Figure 1. Percentage (standard error) of private-sector employees in establishments that offer health insurance, by firm size, 2006-2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
86.9%
87.7%
87.6%
86.5%
85.3%
84.7%
84.9%
83.2%
83.8%
84.3%
84.5%
84.6%
85.3%
(Standard Error)
(0.2%)
(0.3%)
(0.2%)
(0.2%)
(0.2%)
(0.3%)
(0.3%)
(0.3%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
<50
61.2%
61.6%
59.6%
57.8%
54.7%
52.9%
53.1%
49.8%
47.6%
47.7%
48.3%
47.3%
50.7%
(Standard Error)
(0.4%)
(0.5%)
(0.5%)
(0.5%)
(0.4%)
(0.6%)
(0.7%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.7%)
50–99
87.6%
90.7%
89.6%
87.3%
85.6%
84.1%
87.0%
83.0%
85.3%
88.6%
86.3%
88.0%
88.0%
(Standard Error)
(1.2%)
(0.9%)
(1.3%)
(0.9%)
(1.0%)
(1.4%)
(1.0%)
(1.3%)
(1.2%)
(1.0%)
(1.2%)
(1.1%)
(1.1%)
100+
97.7%
98.2%
98.8%
98.5%
98.1%
98.2%
98.0%
97.3%
98.8%
98.9%
98.9%
99.0%
99.0%
(Standard Error)
(0.4%)
(0.3%)
(0.1%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
(0.1%)
(0.2%)
(0.2%)
(0.1%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 2. Percentage (standard error) of private-sector employees in establishments that offer health insurance, by State, firm size <50 employees, 2019
TABLE SUMMARY TABLE SUMMARY
State
Percentage
State
Percentage
State
Percentage
Alabama
56.3%
Kentucky
49.9%
North Dakota
59.6%*
(Standard Error)
(4.0%)
(Standard Error)
(4.6%)
(Standard Error)
(3.5%)
Alaska
36.0%*
Louisiana
49.4%
Ohio
50.3%
(Standard Error)
(4.1%)
(Standard Error)
(4.1%)
(Standard Error)
(4.6%)
Arizona
41.4%*
Maine
47.9%
Oklahoma
52.2%
(Standard Error)
(4.6%)
(Standard Error)
(3.7%)
(Standard Error)
(3.9%)
Arkansas
40.9%*
Maryland
54.2%
Oregon
49.1%
(Standard Error)
(4.4%)
(Standard Error)
(4.4%)
(Standard Error)
(3.6%)
California
48.2%
Massachusetts
65.8%*
Pennsylvania
56.5%
(Standard Error)
(2.7%)
(Standard Error)
(4.7%)
(Standard Error)
(3.4%)
Colorado
46.3%
Michigan
49.5%
Rhode Island
58.3%
(Standard Error)
(4.4%)
(Standard Error)
(4.1%)
(Standard Error)
(4.2%)
Connecticut
61.0%*
Minnesota
52.0%
South Carolina
52.6%
(Standard Error)
(4.1%)
(Standard Error)
(4.3%)
(Standard Error)
(4.3%)
Delaware
55.7%
Mississippi
43.9%
South Dakota
54.7%
(Standard Error)
(4.8%)
(Standard Error)
(4.8%)
(Standard Error)
(3.8%)
District of Columbia
68.5%*
Missouri
53.2%
Tennessee
45.5%
(Standard Error)
(4.5%)
(Standard Error)
(4.1%)
(Standard Error)
(4.4%)
Florida
44.6%
Montana
41.2%*
Texas
50.2%
(Standard Error)
(3.9%)
(Standard Error)
(3.6%)
(Standard Error)
(2.9%)
Georgia
41.2%
Nebraska
43.4%
Utah
40.6%*
(Standard Error)
(4.9%)
(Standard Error)
(4.1%)
(Standard Error)
(4.0%)
Hawaii
90.0%*
Nevada
53.2%
Vermont
41.4%*
(Standard Error)
(2.2%)
(Standard Error)
(5.1%)
(Standard Error)
(3.4%)
Idaho
44.1%
New Hampshire
56.4%
Virginia
51.7%
(Standard Error)
(4.1%)
(Standard Error)
(3.8%)
(Standard Error)
(4.1%)
Illinois
59.9%*
New Jersey
62.7%*
Washington
46.3%
(Standard Error)
(2.9%)
(Standard Error)
(4.2%)
(Standard Error)
(3.8%)
Indiana
39.3%*
New Mexico
40.4%*
West Virginia
47.5%
(Standard Error)
(4.3%)
(Standard Error)
(4.0%)
(Standard Error)
(4.7%)
Iowa
51.4%
New York
57.2%*
Wisconsin
46.4%
(Standard Error)
(3.7%)
(Standard Error)
(2.4%)
(Standard Error)
(4.1%)
Kansas
57.1%
North Carolina
42.9%*
Wyoming
40.9%*
(Standard Error)
(3.9%)
(Standard Error)
(3.9%)
(Standard Error)
(3.8%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2019.
