Table VII.B.2.b.1.b Among self-insured plans, percent of private-sector employees that are enrolled in a plan with stop-loss coverage by proportion of employees who are full-time or low-wage and State: United States, 2019
Division and State Total Percent Full-Time Employees Percent Low-Wage Employees **
75% or more 50-74% Less than 50% 50% or more Less than 50%
United States 65.4%    64.8%    66.4%    73.2%    57.9%    66.3%   
New England:
Connecticut 59.0%    55.1%    98.2%    60.4% * 47.9% * 59.9%   
Maine 70.1%    61.9%    94.6%    94.1%    --    70.1%   
Massachusetts 54.6%    53.7%    44.2% * 70.2%    82.4%    53.6%   
New Hampshire 74.9%    76.8%    56.8%    86.1%    54.6%    76.1%   
Rhode Island 73.5%    71.5%    84.3%    76.2%    74.1%    73.4%   
Vermont 75.9%    76.3%    76.6%    --    --    76.0%   
Middle Atlantic:
New Jersey 63.7%    64.3%    38.8% * 93.0%    44.3% * 66.7%   
New York 57.5%    54.4%    72.3%    78.6%    53.9%    57.9%   
Pennsylvania 75.8%    75.9%    56.7%    93.7%    73.6%    76.0%   
East North Central:
Illinois 67.1%    65.2%    76.8%    85.8%    69.7%    66.8%   
Indiana 72.5%    72.1%    80.6%    71.7%    49.2% * 77.7%   
Michigan 58.1%    57.6%    --    69.5%    49.0% * 58.7%   
Ohio 61.1%    60.7%    55.7%    94.3%    60.4%    61.2%   
Wisconsin 76.4%    72.7%    98.7%    83.4%    79.3%    76.1%   
West North Central:
Iowa 61.2%    63.5%    37.2% * 69.9%    63.3%    61.1%   
Kansas 64.4%    62.2%    --    90.1%    38.2% * 68.6%   
Minnesota 60.4%    57.0%    71.9%    92.1%    --    61.2%   
Missouri 77.4%    78.1%    54.2%    90.8%    80.5%    76.8%   
Nebraska 69.7%    68.7%    78.2%    --    82.1%    69.2%   
North Dakota 69.7%    68.7%    80.7%    66.9%    78.2%    68.2%   
South Dakota 83.5%    81.0%    95.4%    --    --    83.7%   
South Atlantic:
Delaware 58.7%    53.8%    85.2%    75.7%    89.2%    54.7%   
District of Columbia 70.0%    65.8%    85.0%    96.0%    100.0%    70.0%   
Florida 64.9%    70.9%    60.1% * 28.7% * 53.6%    66.6%   
Georgia 60.2%    60.5%    64.4%    50.9% * 47.6% * 64.8%   
Maryland 79.9%    79.3%    74.1%    96.7%    97.7%    78.9%   
North Carolina 69.4%    68.8%    74.4%    73.3%    70.5%    69.2%   
South Carolina 69.2%    70.5%    57.5%    63.8% * 77.2%    68.3%   
Virginia 62.1%    56.2%    75.9%    97.5%    80.5%    60.6%   
West Virginia 56.0%    53.7%    69.9%    87.0%    44.6% * 61.1%   
East South Central:
Alabama 57.5%    57.5%    --    87.3%    68.5%    55.1%   
Kentucky 53.7%    53.3%    54.0%    82.9%    52.5% * 53.8%   
Mississippi 63.9%    62.7%    77.8%    95.7%    63.4% * 64.0%   
Tennessee 72.3%    69.6%    82.6%    85.0%    74.7%    72.0%   
West South Central:
Arkansas 86.4%    86.6%    92.3%    --    88.3%    86.1%   
Louisiana 72.3%    71.8%    70.9%    84.1%    47.8%    78.3%   
Oklahoma 71.2%    69.5%    88.3%    80.0%    74.5%    70.6%   
Texas 61.1%    60.4%    55.4%    88.3%    40.0%    65.1%   
Mountain:
Arizona 66.6%    66.1%    79.6%    59.8% * 71.2%    66.3%   
Colorado 53.4%    52.5%    84.2%    59.4% * 54.1%    53.3%   
Idaho 73.0%    69.9%    --    94.1%    97.3%    69.5%   
Montana 79.8%    78.7%    87.8%    89.3%    87.6%    79.4%   
Nevada 66.1%    66.3%    --    57.2%    68.5%    65.7%   
New Mexico 69.3%    69.0%    67.2%    77.4%    70.1%    69.2%   
Utah 57.7%    66.4%    15.2% * 65.1%    69.4%    57.4%   
Wyoming 74.0%    73.4%    76.8%    78.3%    73.8%    74.0%   
Pacific:
Alaska 62.9%    62.9%    --    75.7%    58.7%    63.3%   
California 70.9%    70.9%    60.3%    78.9%    58.3%    71.8%   
Hawaii 41.7%    38.5%    --    67.9%    30.2%    43.7%   
Oregon 64.7%    61.3%    89.2%    --    --    67.3%   
Washington 60.6%    58.9%    67.8% * 73.2%    47.4% * 61.1%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** The definition of low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix for details.

