Table IX.A.2: Average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2004
STATE/AREA
Single premium
Single contribution
Employee-plus-one premium
Employee-plus-one contribution
Family premium
Family contribution
ALABAMA
Birmingham-Hoover 
3,293
743
6,791
1,594
8,907
2,409
Remainder of state
3,463
720
7,353
1,222
9,517
2,856
ALASKA
Anchorage
4,608
451
7,788
1,627
10,521
2,459
Remainder of state
4,028
664
7,399
1,966
9,996
1,894
ARIZONA
Phoenix-Mesa-Scottsdale
3,488
681
6,626
1,912
9,727
2,432
Remainder of state
3,315
614
5,991
1,452
7,200
1,828
ARKANSAS
Little Rock-North Little Rock
3,449
655
6,289
1,334
9,327
2,789
Remainder of state
3,194
605
6,080
1,650
8,151
2,322
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 
3,421
554
6,444
1,578
9,707
2,534
Riverside-San Bernardino-Ontario 
3,012
449
6,069
1,591
8,521
2,894
Sacramento--Arden-Arcade--Roseville 
3,442
645
6,479
1,539
10,569
2,969
San Diego-Carlsbad-San Marcos 
3,191
570
6,813
1,775
9,577
2,644
San Francisco-Oakland-Fremont 
4,185
586
7,088
1,589
10,593
2,118
San Jose-Sunnyvale-Santa Clara 
3,367
680
6,765
1,758
9,289
2,573
Remainder of state
3,717
482
7,154
1,687
8,880
1,991
COLORADO
Denver-Aurora 
3,605
735
6,896
1,802
9,952
2,789
Remainder of state
3,784
604
6,937
1,616
10,725
2,729
CONNECTICUT
Bridgeport-Stamford-Norwalk 
3,826
741
7,958
1,463
10,943
2,372
Hartford-West Hartford-East Hartford 
3,746
736
7,678
1,929
10,808
2,343
New Haven-Milford 
4,053
886
8,114
1,601
11,513
1,889
Remainder of state
3,909
731
9,038
1,818
11,152
2,442
DELAWARE
Philadelphia-Camden-Wilmington, DE portion
3,927
643
7,001
1,352
10,822
2,261
Remainder of state
3,598
818
7,196
2,123
9,811
2,684
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion
4,218
634
7,924
1,546
11,742
2,653
FLORIDA
Miami-Fort Lauderdale-Miami Beach 
3,862
683
7,721
1,913
10,327
2,718
Orlando-Kissimmee 
3,427
621
7,086
1,537
10,528
2,551
Tampa-St. Petersburg-Clearwater
3,941
689
7,281
1,910
10,793
2,497
Remainder of state
3,795
793
7,063
2,205
10,241
3,501
GEORGIA
Atlanta-Sandy Springs-Marietta 
3,289
640
6,559
1,467
9,680
2,589
Remainder of state
3,393
811
6,273
2,102
8,807
2,612
HAWAII
Honolulu 
3,153
288
6,304
1,687
8,351
2,181
Remainder of state
3,027
372
6,265
1,785
9,107
2,798
IDAHO
Boise City-Nampa 
3,457
677
7,454
1,391
8,464
1,969
Remainder of state
3,413
684
6,166
1,526
9,127
2,504
ILLINOIS
Chicago-Naperville-Joliet, IL portion
3,751
702
7,443
1,722
10,536
2,476
Remainder of state
3,811
656
6,895
1,505
9,858
1,995
INDIANA
Indianapolis
3,867
810
7,504
1,342
11,159
2,089
Remainder of state
3,447
565
6,533
1,569
9,205
2,116
IOWA
Des Moines
3,465
576
6,284
1,309
9,774
2,069
Remainder of state
3,593
678
6,724
1,756
9,342
2,418
KANSAS
Kansas City, KS portion
3,693
824
6,636
1,500
10,299
2,333
Wichita
3,862
944
6,391
1,576
9,306
2,434
Remainder of state
3,614
909
7,407
1,879
8,915
2,354
KENTUCKY
Louisville, KY portion
3,420
828
7,166
1,908
9,610
2,356
Remainder of state
3,593
647
6,986
1,436
9,981
2,040
LOUISIANA
New Orleans-Metairie-Kenner
3,959
580
7,688
2,516
10,964
2,913
Remainder of state
3,335
776
7,105
2,169
10,083
2,742
MAINE
Portland-South Portland-Biddeford
4,121
936
7,449
1,805
11,081
2,720
Remainder of state
4,111
835
7,291
2,324
10,490
2,867
MARYLAND
Baltimore-Towson
3,706
771
6,609
1,586
9,504
2,892
Washington-Arlington-Alexandria, MD portion
3,766
937
7,636
2,244
10,382
3,423
Remainder of state
3,698
671
6,773
1,027
10,251
2,452
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion
4,068
860
7,221
1,630
10,529
2,586
Remainder of state
4,348
958
7,357
1,820
10,647
3,359
MICHIGAN
Detroit-Warren-Livonia
4,050
573
6,891
1,037
9,612
1,926
Remainder of state
3,760
541
7,622
1,503
9,918
1,608
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion
3,755
798
7,522
1,632
10,086
2,491
Remainder of state
3,940
662
6,522
1,697
10,662
1,905
MISSISSIPPI
Jackson
3,669
616
6,851
1,599
9,498
3,936
Remainder of state
3,586
644
6,855
1,842
9,061
2,655
MISSOURI
Kansas City, MO portion
3,507
730
7,117
1,273
9,149
2,282
St. Louis, MO portion
3,617
627
6,930
1,661
9,401
2,465
Remainder of state
3,522
609
6,683
1,819
9,058
2,412
MONTANA
Billings
3,384
491
6,438
2,255
8,103
2,550
Remainder of state
3,766
609
6,657
1,623
9,274
2,139
NEBRASKA
Omaha-Council Bluffs, NE portion
3,576
731
6,845
1,852
10,044
2,289
Remainder of state
3,896
741
7,541
1,629
9,770
2,858
NEVADA
Las Vegas-Paradise
3,788
606
7,617
1,449
9,698
2,399
Remainder of state
4,009
642
6,684
2,410
10,360
3,078
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion
3,779
978
7,897
2,175
11,693
3,490
Manchester-Nashua
4,292
1,005
8,618
1,946
10,381
3,138
Remainder of state
4,126
831
8,841
1,964
11,505
2,734
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion
3,930
575
7,690
1,457
11,526
1,676
Remainder of state
3,682
768
7,300
1,703
10,850
3,079
NEW MEXICO
Albuquerque
3,284
660
6,353
1,668
8,917
2,306
Remainder of state
3,533
556
7,948
1,187
10,387
1,524
NEW YORK
New York-Northern New Jersey-Long Island, NY portion
4,106
632
7,809
1,423
11,056
1,970
Remainder of state
3,459
847
6,684
1,647
9,304
2,289
NORTH CAROLINA
Charlotte-Gastonia-Concord
3,580
870
6,872
2,024
9,698
3,745
Remainder of state
3,544
631
 