Note: * Statistically different from the national average of 50.7 percent at p < 0.05. Note that the standard error on the national estimate of 50.7 percent is 0.69 percent.
Figure 3. Percentage (standard error) of private-sector employees who are enrolled in health insurance at establishments that offer health insurance, overall and by firm size, 2006-2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
60.7%
61.4%
61.1%
59.8%
59.4%
58.9%
58.2%
57.8%
57.0%
56.0%
56.5%
56.5%
55.8%
(Standard Error)
(0.3%)
(0.4%)
(0.4%)
(0.5%)
(0.2%)
(0.4%)
(0.3%)
(0.4%)
(0.4%)
(0.4%)
(0.4%)
(0.4%)
(0.5%)
<50
60.1%
59.7%
59.6%
59.2%
58.6%
57.7%
57.1%
56.8%
57.0%
55.5%
55.4%
56.2%
53.9%
(Standard Error)
(0.6%)
(0.2%)
(0.4%)
(0.6%)
(0.5%)
(0.5%)
(0.5%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
50–99
55.6%
56.3%
60.1%
55.9%
54.9%
55.4%
54.7%
54.5%
55.8%
51.2%
52.2%
50.3%
53.8%
(Standard Error)
(1.6%)
(1.0%)
(1.0%)
(0.8%)
(1.0%)
(1.2%)
(0.8%)
(1.3%)
(1.2%)
(1.2%)
(1.2%)
(1.2%)
(1.2%)
100+
61.4%
62.4%
61.6%
60.4%
60.0%
59.5%
58.8%
58.3%
57.1%
56.6%
57.1%
57.1%
56.4%
(Standard Error)
(0.5%)
(0.5%)
(0.6%)
(0.6%)
(0.3%)
(0.4%)
(0.3%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
(0.6%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Denominator: Within each category, all employees in establishments that offer health insurance.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 4. Percentage (standard error) of private-sector employees eligible for health insurance at establishments that offer health insurance, overall and by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
77.5%
78.1%
79.5%
78.2%
78.0%
77.8%
77.8%
75.4%
76.0%
76.5%
76.8%
78.0%
77.7%
(Standard Error)
(0.4%)
(0.4%)
(0.3%)
(0.5%)
(0.4%)
(0.3%)
(0.2%)
(0.4%)
(0.4%)
(0.4%)
(0.4%)
(0.4%)
(0.4%)
<50
77.7%
78.5%
79.3%
78.6%
78.7%
77.9%
78.0%
77.7%
79.1%
78.7%
78.3%
79.1%
78.1%
(Standard Error)
(0.6%)
(0.4%)
(0.5%)
(0.5%)
(0.6%)
(0.5%)
(0.4%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
50–99
72.3%
75.3%
79.2%
74.5%
73.6%
76.4%
76.2%
74.1%
77.8%
76.2%
75.5%
75.6%
78.1%
(Standard Error)
(1.5%)
(1.3%)
(0.8%)
(0.6%)
(1.0%)
(1.2%)
(0.8%)
(1.4%)
(1.2%)
(1.2%)
(1.2%)
(1.2%)
(1.2%)
100+
77.9%
78.3%
79.6%
78.5%
78.3%
77.9%
77.9%
75.0%
75.2%
76.0%
76.6%
78.0%
77.5%
(Standard Error)
(0.6%)
(0.4%)
(0.5%)
(0.6%)
(0.4%)
(0.3%)
(0.3%)
(0.5%)
(0.5%)
(0.4%)
(0.5%)
(0.5%)
(0.5%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Denominator: Within each category, all employees in establishments that offer health insurance.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 5. Percentage (standard error) of eligible private-sector employees who are enrolled in health insurance at establishments that offer health insurance, overall and by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
