Table I.D.1.c(2009) Average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 11,867    11,516    11,341    11,824    12,357    12,029    11,322    12,252   
Industry group **
Agric., fish., forest. 8,770    --    --    --    --    --    8,783    8,650   
Mining and manufacturing 10,895    9,992    10,692    11,743    10,913    10,860    10,900    10,894   
Construction 11,340    10,584    12,698    10,607    15,535    10,225    11,097    12,201   
Utilities and transp. 12,715    14,209    13,660    9,004    13,867    12,304    13,168    12,472   
Wholesale trade 11,946    10,812    11,699    13,740    11,372    12,361    11,983    11,920   
Fin. svs. and real estate 13,405    12,957    11,868    13,944    15,708    13,034    12,789    14,008   
Retail trade 11,299    10,313    10,394    9,361    13,083    12,346    10,009    12,458   
Professional services 12,409    12,082    10,589    12,214    14,124    12,573    11,262    13,077   
Other services 11,473    12,469    11,786    12,431    10,633    10,769    11,655    11,366   
Ownership
For profit, incorporated 11,538    11,472    11,431    11,978    11,847    11,239    11,385    11,649   
For profit, unincorporated 12,011    10,812    10,366    11,861    14,046    12,509    10,828    13,148   
Nonprofit 13,865    16,076    12,063    11,056    13,265    15,767    11,952    14,548   
Age of firm
Less than 5 years 11,766    11,973    9,328    15,738    13,316    12,022    11,532    12,419   
5-9 years 11,445    10,983    9,909    12,422    11,075    15,510    10,794    12,830   
10-19 years 12,349    11,607    10,377    10,971    14,802    15,085    10,793    14,882   
20 or more years 11,817    11,498    12,311    11,720    11,939    11,736    11,638    11,898   
Multi/single status
2 or more locations 12,094    11,125 * 13,594    12,341    12,365    11,915    12,065    12,096   
1 location only 11,654    11,519    11,181    11,681    12,340    15,185    11,277    12,823   
Percent full-time employees
Less than 25% 8,502    7,776    9,553    10,597    7,743    7,899    8,514    8,484   
25-49 % 11,757    9,618    9,789    11,274    13,646    12,315    9,736    13,137   
50-74 % 12,028    10,644    11,074    11,049    11,380    14,409    10,518    13,547   
75% or more 11,909    11,914    11,489    11,999    12,378    11,760    11,599    12,115   
Union presence
No union employees 11,952    11,313    11,265    12,097    12,378    12,492    11,265    12,569   
Has union employees 11,417    13,089    11,899    10,473    10,819    11,410    11,684    11,326   
Unknown 11,963    15,854    12,674    10,742    14,351    11,314    12,381    11,921   
Percent low wage employees
50% or more low wage 10,896    8,452    12,036    10,624    11,770    10,793    10,042    11,449   
Less than 50% low wage 11,993    11,852    11,235    11,935    12,477    12,168    11,479    12,361   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.c(2009) Standard error for average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2009
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 179.18    525.61    381.55    464.39    401.59    566.04    250.33    294.55   
Industry group **
Agric., fish., forest. 999.46    --    --    --    --    --    991.94    2,503.10   
Mining and manufacturing 485.01    2,084.83    1,914.78    1,538.07    858.83    1,402.70    1,138.56    623.57   
Construction 506.96    829.63    1,708.63    649.65    4,036.70    2,921.00    622.85    1,919.32   
Utilities and transp. 964.36    2,297.59    2,982.19    2,470.37    3,250.43    2,642.69    1,554.30    2,095.37   
Wholesale trade 449.37    1,850.57    1,767.85    742.65    1,388.64    2,279.45    469.76    522.40   
Fin. svs. and real estate 774.30    1,088.97    2,838.15    3,121.77    1,139.84    1,442.47    962.35    878.77   
Retail trade 563.03    777.61    1,430.89    1,346.79    503.60    1,296.86    1,066.32    596.68   
Professional services 655.41    801.55    799.77    681.71    966.85    1,266.45    471.24    911.20   
Other services 399.39    1,322.81    1,122.03    891.02    854.28    1,161.16    808.33    216.87   
Ownership
For profit, incorporated 210.48    353.90    462.01    442.25    605.99    546.69    186.86    329.15   
For profit, unincorporated 645.55    1,283.87    865.52    739.26    1,387.51    2,172.74    710.23    1,074.00   
Nonprofit 529.16    1,944.15    928.49    1,081.17    1,040.32    1,181.81    664.21    603.46   
Age of firm
Less than 5 years 477.79    1,200.01    1,572.66    3,089.61    3,008.39    1,487.04    589.78    727.01   
5-9 years 640.55    1,039.77    1,472.04    586.18    2,376.76    4,065.61    671.51    1,058.19   
10-19 years 474.13    684.28    709.20    841.62    1,351.88    2,575.24    372.95    969.64   
20 or more years 278.03    656.72    372.24    420.13    444.54    610.48    341.21    372.07   
Multi/single status
2 or more locations 318.35    3,389.84 * 1,931.68    318.61    436.24    564.11    655.67    327.92   
1 location only 227.79    521.51    463.11    595.55    1,236.43    3,472.82    268.56    317.84   
Percent full-time employees
Less than 25% 930.15    1,712.53    2,079.52    1,946.47    1,627.39    2,083.29    1,298.58    1,105.52   
25-49 % 694.92    2,144.43    1,751.83    1,390.89    1,912.50    2,894.15    999.75    1,026.60   
50-74 % 613.64    1,132.77    884.91    1,132.04    1,061.41    903.13    611.96    1,197.21   
75% or more 189.88    470.95    547.51    379.47    479.84    571.72    281.47    304.05   
Union presence
No union employees 159.44    590.46    361.14    521.94    367.03    463.68    261.74    260.40   
Has union employees 578.88    2,171.81    2,428.71    683.67    2,336.29    1,168.94    1,554.13    522.79   
Unknown 608.05    4,729.04    3,306.31    2,998.36    4,010.08    813.13    2,647.10    742.11   
Percent low wage employees
50% or more low wage 370.30    1,254.72    1,126.01    862.61    641.85    456.30    897.12    196.85   
Less than 50% low wage 233.28    499.38    460.94    518.29    477.84    618.39    329.77    333.29   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.