Table I.D.1.c(2012) Average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2012
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 14,494    12,421    15,243    14,430    15,510    14,305    13,950    14,773   
Industry group **
Agric., fish., forest. 12,359    --    --    --    --    --    12,061    12,782   
Mining and manufacturing 13,517    14,050    15,563    12,459    13,967    13,171    13,155    13,554   
Construction 11,502    10,284    12,697    10,399    12,237    8,393 * 11,418    11,784   
Utilities and transp. 14,021    10,283    22,494 * 17,552    13,944    14,235    12,640    14,181   
Wholesale trade 15,133    9,651    12,447    14,781    19,492    14,833    13,552    16,350   
Fin. svs. and real estate 15,521    14,198    12,879    16,446    19,145    14,009    14,418    15,756   
Retail trade 14,423    12,304    13,559    12,950    13,493    16,681    12,545    15,379   
Professional services 15,539    13,036    18,415    15,021    15,258    16,595    15,490    15,573   
Other services 14,207    12,330    16,278    14,916    15,792    12,218    14,472    13,910   
Ownership
For profit, incorporated 14,332    12,502    15,545    14,081    15,131    14,074    14,071    14,463   
For profit, unincorporated 14,175    13,002    12,566    13,928    20,666    12,468    13,038    14,996   
Nonprofit 15,869    10,519    17,392    17,176    14,726    17,607    14,506    16,428   
Age of firm
Less than 5 years 13,054    13,914    12,026    12,726    15,456    7,248 * 13,047    13,067   
5-9 years 13,941    12,196    14,631    14,736    15,168    14,991    13,519    14,901   
10-19 years 14,077    12,366    12,948    14,664    16,067    13,506    13,469    14,751   
20 or more years 14,755    12,198    16,600    14,375    15,453    14,415    14,575    14,807   
Multi/single status
2 or more locations 14,864    19,372    14,153    14,678    16,341    14,271    14,956    14,860   
1 location only 14,120    12,377    15,300    14,356    14,500    15,602    13,890    14,536   
Percent full-time employees
Less than 25% 15,414    9,040    12,076    15,625    14,007    19,056    14,487    15,997   
25-49 % 13,091    13,171    17,392    12,911    13,748    11,581    13,865    12,933   
50-74 % 14,400    11,260    14,037    16,502    15,985    14,340    12,718    15,361   
75% or more 14,585    12,715    15,381    14,111    15,741    14,359    14,122    14,832   
Union presence
No union employees 14,475    12,553    15,565    14,452    15,386    14,028    14,116    14,715   
Has union employees 15,086    9,909    11,156    14,088    16,589    15,592    11,399    15,797   
Unknown 13,483    21,632 * 25,200 * --    7,470 * 13,475    23,004    13,389   
Percent low wage employees
50% or more low wage 13,356    13,148    13,979    13,335    13,031    13,522    13,279    13,383   
Less than 50% low wage 14,645    12,316    15,326    14,523    15,846    14,448    14,016    14,985   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2012 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.c(2012) Standard error for average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2012
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 218.14    427.59    781.86    558.50    845.68    643.67    365.56    307.64   
Industry group **
Agric., fish., forest. 2,017.20    --    --    --    --    --    2,616.80    3,480.49   
Mining and manufacturing 1,056.37    3,045.92    3,800.21    1,587.52    1,301.12    1,678.93    883.12    1,117.22   
Construction 698.92    1,638.39    1,785.67    1,823.36    1,874.48    2,601.67 * 1,133.59    704.98   
Utilities and transp. 1,038.67    2,380.02    7,113.23 * 3,755.10    2,659.72    1,567.51    2,765.07    1,023.67   
Wholesale trade 817.70    2,066.59    1,963.00    1,716.05    2,673.37    3,146.31    1,176.71    1,285.17   
Fin. svs. and real estate 1,023.69    2,454.47    2,544.12    2,333.47    1,899.53    634.75    942.40    978.82   
Retail trade 828.56    2,216.92    1,804.37    1,355.46    1,278.08    1,509.44    788.45    1,071.13   
Professional services 549.12    804.97    1,395.73    1,118.28    1,029.08    771.42    618.53    704.53   
Other services 759.81    2,277.07    1,468.29    1,137.78    1,118.93    1,172.28    781.03    947.88   
Ownership
For profit, incorporated 386.64    344.25    982.82    650.38    984.07    877.14    431.46    515.70   
For profit, unincorporated 1,062.27    2,063.22    1,361.27    901.59    2,629.23    2,221.21    692.31    1,660.25   
Nonprofit 825.01    2,265.07    2,868.63    1,311.63    1,839.08    1,620.56    1,237.18    826.69   
Age of firm
Less than 5 years 1,455.04    2,341.37    1,839.57    2,281.65    3,289.37    2,292.02 * 1,435.02    2,324.05   
5-9 years 672.02    716.24    2,500.82    2,362.91    1,550.43    3,877.90    842.92    1,278.38   
10-19 years 586.39    884.47    972.02    1,292.87    1,585.33    2,960.82    607.74    1,308.10   
20 or more years 337.50    628.28    1,250.22    868.07    827.40    632.38    556.50    390.77   
Multi/single status
2 or more locations 335.91    4,894.66    2,279.54    889.30    772.03    643.37    735.62    332.61   
1 location only 262.38    412.02    816.59    642.91    1,054.01    4,355.41    380.12    844.49   
Percent full-time employees
Less than 25% 1,104.96    2,696.49    2,901.64    3,030.96    2,233.37    732.13    2,052.66    1,038.31   
25-49 % 509.98    3,160.05    3,131.74    1,251.13    1,507.15    1,558.94    1,368.91    952.53   
50-74 % 717.59    1,566.23    2,429.53    2,029.92    1,591.81    1,157.19    1,046.22    781.26   
75% or more 290.59    680.74    813.39    464.08    964.75    744.51    468.83    374.04   
Union presence
No union employees 225.00    412.51    654.20    604.68    945.91    828.59    315.90    440.89   
Has union employees 945.97    2,569.59    3,298.19    3,057.06    2,149.89    1,296.13    1,469.12    1,052.76   
Unknown 1,066.67    6,840.75 * 7,968.94 * --    2,428.59 * 1,045.17    6,863.99    1,055.89   
Percent low wage employees
50% or more low wage 521.79    1,260.38    2,458.92    1,606.84    1,456.04    792.07    790.43    555.20   
Less than 50% low wage 275.98    488.93    781.19    598.32    860.08    771.81    410.20    379.38   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2012 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or no reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.