78.3%
78.7%
76.9%
76.5%
76.1%
75.8%
74.8%
76.7%
75.0%
73.3%
73.5%
72.4%
71.9%
(Standard Error)
(0.3%)
(0.3%)
(0.3%)
(0.2%)
(0.3%)
(0.3%)
(0.2%)
(0.3%)
(0.3%)
(0.3%)
(0.3%)
(0.4%)
(0.4%)
<50
77.4%
76.0%
75.2%
75.3%
74.4%
74.1%
73.1%
73.0%
72.1%
70.4%
70.7%
71.0%
69.0%
(Standard Error)
(0.7%)
(0.3%)
(0.3%)
(0.6%)
(0.4%)
(0.4%)
(0.6%)
(0.5%)
(0.5%)
(0.5%)
(0.6%)
(0.6%)
(0.6%)
50–99
76.9%
74.9%
75.9%
75.1%
74.5%
72.5%
71.8%
73.5%
71.7%
67.2%
69.1%
66.6%
68.9%
(Standard Error)
(1.3%)
(0.5%)
(0.9%)
(0.7%)
(0.6%)
(0.8%)
(1.0%)
(1.0%)
(1.1%)
(1.2%)
(1.1%)
(1.1%)
(1.0%)
100+
78.7%
79.7%
77.5%
76.9%
76.7%
76.4%
75.5%
77.8%
76.0%
74.4%
74.5%
73.3
72.7%
(Standard Error)
(0.4%)
(0.4%)
(0.5%)
(0.3%)
(0.3%)
(0.4%)
(0.3%)
(0.3%)
(0.3%)
(0.4%)
(0.4%)
(0.4%)
(0.5%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Denominator: Within each category, eligible employees in establishments that offer health insurance.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 6. Percentage (standard error) of private-sector working in establishments that offer two or more health insurance plans, overall and by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
61.4%
64.8%
66.5%
65.6%
65.5%
65.3%
66.0%
67.0%
70.2%
71.7%
72.4%
75.7%
75.8%
(Standard Error)
(0.7%)
(0.6%)
(0.7%)
(0.8%)
(0.5%)
(0.7%)
(0.6%)
(0.6%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
<50
21.5%
26.8%
27.3%
26.7%
27.2
29.3%
28.4%
29.6%
33.6%
34.2%
34.9%
37.8%
41.4%
(Standard Error)
(1.1%)
(0.7%)
(0.9%)
(0.8%)
(0.9%)
(0.8%)
(1.0%)
(0.9%)
(1.1%)
(1.0%)
(1.0%)
(1.0%)
(1.1%)
50–99
36.0%
42.5%
42.8%
44.1%
46.8%
43.7%
46.6%
46.8%
50.2%
56.2%
59.3%
56.4%
58.7%
(Standard Error)
(2.4%)
(1.7%)
(2.0%)
(1.9%)
(2.2%)
(1.7%)
(2.2%)
(2.1%)
(2.2%)
(2.0%)
(1.9%)
(1.9%)
(2.0%)
100+
74.3%
76.9%
78.5%
77.3%
76.3%
75.7%
76.5%
77.0%
79.7%
80.7%
81.0%
84.7
84.5%
(Standard Error)
(0.6%)
(0.7%)
(0.7%)
(1.0%)
(0.7%)
(0.7%)
(0.7%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
(0.5%)
(0.6%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Denominator: Within each category, all employees in establishments that offer health insurance.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 7. Percentage (standard error) of private-sector establishments that offer health insurance that self-insure at least one plan, overall and by detailed firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
34.4%
34.2%
35.1%
35.8%
36.9%
37.2%
37.6%
37.2%
