporated 119.71    305.88    438.17    292.89    354.45    171.46    204.40    148.86   
For profit, unincorporated 295.99    1,089.32    877.89    460.02    822.86    323.78    508.88    348.46   
Nonprofit 403.12    561.58    962.04    1,254.27    516.17    449.97    326.95    436.73   
Age of firm
Less than 5 years 613.80    649.16    839.43    2,041.69    2,261.35    2,749.83    450.88    1,839.04   
5-9 years 317.21    638.36    716.09    460.50    980.86    1,553.92    330.67    487.95   
10-19 years 229.20    597.86    840.81    373.27    423.55    199.65    456.21    205.62   
20 or more years 134.28    238.77    413.56    397.11    386.99    116.99    217.97    151.42   
Multi/single status
2 or more locations 123.05    3,289.50    1,527.60    434.40    343.10    118.92    349.79    128.90   
1 location only 167.76    277.53    357.95    317.00    479.82    2,006.73    217.83    258.52   
Percent full-time employees
Less than 25% 574.83    2,017.07    1,921.71    1,425.85    2,602.74    535.61    885.69    799.98   
25-49 % 440.74    2,369.42    1,447.42    1,742.27    781.46    724.07    1,040.09    419.20   
50-74 % 245.48    816.59    1,033.93    572.43    681.02    343.94    646.84    275.82   
75% or more 102.64    273.67    384.32    358.71    410.06    75.85    230.55    144.50   
Union presence
No union employees 100.03    278.08    425.35    305.93    320.10    183.35    208.68    142.91   
Has union employees 330.30    2,905.53    1,747.07    1,076.97    819.75    169.28    825.13    328.25   
Unknown 315.78    3,571.04    3,050.67    1,268.15    1,161.36    229.20    2,000.62    323.61   
Percent low wage employees
50% or more low wage 420.27    1,426.73    1,191.01    573.91    553.93    652.20    651.68    522.14   
Less than 50% low wage 99.04    219.57    348.54    378.88    378.33    132.21    210.71    145.83   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.