Table I.C.1(2000) Average total single premium (in dollars) per
enrolled employee at private-sector establishments that offer health
insurance by firm size |
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|
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Characteristics |
Total |
Less than 10 |
10 - 24 |
25 - 99 |
100-999 |
1000 or more |
Less than 50 |
50 or more |
||
United States |
2,654.67 |
3,003.31 |
2,779.83 |
2,612.01 |
2,561.40 |
2,612.81 |
2,827.04 |
2,595.35 |
||
Industry group ** |
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Agric., fish., forest. |
2,445.02 |
2,641.30 |
2,593.57 |
2,444.35 |
2,428.36 |
2,295.90 |
2,431.40 |
2,456.26 |
||
Mining and manufacturing |
2,525.50 |
2,791.42 |
2,633.04 |
2,550.53 |
2,409.35 |
2,551.16 |
2,729.53 |
2,486.20 |
||
Construction |
2,655.20 |
3,075.13 |
2,530.92 |
2,553.11 |
2,463.21 |
2,846.68 |
2,741.52 |
2,535.99 |
||
Utilities and transp. |
2,550.70 |
2,611.19 |
2,898.11 |
2,759.52 |
2,626.74 |
2,487.60 |
2,670.01 |
2,534.12 |
||
Wholesale trade |
2,684.36 |
2,987.32 |
2,977.14 |
2,558.26 |
2,780.56 |
2,526.35 |
2,817.28 |
2,611.84 |
||
Fin. svs. and real est. |
2,655.99 |
3,064.08 |
3,070.10 |
2,695.76 |
2,597.02 |
2,586.86 |
2,960.54 |
2,596.67 |
||
Retail trade |
2,675.35 |
2,936.44 |
2,608.77 |
2,529.07 |
2,421.34 |
2,767.84 |
2,746.12 |
2,648.21 |
||
Professional services |
2,703.52 |
3,098.73 |
2,772.40 |
2,722.06 |
2,663.67 |
2,577.39 |
2,905.19 |
2,619.83 |
||
Other Services |
2,717.70 |
2,956.24 |
3,021.86 |
2,616.60 |
2,606.56 |
2,702.38 |
2,868.40 |
2,668.35 |
||
Ownership |
||||||||||
For profit, incorporated |
2,628.25 |
2,931.97 |
2,721.58 |
2,587.19 |
2,493.63 |
2,624.25 |
2,763.06 |
2,583.00 |
||
For profit, unincorporated |
2,781.59 |
3,138.52 |
2,711.29 |
2,542.06 |
2,596.94 |
2,575.68 |
2,987.71 |
2,560.78 |
||
Nonprofit |
2,773.93 |
3,082.10 |
3,287.28 |
2,809.27 |
2,765.95 |
2,607.24 |
3,042.46 |
2,703.64 |
||
Unknown |
2,514.38 |
***** |
2,184.00 |
* |
2,110.07 |
2,519.68 |
2,515.44 |
2,184.00 |
* |
2,514.47 |
Age of firm |
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Less than 5 years |
2,697.95 |
2,904.20 |
2,609.76 |
2,586.31 |
2,432.41 |
2,522.59 |
2,765.87 |
2,533.70 |
||
5-9 years |
2,600.71 |
2,820.84 |
2,655.57 |
2,491.29 |
2,540.61 |
2,480.48 |
2,665.20 |
2,527.55 |
||
10-19 years |
2,740.50 |
3,011.83 |
2,655.67 |
2,491.52 |
2,497.36 |
3,112.05 |
2,741.70 |
2,739.50 |
||
20 or more years |
2,660.71 |
3,151.51 |
2,941.36 |
2,687.63 |
2,583.64 |
2,569.97 |
2,955.45 |
2,577.51 |
||
Unknown |
2,586.10 |
***** |
3,790.06 |
* |
2,770.79 |
2,617.55 |
2,583.60 |
2,890.55 |
2,585.11 |
|
Multi/single status |
||||||||||
2 or more locations |
2,622.59 |
3,190.32 |
2,933.15 |
2,680.93 |
2,621.56 |
2,610.51 |
2,797.14 |
2,615.45 |
||