39.0%
40.7%
39.2%
38.7%
39.4%
(Standard Error)
(0.5%)
(0.4%)
(0.4%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
(0.5%)
(0.6%)
(0.6%)
(0.6%)
(0.6%)
<10
14.9%
14.0%
14.6%
13.1%
12.6
14.9%
15.2%
14.4%
15.8%
19.3%
17.7%
13.1%
14.8%
(Standard Error)
(0.9%)
(0.8%)
(0.7%)
(0.6%)
(0.8%)
(0.9%)
(1.4%)
(0.8%)
(1.0%)
(1.4%)
(1.4%)
(1.1%)
(1.3%)
10–24
11.6%
11.1%
10.4%
11.6%
9.9%
10.7%
9.0%
12.0%
10.6%
13.6%
13.3%
13.8%
12.2%
(Standard Error)
(0.6%)
(0.9%)
(0.4%)
(0.8%)
(0.7%)
(0.7%)
(0.7%)
(1.0%)
(1.0%)
(1.1%)
(1.2%)
(1.2%)
(1.1%)
25–99
13.5%
12.6%
13.4%
14.3%
12.2%
13.5%
12.4%
12.2%
13.7%
16.6%
16.0%
12.9%
17.2%
(Standard Error)
(0.7%)
(0.8%)
(0.7%)
(0.7%)
(0.7%)
(0.7%)
(0.7%)
(0.8%)
(0.9%)
(0.9%)
(0.9%)
(0.8%)
(0.9%)
100–999
30.6%
32.7%
29.9%
30.9%
31.7%
30.1%
30.1%
32.5%
33.7%
34.4%
37.2%
35.1%
33.9%
(Standard Error)
(0.9%)
(1.3%)
(0.7%)
(0.9%)
(1.1)
(0.8%)
(1.0%)
(1.2%)
(1.2%)
(1.2%)
(1.3%)
(1.2%)
(1.1%)
1,000+
83.8%
86.5%
85.8%
86.6%
87.5%
87.1%
88.0%
84.2%
83.8%
81.9%
78.6%
81.6
83.1%
(Standard Error)
(0.7%)
(0.5%)
(0.4%)
(1.6%)
(0.5%)
(0.7%)
(0.5%)
(0.8%)
(0.8%)
(0.8%)
(0.8%)
(0.8%)
(0.8%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 8. Average total premiums (standard error) per enrolled employee for single, employee-plus-one, and family coverage, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Coverage
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
Single
$4,118
$4,386
$4,669
$4,940
$5,222
$5,384
$5,571
$5,832
$5,963
$6,101
$6,368
$6,715
$6,972
(Standard Error)
($25)
($15)
($21)
($22)
($26)
($28)
($23)
($25)
($26)
($27)
($28)
($31)
($35)
Plus One
$7,988
$8,535
$9,053
$9,664
$10,329
$10,621
$10,990
$11,503
$11,800
$12,124
$12,789
$13,425
$13,989
(Standard Error)
($48)
($43)
($34)
($60)
($105)
($256
($254
($60)
($58)
($60)
($70)
($70)
($83)
Family
$11,381
$12,298
$13,027
$13,871
$15,022
$15,473
$16,029
$16,655
$17,322
$17,710
$18,687
$19,565
$20,486
(Standard Error)
($32)
($81)
($25)
($75)
($98)
($95)
($61)
($79)
($95)
($84)
($105)
($104)
($125)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 9. Percentage change (standard error) in total premiums from previous year per enrolled employee for single, employee-plus-one, and family coverage, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Year
Single
Employee-Plus-One
Family
2007
3.2%
3.4%
4.0%
(Standard Error)
(0.8%)
(0.8%)
(0.8%)
2008
3.2%
3.4%
4.0%
(Standard Error)
(0.8%)
(0.8%)
(0.8%)
2009
6.5%
6.1%
5.9%
(Standard Error)
(0.6%)
(0.7%)
(0.7%)
2010
5.8%
6.7%
6.5%
(Standard Error)
(0.7%)
(0.8%)
(0.6%)
2011
5.7%
6.9%
8.3%
(Standard Error)
(0.7%)
(1.3%)
(0.9%)
2012
3.1%
2.8%
