Table I.D.1.a(1997) Average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1997
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 5,152    4,926    5,251    4,864    5,008    5,254    5,036    5,173   
Industry group **
Agric., fish., forest. 4,930    --    --    --    --    --    4,928    4,934   
Mining 7,107    6,816 * 6,360 * 6,696    0    7,663    6,579    7,152   
Construction 4,584    4,891    4,731    4,516    4,226    4,202    4,721    4,360   
Manufacturing 5,113    5,119    4,729    4,757    4,677    5,291    4,947    5,131   
Transp., commu., util. 5,303    4,737    4,307    4,253    4,864    5,540    4,835    5,353   
Wholesale trade 5,018    4,960    5,054    5,353    5,096    4,855    5,209    4,967   
Retail Trade 4,922    4,409    6,870    4,681    4,891    4,777    5,511    4,793   
Fin., ins., real est. 5,286    4,825    5,089    5,242    4,993    5,373    4,899    5,327   
Services 5,229    5,077    5,088    4,817    5,301    5,316    4,986    5,279   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 5,136    5,033    4,925    4,845    4,966    5,258    4,933    5,174   
For profit, unincorporated 5,148    4,578    7,416    4,651    4,900    4,918    5,561    4,904   
Nonprofit 5,358    5,133    5,240    4,905    5,384    5,440    5,174    5,375   
Unknown 4,796    3,888    7,200 * 5,980    4,565    4,809    5,420    4,752   
Age of firm
Less than 5 years 5,086    4,746    6,502    4,571    4,795    5,245    5,190    4,916   
5-9 years 4,905    5,161    4,440    4,770    4,547    5,611    4,780    5,001   
10-19 years 4,840    4,654    5,126    4,480    4,464    5,412    4,809    4,859   
20 or more years 5,300    5,200    5,072    5,104    5,251    5,373    5,123    5,325   
Unknown 5,127    5,626    5,461    5,240    5,028    5,135    5,791    5,114   
Multi/single status
2 or more locations 5,228    5,594    5,265    5,232    5,055    5,254    5,514    5,223   
1 location only 4,953    4,908    5,249    4,726    4,946    5,270    4,994    4,910   
Percent full-time employees
Less than 25% 4,744    4,801    4,039    4,539    5,160    4,769    4,394    4,901   
25-49 % 5,317    4,145    4,910    4,751    6,340    5,208    4,453    5,419   
50-74 % 5,096    5,172    5,082    4,740    5,544    5,035    4,911    5,131   
75% or more 5,155    4,937    5,306    4,890    4,868    5,279    5,081    5,168   
Union presence
No union employees 5,101    4,935    5,237    4,862    4,970    5,222    5,023    5,120   
Has union employees 5,336    4,535    4,937    5,178    5,153    5,392    5,087    5,349   
Unknown 5,158    5,143    6,028    4,600    5,177    5,164    5,221    5,154   
Percent low wage employees **
50% or more low wage 4,775    5,262    4,967    4,884    4,521    4,861    5,016    4,724   
Less than 50% low wage 5,138    4,912    5,234    4,856    5,028    5,323    5,020    5,173   
Unknown 5,200    4,995    5,438    4,990    5,076    5,209    5,272    5,198   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1997 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.a(1997) Standard error for average total family premium (in dollars) for exclusive-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1997
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 33.12    90.25    239.18    76.67    51.89    50.24    104.35    40.39   
Industry group **
Agric., fish., forest. 348.05    --    --    --    --    --    372.31    1,057.99   
Mining 1,155.54    2,155.41 * 2,011.21 * 1,996.36    0.00    2,040.04    1,835.14    1,746.04   
Construction 76.95    134.90    205.25    175.67    721.08    913.90    106.68    139.88   
Manufacturing 72.67    338.16    541.22    171.92    198.30    89.48    179.89    82.95   
Transp., commu., util. 199.77    285.86    808.41    659.38    467.74    219.21    233.15    267.50   
Wholesale trade 109.18    216.56    386.64    590.44    235.87    268.52    240.89    89.54   
Retail Trade 85.33    162.15    758.04    207.23    256.54    128.98    528.48    98.03   
Fin., ins., real est. 78.60    329.84    649.66    582.48    268.15    110.79    172.09    90.58   
Services 80.50    129.90    173.15    149.80    145.78    109.09    122.46    92.49   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 37.38    120.73    85.47    80.35    104.97    46.28    88.05    50.52   
For profit, unincorporated 248.36    114.96    1,000.57    358.29    238.26    164.22    574.78    202.96   
Nonprofit 95.46    376.10    207.22    181.36    150.81    151.51    183.11    110.19   
Unknown 220.51    1,036.70    2,276.84 * 1,320.79    405.51    172.18    1,085.90    190.69   
Age of firm
Less than 5 years 266.19    179.40    727.63    148.19    182.07    685.29    343.58    187.06   
5-9 years 111.35    212.23    201.36    226.50    181.97    300.35    164.59    168.64   
10-19 years 97.93    114.12    162.60    174.70    205.27    234.66    146.53    153.38   
20 or more years 55.74    163.99    176.38    211.61    85.83    71.20    105.19    62.03   
Unknown 85.98    1,037.50    1,125.69    155.77    141.76    98.49    275.28    87.51   
Multi/single status
2 or more locations 41.37    484.92    583.61    142.01    110.89    52.53    221.73    43.45   
1 location only 75.99    89.44    254.27    119.56    202.75    799.50    102.63    140.31   
Percent full-time employees
Less than 25% 134.60    758.75    523.43    487.72    517.10    583.06    307.88    164.51   
25-49 % 140.17    355.53    845.68    283.85    770.30    182.49    298.22    149.53   
50-74 % 53.06    269.46    219.90    310.43    184.57    81.67    229.18    45.33   
75% or more 35.94    106.71    268.93    73.50    43.06    59.34    122.86    44.24   
Union presence
No union employees 48.98    91.53    254.44    61.05    68.28    86.88    121.17    53.18   
Has union employees 126.81    752.31    813.38    360.68    213.64    145.09    315.15    127.65   
Unknown 128.13    398.21    1,081.62    379.55    234.19    142.77    404.46    126.09   
Percent low wage employees **
50% or more low wage 99.88    362.90    275.48    570.61    122.11    120.07    267.37    120.33   
Less than 50% low wage 55.46    93.61    242.05    92.24    61.58    72.23    115.94    62.89   
Unknown 83.66    437.23    779.53    172.28    226.83    90.47    305.56    85.76   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1997 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.