Table I.C.1.a(1999) Average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1999 |
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Characteristics |
Total |
Less than 10 employees |
10 - 24 employees |
25 - 99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
|||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
__________ |
|
||||||||||||||||
United States |
2,171.22 |
|
2,402.24 |
2,286.48 |
2,157.80 |
|
2,032.93 |
2,149.80 |
|
2,303.85 |
|
2,114.68 |
|
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|
|||||||||||||||||
Industry group |
|
||||||||||||||||
Agric., fish., forest. |
2,143.38 |
|
1,844.32 |
2,796.33 |
2,886.67 |
1,482.69 |
1,778.75 |
|
2,100.21 |
2,170.31 |
|
||||||
Mining |
2,852.18 |
|
***** |
2,160.00 |
* |
1,800.00 |
* |
1,956.00 |
* |
3,034.13 |
|
2,160.00 |
* |
2,916.44 |
|
||
Construction |
2,082.97 |
|
2,175.69 |
1,983.96 |
2,334.15 |
1,672.90 |
2,058.55 |
|
2,129.60 |
1,942.06 |
|
||||||
Manufacturing |
2,092.09 |
|
2,279.69 |
2,046.59 |
2,069.42 |
1,820.21 |
2,285.46 |
|
2,152.42 |
2,074.70 |
|
||||||
Transp., commu., util. |
2,064.84 |
|
1,924.13 |
2,422.95 |
1,950.53 |
2,003.25 |
2,075.53 |
|
2,104.16 |
2,052.25 |
|
||||||
Wholesale trade |
2,212.68 |
|
2,398.67 |
2,576.83 |
2,068.25 |
2,104.51 |
2,125.08 |
|
2,308.65 |
2,137.53 |
|
||||||
Retail trade |
2,276.64 |
|
3,042.54 |
2,649.30 |
2,185.24 |
|
2,054.58 |
|
2,075.54 |
|
2,710.56 |
|
2,068.78 |
|
|||
Fin., ins., real est. |
2,168.38 |
|
2,332.83 |
2,290.40 |
2,176.28 |
|
2,139.22 |
|
2,127.60 |
|
2,324.05 |
|
2,123.25 |
|
|||
Services |
2,185.44 |
|
2,342.47 |
2,243.17 |
2,157.03 |
|
2,174.43 |
|
2,138.45 |
|
2,265.12 |
|
2,154.64 |
|
|||
|
|||||||||||||||||
Ownership |
|
||||||||||||||||
For profit, incorporated |
2,130.92 |
|
2,300.27 |
2,281.12 |
2,142.69 |
|
1,959.43 |
|
2,123.26 |
|
2,243.51 |
|
2,083.15 |
|
|||
For profit, unincorporated |
2,343.74 |
|
2,683.84 |
2,096.79 |
2,055.67 |
|
1,939.81 |
|
2,453.93 |
|
2,497.92 |
|
2,098.57 |
|
|||
Nonprofit |
2,265.40 |
|
2,306.36 |
2,528.16 |
2,265.74 |
|
2,233.45 |
|
2,232.27 |
|
2,401.55 |
|
2,230.51 |
|
|||
Unknown |
2,113.21 |
|
1,968.00 |
* |
2,016.00 |
* |
***** |
|
1,953.39 |
|
2,128.53 |
|
2,003.96 |
|
2,113.38 |
|
|
|
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Age of firm |
|
||||||||||||||||
Less than 5 years |
2,175.92 |
|
2,307.06 |
2,353.10 |
1,934.51 |
|
2,341.01 |
|
1,984.56 |
|
2,248.77 |
|
2,103.83 |
|
|||
5-9 years |
2,069.38 |
|
2,351.17 |
2,014.03 |
2,051.61 |
|
1,814.46 |
|
2,052.63 |
|
2,178.03 |
|
1,934.78 |
|
|||
10-19 years |
2,181.28 |
|
2,463.14 |
2,251.25 |
1,978.50 |
|
1,962.32 |
|
2,274.37 |
|
2,283.48 |
|
2,040.73 |
|
|||
20 or more years |
2,197.32 |
|
2,417.74 |
2,416.51 |
2,308.15 |
|
2,031.49 |
|
2,155.58 |
|
2,384.98 |
|
2,128.64 |
|
|||
Unknown |
2,142.35 |
|
1,500.35 |
1,278.23 |
1,754.88 |
|
2,140.04 |
|
2,151.03 |
|
1,445.39 |
|
2,146.39 |
|
|||
|
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Multi/single status |
|
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2 or more locations |
2,168.06 |
|
2,461.32 |
2,375.81 |
2,339.96 |
|
2,121.89 |
|
2,157.25 |
|
2,440.99 |
|
2,154.53 |
|
|||
1 location only |
2,175.57 |
|
2,399.88 |
2,278.36 |
2,096.07 |
|
1,896.62 |
|
1,898.44 |
|
2,290.06 |
|
1,968.15 |
|
|||
