Table I.D.1.c Average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 20,301    19,850    18,879    19,527    20,213    20,738    20,059    20,355   
Industry group **
Agric., fish., forest. 21,884    --    --    --    --    --    22,999    17,851   
Mining and manufacturing 19,796    --    22,629    21,854    19,861    19,351    22,408    19,600   
Construction 19,709    --    17,408    23,044    17,967    20,848    20,498    18,982   
Utilities and transp. 18,695    --    --    18,247    24,327    17,720    --    18,671   
Wholesale trade 20,724    --    20,389    19,478    21,501    21,483    19,906    20,987   
Fin. svs. and real estate 21,001    22,995    --    15,733 * 20,165    22,109    22,079    20,924   
Retail trade 19,762    17,988    --    15,918    20,743    21,237    19,418    19,847   
Professional services 21,633    20,846    18,483    18,312    20,502    23,716    19,200    22,226   
Other services 18,583    21,365    19,003    17,054    16,971    18,680    19,222    18,431   
Ownership
For profit, incorporated 20,278    19,572    18,446    20,437    19,973    20,599    20,313    20,270   
For profit, unincorporated 18,883    19,985    20,079    13,221    18,759    19,896    18,934    18,867   
Nonprofit 22,015    --    18,378    20,581    22,374    22,387    20,242    22,257   
Age of firm
Less than 5 years 18,004    --    18,134    18,261    20,939    --    18,313    --   
5-9 years 20,695    20,942    17,583    15,848    25,438    22,928    19,371    22,641   
10-19 years 19,222    21,621    16,162    16,719    17,654    23,975    19,354    19,181   
20 or more years 20,568    19,490    19,960    21,189    20,732    20,521    21,003    20,507   
Multi/single status
2 or more locations 20,612    --    18,365    17,849    21,309    20,628    22,885    20,566   
1 location only 19,593    19,850    18,919    20,030    18,562    27,111    19,828    19,306   
Percent full-time employees
Less than 25% 20,934    --    --    --    19,144    19,746    24,275    19,677   
25-49 % 20,166    --    14,257    --    19,560    20,834    19,373    20,331   
50-74 % 20,528    20,504    --    18,507    19,645    21,271    20,023    20,697   
75% or more 20,264    18,853    18,750    19,659    20,277    20,706    19,924    20,336   
Union presence
No union employees 19,976    19,866    19,143    18,907    20,446    20,235    19,817    20,018   
Has union employees 21,737    --    16,202    28,586    18,578    22,133    --    21,626   
Percent low-wage employees
50% or more low-wage 19,422    --    19,162    14,408    18,479    20,417    20,102    19,358   
Less than 50% low-wage 20,358    19,755    18,866    19,806    20,294    20,764    20,058    20,427   
Percent women employees
Less than 25% 20,010    21,293    18,340    19,847    19,725    20,462    20,332    19,882   
25-49 % 19,974    18,675    16,330    18,242    19,306    21,052    18,771    20,202   
50-74 % 20,944    22,680    22,223    20,293    22,364    20,465    22,448    20,798   
75% or more 20,485    15,470    19,975    21,169    19,956    21,140    19,532    20,687   
Percent age 50 or older employees
Less than 25% 19,777    20,015    18,902    20,177    19,155    20,203    20,161    19,608   
25-49 % 20,574    --    17,732    20,042    21,529    20,542    19,072    20,703   
50-74 % 20,732    19,920    21,187    16,626    18,884    22,819    20,714    20,735   
75% or more 22,557    20,830    --    22,688    23,553    --    22,068    23,207   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.1.c Standard errors for average total family premium (in dollars) for any-provider plans per enrolled employee at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 283.31    1,020.28    763.36    880.69    558.75    402.07    619.67    318.19   