3.0%
(Standard Error)
(0.7%)
(1.2%)
(0.9%)
2013
3.5%
3.5%
3.6%
(Standard Error)
(0.7%)
(0.7%)
(0.7%)
2014
4.7%
4.7%
3.9%
(Standard Error)
(0.6%)
(0.7%)
(0.6%)
2015
2.2%
2.6%
4.0%
(Standard Error)
(0.6%)
(0.7%)
(0.8%)
2016
2.3%
2.7%
2.2%
(Standard Error)
(0.6%)
(0.7%)
(0.7%)
2017
4.4%
5.5%
5.5%
(Standard Error)
(0.7%)
(0.8%)
(0.8%)
2018
5.4%
5.0%
4.7%
(Standard Error)
(0.7%)
(0.8%)
(0.8%)
2019
3.8%
4.2%
4.7%
(Standard Error)
(0.7%)
(0.8%)
(0.8%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007. Therefore, growth rates were annualized over the 2006–2008 period.
Figure 10. Average total single premium (standard error) per enrolled employee, by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
$4,118
$4,386
$4,669
$4,940
$5,222
$5,384
$5,571
$5,832
$5,963
$6,101
$6,368
$6,715
$6,972
(Standard Error)
($25)
($15)
($21)
($00)
($26)
($28)
($23)
($25)
($26)
($27)
($28)
($31)
($35)
<50
$4,260
$4,501
$4,652
$4,956
$5,258
$5,460
$5,628
$5,886
$5,947
$6,070
$6,421
$6,667
$6,920
(Standard Error)
($34)
($31)
($31)
($34)
($39)
($60)
($39)
($55)
($55)
($53)
($61)
($63)
($73)
50–99
$4,045
$4,215
$4,614
$4,713
$4,861
$5,246
$5,314
$5,549
$5,642
$5,743
$6,163
$6,287
$6,629
(Standard Error)
($66)
($37)
($82)
($52)
($75)
($39)
($73)
($82)
($104)
($96)
($121)
($111)
($99)
100+
$4,080
$4,370
$4,681
$4,959
$5,252
$5,378
$5,584
$5,851
$6,006
$6,146
$6,377
$6,770
$7,019
(Standard Error)
($32)
($26)
($38)
($26)
($31)
($28)
($29)
($30)
($31)
($32)
($33)
($37)
($42)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 11. Average total employee-plus-one premium (standard error) per enrolled employee, by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
$7,988
$8,535
$9,053
$9,664
$10,329
$10,621
$10,990
$11,503
$11,800
$12,124
$12,789
$13,425
$13,989
(Standard Error)
($48)
($43)
($34)
($60)
($105)
($56)
($54)
($60)
($58)
($60)
($70)
($70)
($83)
<50
$8,105
$8,631
$9,124
$9,850
$10,253
$10,524
$11,050
$11,386
$11,666
$11,833
$12,558
$13,044
$13,619
(Standard Error)
($113)
($110)
($119)
($60)
($104)
($121)
($92)
($163)
($158)
($156)
($170)
($176)
($248)
50–99
$7,774
$8,421
$8,852
$9,166
$9,615
$10,178
$10,673
$10,845
$10,885
$11,389
$11,931
$12,593
$13,248
(Standard Error)
($167)
($88)
($148)
($124)
($192)
($185)
($330)
($187)
($198)
($227)
($232)
($236)
($321)
100+
$7,981
$8,527
$9,058
$9,669
$10,394
$10,672
$11,006
$11,571
$11,892
$12,225
$12,878
$13,537
$14,105
(Standard Error)
($61)
($60)
($34)
($62)
($113)
($70)
($59)
($68)
($66)
($68)
($79)
($79)
($92)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 12. Average total family premium (standard error) per enrolled employee, by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