6,808
1,752
 
10,402
2,753
NORTH DAKOTA
Fargo, ND portion
3,246
511
*
5,737
1,281
*
7,812
2,011
Remainder of state
3,412
732
6,393
1,917
7,792
2,315
OHIO
Cincinnati-Middletown, OH portion
3,613
644
6,401
1,469
9,277
2,089
Cleveland-Elyria-Mentor
3,822
591
6,734
1,030
9,173
1,631
Columbus
3,724
814
7,281
1,461
9,895
3,056
Remainder of state
3,864
687
6,838
1,525
9,729
2,032
OKLAHOMA
Oklahoma City
4,063
621
7,115
1,994
10,413
3,306
Tulsa
3,540
527
6,476
1,507
8,964
2,269
Remainder of state
3,288
577
7,123
2,161
9,138
2,343
OREGON
Portland-Vancouver-Beaverton, OR portion
3,698
443
7,117
1,498
10,190
2,250
Remainder of state
3,717
405
6,654
1,538
9,356
2,602
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion
3,916
651
7,475
1,550
11,186
2,354
Pittsburgh
3,547
764
7,553
1,488
9,983
1,960
Remainder of state
3,572
608
7,185
1,678
9,039
1,829
RHODE ISLAND
Providence-New Bedford-Fall River, RI portion
4,368
794
8,356
1,782
10,220
2,309
SOUTH CAROLINA
Columbia
4,061
732
7,737
1,978
 
