Table I.C.1.b(1998) Average total single premium (in dollars) for mixed-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 2,224    2,276    2,376    2,127    2,173    2,244    2,250    2,215   
Industry group **
Agric., fish., forest. 2,009    --    --    --    --    --    2,983    1,586   
Mining 2,385    1,659 * 2,286 * 1,952 * 2,226    2,538    1,772    2,406   
Construction 2,293    2,319    2,442    2,232    2,381    1,937    2,301    2,285   
Manufacturing 2,105    2,094    2,276    2,037    2,055    2,136    2,144    2,097   
Transp., commu., util. 2,614    2,206    2,562    2,095    2,293    2,825    2,243    2,686   
Wholesale trade 2,184    2,287    2,297    2,126    2,154    2,182    2,198    2,179   
Retail Trade 2,048    2,192    2,220    1,972    1,966    2,054    2,092    2,037   
Fin., ins., real est. 2,340    2,579    2,442    2,371    2,169    2,334    2,472    2,301   
Services 2,295    2,232    2,398    2,160    2,296    2,362    2,264    2,311   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 2,187    2,207    2,343    2,067    2,098    2,234    2,190    2,186   
For profit, unincorporated 2,236    2,320    2,143    2,201    2,410    2,016    2,238    2,235   
Nonprofit 2,473    2,578    2,755    2,431    2,357    2,522    2,615    2,420   
Unknown 2,162    --    --    2,139    2,108    2,166    2,566    2,161   
Age of firm
Less than 5 years 2,152    2,194    2,208    2,025    2,221    2,171    2,147    2,164   
5-9 years 2,142    2,257    2,143    2,086    2,069    2,193    2,186    2,087   
10-19 years 2,147    2,139    2,232    2,051    2,146    2,271    2,118    2,181   
20 or more years 2,204    2,448    2,570    2,182    2,185    2,084    2,386    2,140   
Unknown 2,318    2,100    2,580    2,225    2,196    2,326    2,797    2,317   
Multi/single status
2 or more locations 2,218    2,095    2,353    2,144    2,153    2,243    2,200    2,219   
1 location only 2,235    2,282    2,379    2,120    2,217    2,285    2,257    2,195   
Percent full-time employees
Less than 25% 2,241    2,603    2,651    2,498    1,996    2,087    2,521    2,154   
25-49 % 2,464    2,412    2,351    2,281    2,112    2,606    2,350    2,486   
50-74 % 2,303    2,452    2,682    2,090    2,238    2,283    2,433    2,256   
75% or more 2,205    2,247    2,344    2,121    2,172    2,219    2,227    2,197   
Union presence
No union employees 2,181    2,288    2,333    2,096    2,133    2,185    2,233    2,157   
Has union employees 2,307    2,016    3,256    2,476    2,436    2,206    2,532    2,283   
Unknown 2,428    2,465    2,223    2,358    2,077    2,464    2,315    2,436   
Percent low wage employees **
50% or more low wage 2,128    2,486    2,767    2,166    2,003    1,909    2,435    1,998   
Less than 50% low wage 2,200    2,272    2,355    2,127    2,188    2,174    2,241    2,175   
Unknown 2,280    2,194    2,555    2,069    2,124    2,292    2,304    2,279   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.C.1.b(1998) Standard error for average total single premium (in dollars) for mixed-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 1998
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 15.91    66.98    40.33    32.15    46.00    21.52    28.48    13.93   
Industry group **
Agric., fish., forest. 302.29    --    --    --    --    --    522.31    166.61   
Mining 304.26    497.98 * 722.90 * 683.01 * 343.46    433.33    498.79    393.19   
Construction 77.84    173.12    207.53    106.80    172.33    55.62    99.44    117.60   
Manufacturing 46.09    144.74    114.51    65.22    74.44    84.90    72.33    46.00   
Transp., commu., util. 169.83    455.77    303.22    207.18    166.09    222.70    175.65    186.47   
Wholesale trade 50.48    160.96    146.46    117.98    122.13    70.80    81.98    67.10   
Retail Trade 35.21    86.66    91.43    61.79    85.60    36.76    44.62    36.78   
Fin., ins., real est. 49.97    139.69    129.47    140.41    122.38    47.47    60.45    59.64   
Services 23.11    90.13    62.45    34.00    54.42    59.56    39.68    28.31   
Unknown --    --    --    --    --    --    --    --   
Ownership
For profit, incorporated 17.05    88.68    51.69    37.94    50.10    32.56    30.83    19.00   
For profit, unincorporated 111.04    96.47    90.78    100.69    259.43    178.21    69.18    187.60   
Nonprofit 39.05    229.89    204.58    39.26    76.68    87.04    84.73    54.35   
Unknown 63.72    --    --    273.41    60.82    73.80    742.89    63.77   
Age of firm
Less than 5 years 63.27    112.37    121.21    90.24    193.79    111.83    56.24    97.72   
5-9 years 53.26    109.00    74.34    97.98    106.59    122.09    38.46    95.24   
10-19 years 44.49    106.46    84.48    60.01    76.58    96.37    64.82    59.05   
20 or more years 24.66    121.31    103.66    35.29    54.40    28.96    50.13    16.33   
Unknown 26.15    626.10    568.31    113.53    75.13    29.51    262.93    26.32   
Multi/single status
2 or more locations 15.06    169.45    148.73    48.39    48.88    25.76    83.79    19.00   
1 location only 23.13    65.15    55.98    38.40    59.05    253.43    33.06    37.29   
Percent full-time employees
Less than 25% 97.78    296.89    312.56    267.68    161.56    133.71    175.44    118.18   
25-49 % 163.51    180.39    109.29    172.65    91.68    284.49    127.12    196.38   
50-74 % 49.99    124.94    183.56    70.87    85.36    108.75    90.47    81.75   
75% or more 16.39    67.75    41.68    34.51    50.67    31.43    26.62    18.31   
Union presence
No union employees 15.16    62.12    26.22    32.34    39.62    28.17    27.21    17.51   
Has union employees 38.34    447.74    474.34    169.28    106.07    58.46    273.06    36.37   
Unknown 91.90    317.16    358.51    307.41    137.06    115.70    176.76    96.51   
Percent low wage employees **
50% or more low wage 109.04    270.40    404.12    75.87    109.47    130.88    187.96    78.80   
Less than 50% low wage 19.38    71.76    45.84    36.12    49.19    24.84    29.07    19.24   
Unknown 28.95    457.43    458.10    88.18    85.95    28.64    284.69    25.42   
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.