Table I.D.1(1998) Average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 5,590    5,265    5,606    5,378    5,380    5,732    5,442    5,622   
Industry group **
Agric., fish., forest. 4,693    --    --    --    --    --    5,100    4,470   
Mining 5,328    6,190    5,796    5,979    6,075    4,856    6,009    5,283   
Construction 5,119    4,589    5,251    5,546    5,144    5,158    5,026    5,243   
Manufacturing 5,513    4,829    5,213    5,340    5,075    5,720    5,095    5,560   
Transp., commu., util. 5,932    4,984    5,668    5,700    5,826    6,005    5,395    5,981   
Wholesale trade 5,489    6,031    5,886    5,181    5,112    5,563    5,696    5,441   
Retail Trade 5,327    5,377    5,353    5,172    5,036    5,413    5,325    5,328   
Fin., ins., real est. 5,863    5,852    6,022    5,512    5,529    5,973    5,991    5,846   
Services 5,728    5,436    5,840    5,419    5,710    5,859    5,630    5,757   
Unknown 5,916 * 5,916 * --    --    --    --    5,916 * --   
Ownership
For profit, incorporated 5,558    5,276    5,577    5,329    5,261    5,704    5,422    5,585   
For profit, unincorporated 5,587    5,598    5,546    5,380    5,486    5,774    5,563    5,602   
Nonprofit 5,809    4,822    5,902    5,939    5,827    5,965    5,457    5,900   
Unknown 5,647    --    --    3,375    5,274    5,770    5,417 * 5,648   
Age of firm
Less than 5 years 5,612    5,512    6,114    5,489    5,254    5,727    5,711    5,498   
5-9 years 5,417    5,369    5,357    5,498    5,406    5,466    5,371    5,459   
10-19 years 5,363    5,304    5,390    5,281    5,317    5,545    5,345    5,376   
20 or more years 5,547    5,146    5,675    5,440    5,346    5,719    5,453    5,569   
Unknown 5,740    4,556    7,905    4,349    5,694    5,758    5,388    5,741   
Multi/single status
2 or more locations 5,648    6,360    5,510    5,287    5,408    5,727    5,568    5,650   
1 location only 5,415    5,240    5,622    5,424    5,295    5,964    5,424    5,400   
Percent full-time employees
Less than 25% 5,396    5,501    5,819    5,577    5,289    5,192    5,602    5,306   
25-49 % 6,256    5,580    6,343    5,443    5,864    6,473    5,785    6,326   
50-74 % 5,603    5,281    5,700    5,704    5,832    5,527    5,448    5,639   
75% or more 5,568    5,251    5,580    5,354    5,315    5,719    5,431    5,596   
Union presence
No union employees 5,490    5,431    5,629    5,331    5,300    5,601    5,513    5,482   
Has union employees 5,821    5,046    5,359    5,653    5,621    5,937    5,237    5,869   
Unknown 5,686    3,303    5,476    5,876    5,469    5,802    4,280    5,763   
Percent low wage employees **
50% or more low wage 5,274    4,984    5,289    5,594    5,175    5,282    5,302    5,260   
Less than 50% low wage 5,459    5,378    5,605    5,408    5,357    5,545    5,486    5,448   
Unknown 5,789    3,744    6,000    4,445    5,539    5,843    4,547    5,811   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1(1998) Standard error for average total family premium (in dollars) per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 49.32    112.60    100.55    63.22    57.73    82.86    60.89    62.47   
Industry group **
Agric., fish., forest. 265.24    --    --    --    --    --    296.31    332.97   
Mining 271.62    1,478.94    1,401.73    1,343.52    495.26    361.33    947.30    299.62   
Construction 142.58    298.07    184.23    142.55    169.61    321.49    191.62    125.46   
Manufacturing 93.28    258.94    135.33    105.66    134.23    133.78    86.21    109.04   
Transp., commu., util. 220.38    237.07    385.44    230.09    150.55    275.47    197.42    230.57   
Wholesale trade 88.88    365.24    206.33    202.82    153.11    137.90    106.01    116.06   
Retail Trade 49.19    172.32    204.25    104.82    143.47    58.55    105.60    54.24   
Fin., ins., real est. 88.35    209.43    331.92    261.55    156.62    94.30    113.65    101.71   
Services 108.02    224.19    177.51    170.47    141.51    149.87    143.83    117.96   
Unknown 1,781.97 * 1,781.97 * --    --    --    --    1,781.97 * --   
Ownership
For profit, incorporated 43.54    156.72    113.37    72.51    58.13    78.83    70.68    59.06   
For profit, unincorporated 132.42    233.75    310.74    218.51    173.61    297.22    181.49    196.91   
Nonprofit 147.11    318.32    305.79    174.09    167.13    269.90    215.80    183.28   
Unknown 148.06    --    --    839.52    341.38    147.15    1,649.45 * 147.81   
Age of firm
Less than 5 years 117.64    227.81    368.13    165.95    204.49    205.98    134.77    186.70   
5-9 years 101.79    120.72    208.69    244.08    136.85    338.79    101.94    164.28   
10-19 years 74.06    199.08    154.61    90.27    99.99    202.10    106.91    115.95   
20 or more years 76.42    226.07    106.31    81.15    72.87    137.68    94.56    94.46   
Unknown 68.81    1,285.43    2,239.64    428.39    135.76    80.45    606.99    68.98   
Multi/single status
2 or more locations 64.53    641.07    286.21    125.50    71.02    83.26    147.17    69.13   
1 location only 46.85    109.81    104.81    71.39    102.10    443.00    64.80    71.28   
Percent full-time employees
Less than 25% 155.58    223.55    304.31    289.89    407.29    170.09    230.18    176.93   
25-49 % 268.48    282.43    215.04    274.18    332.10    361.73    204.06    286.64   
50-74 % 103.11    150.55    440.61    208.69    183.49    177.29    126.20    125.84   
75% or more 54.90    120.96    89.77    61.64    71.22    89.59    59.68    71.49   
Union presence
No union employees 38.73    140.26    100.93    54.82    68.85    47.98    70.62    40.98   
Has union employees 163.99    319.75    333.56    270.84    186.28    209.71    145.75    173.81   
Unknown 145.57    664.69    215.39    313.76    279.31    162.71    504.91    120.44   
Percent low wage employees **
50% or more low wage 139.55    178.82    227.33    222.56    155.35    245.85    187.59    182.94   
Less than 50% low wage 64.74    149.98    107.83    69.89    63.28    102.47    73.84    74.31   
Unknown 113.93    698.11    278.60    338.15    99.27    114.58    470.98    109.26   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.