10,766
2,559
Remainder of state
3,728
731
 
6,905
1,742
 
9,877
2,776
SOUTH DAKOTA
Sioux Falls
3,219
620
6,931
2,134
9,480
2,403
Remainder of state
3,550
766
7,008
2,008
10,265
2,360
TENNESSEE
Memphis, TN portion
3,671
752
6,864
2,090
9,906
2,597
Nashville-Davidson--Murfreesboro
3,312
860
*
6,384
1,849
10,312
3,048
Remainder of state
3,771
887
6,942
1,727
10,927
3,278
TEXAS
Dallas-Fort Worth-Arlington
3,764
783
7,054
2,046
10,585
2,531
Houston-Sugar Land-Baytown
3,905
785
7,330
1,950
10,306
3,126
San Antonio
3,602
545
5,648
1,569
10,062
2,897
Remainder of state
3,780
526
6,970
1,795
9,743
2,559
UTAH
Ogden-Clearfield
3,016
764
6,387
2,262
8,323
3,096
Provo-Orem
3,313
511
*
6,326
1,837
10,424
2,768
Salt Lake City
3,125
601
6,248
1,818
8,726
2,450
Remainder of state
2,768
613
5,634
2,114
8,242
2,001
*
VERMONT
Burlington-South Burlington
3,925
688
7,310
1,389
10,534
3,171
Remainder of state
4,219
799
8,035
1,716
10,832
2,193
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion
3,455
663
5,831
1,448
8,874
1,734
Washington-Arlington-Alexandria, VA portion
4,215
783
7,445
2,262
11,013
3,484
Remainder of state
3,676
710
6,640
1,431
10,111
2,453
WASHINGTON
Seattle-Tacoma-Bellevue
3,755
463
7,404
1,655
10,702
3,299
Remainder of state
3,350
365
6,822
1,443
9,284
2,109
WEST VIRGINIA
Charleston
4,143
764
7,062
1,536
9,707
1,947
Remainder of state
3,606
569
6,754
1,532
9,566
2,119
WISCONSIN
Milwaukee-Waukesha-West Allis
4,274
861
8,206
2,332
9,853
2,637
Remainder of state
3,758
763
7,250
1,502
10,252
2,032
WYOMING
Cheyenne
3,921
446
9,231
2,019
9,292
3,043
Remainder of state
3,728
686
6,501
1,547
9,731
2,262
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2004 Medical Expenditure Panel Survey - Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability or precision.

 

Table IX.A.2: Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2004
STATE/AREA
Single premium
Single contribution
Employee-plus-one premium
Employee-plus-one contribution
Family premium
Family contribution
ALABAMA
Birmingham-Hoover 
229
91
629
261
287
294
Remainder of state
128
92
371
186
543
309
ALASKA
Anchorage
313
60
257
103
444
343
Remainder of state
253
106
510
330
645
340
ARIZONA
Phoenix-Mesa-Scottsdale
97
47
221
140
291
211
Remainder of state
158
113
479
243
812
510
ARKANSAS
Little Rock-North Little Rock
175
59
651
120
384
341
Remainder of state
134
54
123
121
381
147
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 
61
39
138
153
186
175
Riverside-San Bernardino-Ontario 
241
121
324
299
620
427
Sacramento--Arden-Arcade--Roseville 
204
114
390
408
609
350
San Diego-Carlsbad-San Marcos 
235
64
344
301
366
500
San Francisco-Oakland-Fremont 
268
104
287
221
385
444
San Jose-Sunnyvale-Santa Clara 
132
64
240
217
440
276
Remainder of state
190
71
372
221
397
176
COLORADO
Denver-Aurora 
132
59
348
132
304
207
Remainder of state
151
33
410
239
432
139
CONNECTICUT
Bridgeport-Stamford-Norwalk 
273
98
482
229
427
269
Hartford-West Hartford-East Hartford 
175
95
307
173
407
126
New Haven-Milford 
186
95
222
247
415
222
Remainder of state
274
137
670
399
417
626
DELAWARE
Philadelphia-Camden-Wilmington, DE portion
151
46
273
80
290
247
Remainder of state
290
95
435
196
880
246
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion
150
49
261
117
355
212
FLORIDA
Miami-Fort Lauderdale-Miami Beach 
174
63
336
243
288
348
Orlando-Kissimmee 
100
66
243
173
304
285
Tampa-St. Petersburg-Clearwater
380
43
360
309
818
348
Remainder of state
141
93
403
334
418
307
GEORGIA
Atlanta-Sandy Springs-Marietta 
92
42
281
122
240
226
Remainder of state
184
65
522
218
332
140
HAWAII
Honolulu 
48
32
189
134
228
172
Remainder of state
111
67
254
248
313
295
IDAHO
Boise City-Nampa 
250
143
488
221
366
224
Remainder of state
132
105
352
270
578
321
ILLINOIS
Chicago-Naperville-Joliet, IL portion
104
70
271
231
313
140
Remainder of state
81
85
227
154
227
187
INDIANA
Indianapolis
116
112
245
152
265
362
Remainder of state
121
59
288
136
308
174
IOWA
Des Moines
456
63
377
174
1,090
356
Remainder of state
57
59
309
101
219
200
KANSAS
Kansas City, KS portion
134
80
277
206
362
414
Wichita
203
133
201
288
405
309
Remainder of state
160
182
565
277
513
268
KENTUCKY
Louisville, KY portion
165
121
419
243
869
290
Remainder of state
143
48
230
141
222
185
LOUISIANA
New Orleans-Metairie-Kenner
393
78
1,225
490
582
554
Remainder of state
91
99
309
225
496
184
MAINE
Portland-South Portland-Biddeford
120
109
309
160
338
327
Remainder of state
131
150
323
326
618
479
MARYLAND
Baltimore-Towson
174
109
448
271
495
523
Washington-Arlington-Alexandria, MD portion
123
109
506
149
295
500
Remainder of state
140
156
791
324
652
464
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion
116
56
372
154
230
205
Remainder of state
272
73
433
292
377
270
MICHIGAN
Detroit-Warren-Livonia
209
54
299
231
239
195
Remainder of state
109
61
262
269
233
118
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion
103
95
257
72
349
229
Remainder of state
265
90
322
327
880
457
MISSISSIPPI
Jackson
236
149
481
165
590
916
Remainder of state
187
70
215
267
385
379
MISSOURI
Kansas City, MO portion
188
153
243
245
313
205
St. Louis, MO portion
123
47
345
110
235
229
Remainder of state
166
65
426
189
481
318
MONTANA
Billings
233
102
364
271
689
407
Remainder of state
159
69
237
239
317
360
NEBRASKA
Omaha-Council Bluffs, NE portion
88
101
474
292
301
363
Remainder of state
216
82
635
240
403
424
NEVADA
Las Vegas-Paradise
239
71
442
179
341
232
Remainder of state
297
68
474
375
548
676
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion
167
122
245
226
409
358
Manchester-Nashua
254
112
420
144
477
235
Remainder of state
104
96
249
208
467
481
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion
155
50
126
100
298
223
Remainder of state
214
119
413
229
375
481
NEW MEXICO
Albuquerque
84
64
193
158
297
214
Remainder of state
248
59
815
251
795
455
NEW YORK
New York-Northern New Jersey-Long Island, NY portion
72
58
219
78
245
237
Remainder of state
56
56
207
73
191
202
NORTH CAROLINA
Charlotte-Gastonia-Concord
174
129
 