Industry group **
Agric., fish., forest. 1,258.19    --    --    --    --    --    1,064.58    568.65   
Mining and manufacturing 648.92    --    1,656.38    1,530.17    1,158.10    865.34    1,799.27    687.01   
Construction 1,251.49    --    1,374.71    2,395.91    1,706.35    500.29    2,074.40    1,254.22   
Utilities and transp. 1,932.85    --    --    1,530.72    1,980.93    2,269.57    --    1,997.91   
Wholesale trade 604.09    --    1,539.16    1,094.62    1,123.97    843.54    1,569.92    605.13   
Fin. svs. and real estate 876.62    2,166.17    --    5,023.47 * 724.76    778.31    1,609.21    929.51   
Retail trade 850.45    1,436.77    --    2,553.07    816.19    467.44    1,677.80    962.96   
Professional services 531.80    1,739.70    1,252.17    825.95    1,138.31    708.66    886.67    616.04   
Other services 526.56    1,119.95    2,198.04    1,947.90    1,033.33    612.30    1,535.73    544.28   
Ownership
For profit, incorporated 309.39    1,259.88    1,019.68    855.77    658.77    425.64    745.26    339.87   
For profit, unincorporated 981.59    1,619.94    1,474.90    2,148.81    1,039.83    1,615.35    1,335.18    1,216.40   
Nonprofit 674.80    --    1,473.22    1,517.82    1,480.86    904.80    1,313.69    740.66   
Age of firm
Less than 5 years 1,335.71    --    856.61    2,219.91    737.54    --    1,411.53    --   
5-9 years 1,488.03    1,446.43    1,270.69    1,777.72    2,374.32    2,169.59    1,264.18    2,969.59   
10-19 years 971.31    2,631.89    1,151.80    1,930.58    1,153.45    764.82    1,099.10    1,230.81   
20 or more years 305.29    1,402.27    1,157.70    951.46    559.46    408.68    907.76    322.76   
Multi/single status
2 or more locations 347.99    --    1,764.53    2,132.06    591.67    406.57    1,302.89    353.15   
1 location only 483.95    1,020.28    811.89    896.25    988.79    2,417.88    656.84    705.83   
Percent full-time employees
Less than 25% 1,690.77    --    --    --    1,992.44    2,371.55    2,292.92    2,178.64   
25-49 % 1,150.76    --    988.04    --    1,305.74    1,701.47    3,674.86    1,171.09   
50-74 % 638.95    1,269.90    --    2,695.03    1,700.63    506.61    1,985.45    529.41   
75% or more 315.18    1,173.34    811.39    944.88    603.31    456.22    676.52    354.57   
Union presence
No union employees 300.95    1,026.41    814.67    756.71    573.64    469.80    532.87    353.37   
Has union employees 712.41    --    678.50    2,000.37    1,686.38    685.46    --    682.67   
Percent low-wage employees
50% or more low-wage 678.84    --    2,079.22    3,569.58    1,353.02    504.48    1,434.44    729.47   
Less than 50% low-wage 298.24    1,031.12    792.21    893.18    578.71    433.00    636.61    337.07   
Percent women employees
Less than 25% 538.08    1,522.02    727.25    1,246.50    1,013.10    940.09    928.30    650.48   
25-49 % 557.71    2,030.56    1,064.07    1,856.43    835.64    794.00    1,258.01    618.47   
50-74 % 469.69    1,526.54    2,818.39    1,420.26    1,233.73    537.06    1,307.37    498.47   
75% or more 722.07    1,038.96    2,295.00    1,559.60    1,398.42    1,098.86    1,452.71    824.47   
Percent age 50 or older employees
Less than 25% 416.96    1,476.04    922.20    1,265.14    927.25    542.05    852.25    469.30   
25-49 % 426.27    --    1,232.52    913.64    751.24    578.07    1,022.06    457.89   
50-74 % 953.80    1,291.44    3,818.91    2,308.65    1,224.61    880.35    1,470.17    1,079.52   
75% or more 1,134.26    1,796.14    --    874.06    2,676.66    --    1,147.34    2,081.58   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.