$11,381
$12,298
$13,027
$13,871
$15,022
$15,473
$16,029
$16,655
$17,322
$17,710
$18,687
$19,565
$20,486
(Standard Error)
($32)
($81)
($25)
($75)
($98)
($95)
($61)
($79)
($95)
($84)
($105)
($104)
($125)
<50
$11,095
$11,679
$12,041
$13,170
$14,086
$14,496
$15,787
$15,575
$16,919
$16,471
$17,649
$18,296
$19,417
(Standard Error)
($116)
($182)
($129)
($111)
($145)
($181)
($89)
($177)
($212)
($207)
($192)
($231)
($303)
50–99
$10,954
$11,578
$12,431
$13,019
$14,151
$15,421
$15,376
$15,732
$16,336
$16,214
$17,735
$18,386
$19,893
(Standard Error)
($301)
($128)
($229)
($153)
($168)
($273)
($268)
($274)
($335)
($348)
($327)
($473)
($435)
100+
$11,471
$12,468
$13,271
$14,074
$15,245
$15,641
$16,284
$16,903
$17,612
$18,000
$18,911
$19,824
$20,697
(Standard Error)
($51)
($95)
($33)
($85)
($117)
($114)
($82)
($91)
($110)
($95)
($122)
($118)
($143)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 13. Average total single premium (standard error) per enrolled employee, by State, 2019
TABLE SUMMARY TABLE SUMMARY
State
Average Premium
State
Average Premium
State
Average Premium
Alabama
$6,519*
Kentucky
$6,678
North Dakota
$6,681*
(Standard Error)
($130)
(Standard Error)
($156)
(Standard Error)
($131)
Alaska
$8,933*
Louisiana
$6,748
Ohio
$7,178
(Standard Error)
($544)
(Standard Error)
($153)
(Standard Error)
($189)
Arizona
$6,517*
Maine
$7,424*
Oklahoma
$6,711
(Standard Error)
($180)
(Standard Error)
($196)
(Standard Error)
($222)
Arkansas
$6,054*
Maryland
$7,104
Oregon
$6,651
(Standard Error)
($182)
(Standard Error)
($244)
(Standard Error)
($212)
California
$6,939
Massachusetts
$7,540*
Pennsylvania
$7,159
(Standard Error)
($138)
(Standard Error)
($158)
(Standard Error)
($157)
Colorado
$6,550*
Michigan
$6,705
Rhode Island
$7,263*
(Standard Error)
($184)
(Standard Error)
($191)
(Standard Error)
($136)
Connecticut
$7,516*
Minnesota
$6,904
South Carolina
$6,691
(Standard Error)
($199)
(Standard Error)
($127)
(Standard Error)
($184)
Delaware
$8,090*
Mississippi
$6,199*
South Dakota
$7,161
(Standard Error)
($310)
(Standard Error)
($169)
(Standard Error)
($152)
District of Columbia
$7,338*
Missouri
$6,800
Tennessee
$6,630*
(Standard Error)
($160)
(Standard Error)
($198)
(Standard Error)
($159)
Florida
$6,763
Montana
$6,899
Texas
$6,967
(Standard Error)
($235)
(Standard Error)
($188)
(Standard Error)
($147)
Georgia
$6,873
Nebraska
$6,628
Utah
$6,253*
(Standard Error)
($165)
(Standard Error)
($181)
(Standard Error)
($122)
Hawaii
$6,671
Nevada
$6,586
Vermont
$7,319*
(Standard Error)
($150)
(Standard Error)
($259)