1 location only |
2,711.47 |
3,000.66 |
2,762.83 |
2,587.99 |
2,445.17 |
2,718.77 |
2,830.29 |
2,500.45 |
||
Percent full-time employees |
||||||||||
Less than 25% |
2,657.92 |
3,297.27 |
3,140.82 |
2,638.02 |
2,652.51 |
2,503.90 |
3,034.11 |
2,547.79 |
||
25-49% |
2,694.00 |
2,917.52 |
2,610.23 |
2,897.75 |
2,460.90 |
2,689.40 |
2,792.48 |
2,667.65 |
||
50-74% |
2,819.06 |
3,045.94 |
2,941.78 |
2,734.56 |
2,689.10 |
2,823.29 |
2,975.01 |
2,762.83 |
||
75% or more |
2,632.41 |
2,995.98 |
2,763.32 |
2,582.18 |
2,547.98 |
2,585.60 |
2,806.42 |
2,571.99 |
||
Union presence |
||||||||||
No union employees |
2,598.94 |
2,961.77 |
2,748.05 |
2,570.70 |
2,522.08 |
2,513.00 |
2,783.85 |
2,520.23 |
||
Has union employees |
2,802.85 |
3,812.97 |
3,454.34 |
3,234.62 |
2,842.21 |
2,694.73 |
3,679.23 |
2,727.91 |
||
Unknown |
3,212.79 |
2,716.64 |
3,130.66 |
3,206.14 |
2,697.87 |
3,265.49 |
2,995.44 |
3,227.35 |
||
Percent low wage employees ** |
||||||||||
50% or more low wage |
2,557.00 |
2,924.92 |
2,700.42 |
2,546.60 |
2,459.75 |
2,474.25 |
2,736.80 |
2,474.18 |
||
Less than 50% low wage |
2,659.29 |
2,951.80 |
2,795.81 |
2,629.22 |
2,613.39 |
2,513.62 |
2,822.50 |
2,564.55 |
||
Unknown |
2,696.98 |
4,163.05 |
2,850.91 |
2,720.17 |
2,438.48 |
2,689.04 |
3,501.64 |
2,675.28 |
||
|
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Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 2000 Medical Expenditure Panel Survey - Insurance Component. |
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Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
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*Figure does not meet standard of reliability or precision. |
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** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to prior year's estimates. See Technical Appendix. |
||||||||||
***** No estimate available. No reported values in cell. |
Table I.C.1(2000) Standard error for average total single premium (in
dollars) per enrolled employee at private-sector establishments that |
||||||||||
Characteristics |
Total |
Less than 10 |
10 - 24 |
25 - 99 |
100-999 |
1000 or more |
Less than 50 |
50 or more |
||
United States |
9.56 |
41.38 |
42.53 |
40.38 |
16.55 |
23.29 |
23.76 |
14.31 |
||
Industry group ** |
||||||||||
Agric., fish., forest. |
173.24 |
146.66 |
220.43 |
182.24 |
247.75 |
499.28 |
121.16 |
289.56 |
||
Mining and manufacturing |
32.23 |
122.85 |
111.31 |
73.18 |
61.90 |
40.32 |
97.84 |
33.87 |
||
Construction |
50.66 |
173.49 |
80.27 |
108.55 |
127.97 |
165.84 |
72.01 |
114.61 |
||
Utilities and transp. |
95.87 |
221.34 |
168.14 |
159.12 |
126.86 |
119.91 |
151.55 |
100.46 |
||
Wholesale trade |
42.35 |
126.85 |
96.44 |
101.31 |
146.86 |
42.50 |
81.58 |
56.18 |
||
Fin. svs. and real est. |