247
315
 
697
739
 
Remainder of state
113
51
 
388
110
 
376
282
NORTH DAKOTA
Fargo, ND portion
231
219
*
696
488
*
1,008
442
Remainder of state
293
121
706
412
703
300
OHIO
Cincinnati-Middletown, OH portion
237
85
334
169
516
202
Cleveland-Elyria-Mentor
184
117
770
194
464
185
Columbus
297
136
348
319
461
480
Remainder of state
142
115
330
177
338
178
OKLAHOMA
Oklahoma City
164
97
359
243
323
231
Tulsa
171
35
214
101
325
224
Remainder of state
155
70
321
409
604
535
OREGON
Portland-Vancouver-Beaverton, OR portion
80
48
313
244
290
189
Remainder of state
170
47
380
154
664
496
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion
144
112
258
157
361
273
Pittsburgh
108
87
307
196
421
234
Remainder of state
85
47
204
154
282
248
RHODE ISLAND
Providence-New Bedford-Fall River, RI portion
153
63
328
153
376
243
SOUTH CAROLINA
Columbia
272
156
 
450
481
 
955
623
Remainder of state
162
53
 
226
103
 
178
127
SOUTH DAKOTA
Sioux Falls
140
100
815
336
457
442
Remainder of state
122
75
514
194
436
522
TENNESSEE
Memphis, TN portion
297
80
340
342
981
486
Nashville-Davidson--Murfreesboro
225
277
*
165
156
571
283
Remainder of state
145
109*
395
181
615
372
TEXAS
Dallas-Fort Worth-Arlington
160
88
250
230
330
290
Houston-Sugar Land-Baytown
157
78
334
172
372
287
San Antonio
275
83
413
314
615
297
Remainder of state
172
59
283
143
434
242
UTAH
Ogden-Clearfield
167
93
411
293
1,195
674
Provo-Orem
370
216
*
915
387
878
311
Salt Lake City
162
73
346
218
308
176
Remainder of state
202
126
556
571
320
613
*
VERMONT
Burlington-South Burlington
89
178
353
357
359
327*
Remainder of state
114
98
227
229
296
188
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion
180
99
691
248
669
370
Washington-Arlington-Alexandria, VA portion
241
104
308
182
380
318
Remainder of state
133
80
422
108
646
169
WASHINGTON
Seattle-Tacoma-Bellevue
66
121
232
246
344
488
Remainder of state
71
56
219
148
470
298
WEST VIRGINIA
Charleston
376
208
756
286
1,056
330
Remainder of state
162
46
385
157
402
282
WISCONSIN
Milwaukee-Waukesha-West Allis
218
90
401
368
456
375
Remainder of state
82
59
259
171
291
100
WYOMING
Cheyenne
598
119
2,192
578
1,484
664
Remainder of state
218
99
573
187
360
189
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2004 Medical Expenditure Panel Survey - Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability or precision.