(Standard Error)
($138)
Idaho
$6,346*
New Hampshire
$7,255
Virginia
$6,776
(Standard Error)
($166)
(Standard Error)
($203)
(Standard Error)
($174)
Illinois
$7,157
New Jersey
$7,777*
Washington
$6,897
(Standard Error)
($104)
(Standard Error)
($247)
(Standard Error)
($142)
Indiana
$6,957
New Mexico
$6,696
West Virginia
$7,059
(Standard Error)
($137)
(Standard Error)
($175)
(Standard Error)
($217)
Iowa
$6,657
New York
$7,890*
Wisconsin
$7,001
(Standard Error)
($187)
(Standard Error)
($151)
(Standard Error)
($165)
Kansas
$6,338*
North Carolina
$6,793
Wyoming
$7,209
(Standard Error)
($154)
(Standard Error)
($122)
(Standard Error)
($270)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2019.
Note: * Statistically different from the national average of $6,972 at p < 0.05. Note that the standard error on the national estimate of $6,972 is $34.68.
Figure 14. Average percentage (standard error) of premium contributed by employees for single, employee-plus-one, and family coverage, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Coverage
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
Single
19.1%
20.1%
20.5%
20.7%
20.9%
20.8%
21.0%
21.2%
21.1%
21.7%
22.2%
21.3%
21.4%
(Standard Error)
(0.4%)
(0.2%)
(0.3%)
(0.2%)
(0.2%)
(0.3%)
(0.3%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
(0.2%)
(0.3%)
Plus One
23.8%
27.0%
26.1%
25.8%
26.5%
26.6%
26.7%
26.9%
27.3%
27.8%
27.6%
27.1%
27.7%
(Standard Error)
(0.4%)
(0.3%)
(0.3%)
(0.3%)
(0.3%)
(0.4%)
(0.2%)
(0.3%)
(0.3%)
(0.3%)
(0.3%)
(0.3%)
(0.4%)
Family
25.4%
27.6%
26.7%
26.8%
26.4%
27.4%
27.6%
27.1%
27.2%
28.0%
27.9%
27.8%
28.0%
(Standard Error)
(0.3%)
(0.4%)
(0.3%)
(0.4%)
(0.3%)
(0.4%)
(0.3%)
(0.3%)
(0.3%)
(0.3%)
(0.4%)
(0.3%)
(0.4%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 15. Average annual employee contribution (in dollars) (standard error) for single, employee-plus-one, and family coverage, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Coverage
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
Single
$788
$882
$957
$1,021
$1,090
$1,118
$1,170
$1,234
$1,255
$1,325
$1,415
$1,427
$1,489
(Standard Error)
($16)
($6)
($13)
($14)
($9)
($14)
($16)
($13)
($14)
($13)
($15)
($14)
($18)
Plus One
$1,903
$2,303
$2,363
$2,498
$2,736
$2,824
$2,940
$3,097
$3,220
$3,376
$3,531
$3,634
$3,881
(Standard Error)
($24)
($22)
($27)
($42)
($36)
($46)
($23)
($40)
($35)
($36)
($39)
($39)
($54)
Family
$2,890
$3,394
$3,474
$3,721
$3,962
$4,236
$4,421
$4,518
$4,710
$4,956
$5,218
$5,431
$5,726
(Standard Error)
($34)
($54)
($44)
($53)
($42)
($69)
($50)
($48)
($56)
($56)
($64)
($63)