|
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Percent full-time employees |
|
||||||||||||||||
Less than 25% |
2,184.03 |
|
2,238.38 |
2,471.22 |
2,138.41 |
|
2,249.06 |
|
1,952.29 |
|
2,178.76 |
|
2,187.86 |
|
|||
25-49% |
2,250.25 |
|
2,644.73 |
2,067.52 |
2,458.63 |
|
2,202.51 |
|
2,094.21 |
|
2,479.67 |
|
2,148.61 |
|
|||
50-74% |
2,133.54 |
|
2,352.48 |
2,693.32 |
1,959.98 |
|
2,157.73 |
|
1,955.16 |
|
2,453.76 |
|
2,005.29 |
|
|||
75% or more |
2,172.31 |
|
2,400.60 |
2,236.83 |
2,164.51 |
|
2,003.16 |
|
2,178.56 |
|
2,277.96 |
|
2,127.31 |
|
|||
|
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Union presence |
|
||||||||||||||||
No union employees |
2,145.38 |
|
2,393.67 |
2,283.06 |
2,099.48 |
|
1,980.61 |
|
2,117.27 |
|
2,286.68 |
|
2,064.98 |
|
|||
Has union employees |
2,316.38 |
|
2,557.65 |
2,225.62 |
3,058.36 |
|
2,364.96 |
|
2,230.54 |
|
2,788.69 |
|
2,292.57 |
|
|||
Unknown |
2,161.98 |
|
2,697.48 |
2,701.16 |
2,041.79 |
|
1,929.84 |
|
2,153.77 |
|
2,658.53 |
|
2,124.00 |
|
|||
|
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Percent low wage employees |
|
||||||||||||||||
50% or more low wage |
2,254.13 |
|
2,676.99 |
2,573.78 |
2,462.13 |
|
1,865.50 |
|
1,743.32 |
|
2,683.92 |
|
1,963.91 |
|
|||
Less than 50% low wage |
2,178.97 |
|
2,388.94 |
2,270.92 |
2,149.85 |
|
2,040.47 |
|
2,160.72 |
|
2,286.32 |
|
2,110.11 |
|
|||
Unknown |
2,140.63 |
|
2,457.09 |
|
2,525.63 |
|
1,900.06 |
|
2,033.78 |
|
2,146.22 |
|
2,410.33 |
|
2,132.55 |
|
|
|
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Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 1999 Medical Expenditure Panel Survey - Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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*Figure does not meet standard of reliability or precision. |
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***** No estimate available. No reported values in cell. |
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Table I.C.1.a(1999) Standard error for average total single premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1999 |
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Characteristics |
Total |
Less than 10 employees |
10 - 24 employees |
25 - 99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
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__________ |
|
||||||||||||||||
United States |
14.22 |
|
79.38 |
|
28.59 |
|
39.25 |
|
46.32 |
|
24.20 |
|
42.25 |
|
16.11 |
|
|
|
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Industry group |
|
||||||||||||||||
Agric., fish., forest. |
160.96 |
|
319.05 |
|
731.97 |
617.05 |
355.54 |
420.94 |
|
153.55 |
343.85 |
|
|||||
Mining |
564.49 |
|
***** |
|
683.05 |
* |
569.21 |
* |
618.54 |
* |
678.87 |
|
683.05 |
* |
584.06 |
|
|
Construction |
69.15 |
|
125.66 |
|
135.61 |
182.58 |
220.41 |
400.37 |
|
92.53 |
99.80 |
|
|||||
Manufacturing |
28.76 |
|
228.19 |
|
78.40 |
121.98 |
100.42 |
90.56 |
|
102.03 |
39.70 |
|
|||||
Transp., commu., util. |
46.19 |
|
128.59 |
|
282.57 |
107.19 |
53.13 |
|
83.59 |
|
56.58 |
53.02 |
|
||||
Wholesale trade |
78.43 |
|
158.74 |
|
156.08 |
177.64 |
|
192.29 |
|
60.81 |
|
81.36 |
123.59 |
|
|||
Retail trade |
57.73 |
|
223.49 |
|
142.58 |
105.20 |
|
46.06 |
|
46.70 |
|
109.94 |
|
50.25 |