25.17 |
105.25 |
76.33 |
95.33 |
65.09 |
30.53 |
51.60 |
30.17 |
||
Retail trade |
50.42 |
59.38 |
77.16 |
74.64 |
41.67 |
88.54 |
54.30 |
72.98 |
||
Professional services |
27.97 |
85.57 |
53.69 |
49.74 |
29.71 |
21.57 |
61.98 |
17.52 |
||
Other Services |
51.08 |
152.30 |
168.75 |
33.09 |
79.04 |
95.75 |
70.25 |
64.52 |
||
Ownership |
||||||||||
For profit, incorporated |
15.90 |
47.07 |
46.96 |
43.04 |
19.21 |
31.82 |
26.61 |
20.34 |
||
For profit, unincorporated |
56.82 |
103.02 |
99.38 |
97.41 |
65.55 |
116.60 |
89.82 |
54.91 |
||
Nonprofit |
20.64 |
56.37 |
148.84 |
62.69 |
48.74 |
37.44 |
56.40 |
24.70 |
||
Unknown |
54.53 |
***** |
690.64 |
* |
503.18 |
174.55 |
61.67 |
690.64 |
* |
54.51 |
Age of firm |
||||||||||
Less than 5 years |
85.68 |
131.24 |
77.52 |
95.18 |
89.23 |
136.35 |
99.65 |
82.39 |
||
5-9 years |
61.08 |
75.28 |
170.71 |
61.94 |
121.87 |
133.07 |
52.38 |
100.51 |
||
10-19 years |
45.91 |
47.39 |
45.77 |
39.80 |
55.26 |
193.69 |
35.59 |
85.98 |
||
20 or more years |
19.46 |
58.98 |
78.76 |
51.22 |
27.34 |
23.85 |
35.16 |
19.23 |
||
Unknown |
26.26 |
***** |
1,145.83 |
* |
177.24 |
71.25 |
27.64 |
465.82 |
26.59 |
|
Multi/single status |
||||||||||
2 or more locations |
19.04 |
191.23 |
187.89 |
93.77 |
21.57 |
23.67 |
86.98 |
20.91 |
||
1 location only |
16.38 |
42.64 |
35.15 |
36.68 |
45.63 |
122.67 |
20.39 |
26.85 |
||
Percent full-time employees |
||||||||||
Less than 25% |
73.87 |
225.38 |
186.44 |
164.82 |
136.01 |
80.47 |
140.60 |
65.55 |
||
25-49% |
68.22 |
140.79 |
108.89 |
135.34 |
84.10 |
74.75 |
110.66 |
61.87 |
||
50-74% |
52.57 |
60.25 |
68.72 |
92.64 |
69.33 |
91.20 |
63.05 |
61.38 |
||
75% or more |
13.56 |
51.08 |
50.72 |
48.18 |
27.20 |
26.16 |
32.17 |
18.13 |
||
Union presence |
||||||||||
No union employees |
11.67 |
42.98 |
43.66 |
40.07 |
14.80 |
10.47 |
30.30 |
8.81 |
||
Has union employees |
57.39 |
341.81 |
300.39 |
161.49 |
74.71 |
76.18 |
165.71 |
63.00 |
||
Unknown |
179.40 |
289.77 |
613.08 |
488.86 |
377.38 |
205.71 |
230.21 |
198.88 |
||
Percent low wage employees ** |
||||||||||
50% or more low wage |
19.37 |
84.56 |
96.62 |
50.24 |
29.52 |
40.78 |
51.93 |
19.74 |
||
Less than 50% low wage |
17.38 |
48.58 |
40.22 |
43.66 |
33.03 |
32.03 |
16.23 |
24.37 |
||
Unknown |
37.67 |
315.58 |
504.79 |
176.80 |
84.64 |
41.67 |
282.19 |
40.12 |
||
|
||||||||||
Source: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies. 2000 Medical Expenditure Panel Survey - Insurance Component. |
||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. |
||||||||||
*Figure does not meet standard of reliability or precision. |
||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to prior year's estimates. See Technical Appendix. |
||||||||||
***** No estimate available. No reported values in cell. |