($82)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 16. Percentage (standard error) of private-sector enrolled employees in a health insurance plan with a deductible, overall and by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
66.4%
70.7%
73.8%
77.5%
77.8%
79.6%
81.3%
83.9%
85.4%
84.5%
87.5%
87.3%
86.6%
(Standard Error)
(0.6%)
(0.5%)
(0.5%)
(0.3%)
(0.7%)
(0.6%)
(0.7%)
(0.5%)
(0.5%)
(0.5%)
(0.4%)
(0.4%)
(0.5%)
<50
66.6%
70.9%
73.5%
75.7%
76.3
79.5%
79.5%
80.8%
82.1%
81.7%
82.3%
83.0%
84.1%
(Standard Error)
(0.7%)
(0.7%)
(0.7%)
(0.7%)
(0.4%)
(1.0%)
(0.8%)
(0.8%)
(0.8%)
(0.8%)
(0.8%)
(0.8%)
(0.9%)
50–99
67.9%
70.3%
70.6%
78.2%
79.6%
80.3%
78.0%
82.4%
85.3%
82.5%
83.7%
85.1%
87.5%
(Standard Error)
(2.6%)
(1.4%)
(1.9%)
(1.5%)
(1.7%)
(1.4%)
(1.1%)
(1.5%)
(1.5%)
(1.5%)
(1.6%)
(1.4%)
(1.5%)
100+
66.2%
70.7%
74.2%
77.8%
77.9%
79.6%
81.9%
84.6%
86.1%
85.2%
88.8%
88.3
87.1%
(Standard Error)
(0.8%)
(0.6%)
(0.6%)
(0.3%)
(1.0%)
(0.7%)
(0.7%)
(0.6%)
(0.6%)
(0.6%)
(0.4%)
(0.5%)
(0.5%)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007.
Figure 17. Average individual deductible (in dollars) (standard error) per employee enrolled with single coverage in a health insurance plan with a deductible, overall and by firm size, 2006–2019
TABLE SUMMARY TABLE SUMMARY
Number of Employees
2006
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
U.S.
$714
$869
$917
$1,025
$1,123
$1,167
$1,273
$1,353
$1,541
$1,696
$1,808
$1,846
$1,931
(Standard Error)
($9)
($7)
($9)
($18)
($12)
($8)
($20)
($13)
($16)
($16)
($17)
($17)
($18)
<50
$1,007
$1,177
$1,283
$1,447
$1,561
$1,628
$1,695
$1,777
$1,964
$2,105
$2,136
$2,327
$2,386
(Standard Error)
($20)
($13)
($24)
($21)
($26)
($25)
($24)
($28)
($35)
($34)
($35)
($36)
($35)
50–99
$855
$1,149
$1,249
$1,522
$1,543
$1,622
$1,755
$1,744
$2,008
$2,173
$2,361
$2,369
$2,441
(Standard Error)
($71)
($62)
($46)
($57)
($49)
($64)
($49)
($59)
($62)
($64)
($85)
($65)
($67)
100+
$605
$740
$774
$852
$951
$989
$1,106
$1,205
$1,383
$1,558
$1,681
$1,692
$1,778
(Standard Error)
($12)
($8)
($7)
($20)
($14)
($10)
($19)
($14)
($18)
($18)
($20)
($19)
($21)
Source: Medical Expenditure Panel Survey-Insurance Component, private-sector establishments, 2006–2019.
Note: Medical Expenditure Panel Survey-Insurance Component estimates are not available for 2007. In 2015, the methodology for calibrating the upper edit bound for the individual deductible amount changed, causing the average individual deductible per employee enrolled with single coverage in a heath insurance plan with a deductible to increase by about 5 percent at the national level in 2015 relative to the earlier methodology.