|
||
Fin., ins., real est. |
31.03 |
|
174.00 |
|
253.73 |
229.24 |
|
65.62 |
|
26.81 |
|
118.90 |
|
19.26 |
|
||
Services |
19.09 |
|
65.82 |
|
63.43 |
44.02 |
|
50.48 |
|
28.32 |
|
31.15 |
|
22.55 |
|
||
|
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Ownership |
|
||||||||||||||||
For profit, incorporated |
19.91 |
|
74.39 |
46.15 |
49.94 |
|
37.69 |
|
24.71 |
|
40.29 |
|
18.58 |
|
|||
For profit, unincorporated |
121.79 |
|
174.56 |
110.47 |
111.92 |
|
76.13 |
|
180.22 |
|
138.51 |
|
108.78 |
|
|||
Nonprofit |
38.74 |
|
145.28 |
124.04 |
90.13 |
|
73.69 |
|
76.86 |
|
54.67 |
|
51.54 |
|
|||
Unknown |
91.42 |
|
622.34 |
* |
637.52 |
* |
***** |
|
300.44 |
|
92.37 |
|
597.48 |
|
91.73 |
|
|
|
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Age of firm |
|
||||||||||||||||
Less than 5 years |
67.33 |
|
112.41 |
|
270.76 |
|
58.07 |
|
202.92 |
|
166.69 |
|
135.33 |
|
152.97 |
|
|
5-9 years |
49.71 |
|
111.51 |
|
111.27 |
|
69.01 |
|
175.93 |
|
179.97 |
|
57.35 |
|
128.56 |
|
|
10-19 years |
70.94 |
|
171.67 |
|
103.12 |
|
57.16 |
|
86.98 |
|
107.57 |
|
91.60 |
|
55.47 |
|
|
20 or more years |
27.72 |
|
78.25 |
|
68.65 |
|
73.65 |
|
43.83 |
|
38.01 |
|
49.67 |
|
33.08 |
|
|
Unknown |
32.86 |
|
447.32 |
|
366.41 |
|
137.70 |
|
102.06 |
|
36.85 |
|
311.09 |
|
34.01 |
|
|
|
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Multi/single status |
|
||||||||||||||||
2 or more locations |
25.67 |
|
434.97 |
|
99.53 |
|
118.98 |
|
64.57 |
|
25.66 |
|
161.73 |
|
23.31 |
|
|
1 location only |
22.17 |
|
86.86 |
|
35.33 |
|
50.26 |
|
48.41 |
|
145.72 |
|
38.82 |
|
40.51 |
|
|
|
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Percent full-time employees |
|
||||||||||||||||
Less than 25% |
60.70 |
|
365.32 |
|
286.90 |
|
164.61 |
|
131.94 |
|
88.91 |
|
109.27 |
|
93.88 |
|
|
25-49% |
62.91 |
|
353.39 |
|
326.75 |
|
403.35 |
|
55.98 |
|
95.15 |
|
210.25 |
|
52.52 |
|
|
50-74% |
36.27 |
|
116.60 |
|
156.59 |
|
99.20 |
|
88.29 |
|
70.56 |
|
64.32 |
|
31.45 |
|
|
75% or more |
19.53 |
|
96.68 |
|
35.87 |
|
44.32 |
|
52.14 |
|
28.74 |
|
53.27 |
|
20.81 |
|
|
|
|||||||||||||||||
Union presence |
|
||||||||||||||||
No union employees |
19.70 |
|
81.45 |
|
29.28 |
|
43.83 |
|
30.94 |
|
33.30 |
|
43.71 |
|
22.23 |
|
|
Has union employees |
59.21 |
|
258.19 |
|
104.25 |
|
273.91 |
|
150.04 |
|
49.22 |
|
227.07 |
|
64.79 |
|
|
Unknown |
67.00 |
|
304.06 |
|
469.85 |
|
432.08 |
|
46.52 |
|
77.39 |
|
199.66 |
|
74.00 |
|
|
|
|||||||||||||||||
Percent low wage employees |
|
||||||||||||||||
50% or more low wage |
97.61 |
|
206.06 |
|
410.05 |
|
280.83 |
|
74.75 |
|
77.54 |
|
234.46 |
|
88.73 |
|
|
Less than 50% low wage |
14.29 |
|
85.10 |
|
35.61 |
|
42.81 |
|
55.60 |
|
40.76 |
|
45.85 |
|
30.54 |
|
|
Unknown |
28.74 |
|
179.18 |
|
413.00 |
|
108.95 |
|
104.47 |
|
32.59 |
|
155.20 |
|
29.51 |
|
|
|
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|
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Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 1999 Medical Expenditure Panel Survey - Insurance Component. |
|||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
|||||||||||||||||
*Figure does not meet standard of reliability or precision. |
|||||||||||||||||
***** No estimate available. No reported values in cell. |