 

Table VII.B.2.b.1.b Standard errors among self-insured plans for percent of private-sector employees that are enrolled in a plan with stop-loss coverage by proportion of employees who are full-time or low-wage and State: United States, 2019
Division and State Total Percent Full-Time Employees Percent Low-Wage Employees **
75% or more 50-74% Less than 50% 50% or more Less than 50%
United States 1.11%    1.23%    3.17%    3.24%    3.11%    1.18%   
New England:
Connecticut 6.92%    7.66%    1.95%    20.47% * 20.38% * 7.25%   
Maine 5.04%    6.22%    4.50%    5.76%    --    5.16%   
Massachusetts 6.08%    6.84%    18.90% * 11.94%    11.52%    6.25%   
New Hampshire 5.47%    6.49%    14.49%    7.81%    16.30%    5.69%   
Rhode Island 4.70%    5.65%    8.85%    11.94%    9.67%    5.10%   
Vermont 5.66%    6.11%    13.07%    --    --    5.75%   
Middle Atlantic:
New Jersey 8.59%    9.59%    15.25% * 7.04%    13.31% * 9.45%   
New York 3.95%    4.43%    6.90%    7.34%    13.53%    4.10%   
Pennsylvania 4.33%    4.77%    15.54%    3.72%    13.10%    4.57%   
East North Central:
Illinois 4.06%    4.55%    9.33%    7.06%    12.67%    4.32%   
Indiana 6.31%    6.77%    9.43%    12.17%    20.98% * 4.90%   
Michigan 7.55%    7.89%    --    14.06%    15.01% * 8.00%   
Ohio 6.13%    6.90%    11.68%    4.52%    15.40%    6.71%   
Wisconsin 4.20%    4.86%    1.04%    9.60%    12.73%    4.44%   
West North Central:
Iowa 6.02%    6.64%    15.33% * 15.25%    14.03%    6.36%   
Kansas 7.10%    8.03%    --    6.71%    15.47% * 7.40%   
Minnesota 5.66%    6.25%    16.39%    4.20%    --    5.84%   
Missouri 3.88%    4.30%    12.08%    4.36%    7.86%    4.35%   
Nebraska 5.84%    6.48%    11.24%    --    13.48%    6.07%   
North Dakota 5.25%    6.05%    11.53%    13.20%    11.02%    5.79%   
South Dakota 4.62%    5.81%    3.72%    --    --    4.67%   
South Atlantic:
Delaware 7.45%    8.31%    7.86%    13.15%    6.07%    7.97%   
District of Columbia 6.11%    6.78%    12.63%    3.39%    0.00%    6.12%   
Florida 6.58%    7.44%    23.47% * 8.80% * 11.13%    7.35%   
Georgia 6.79%    7.65%    9.45%    18.55% * 15.25% * 6.32%   
Maryland 4.67%    5.25%    12.64%    2.55%    1.69%    4.98%   
North Carolina 8.43%    9.27%    14.36%    14.52%    10.36%    9.33%   
South Carolina 5.81%    6.37%    14.20%    22.24% * 9.47%    6.35%   
Virginia 6.60%    7.10%    18.22%    2.04%    11.06%    7.06%   
West Virginia 7.09%    7.61%    10.38%    7.23%    13.44% * 6.99%   
East South Central:
Alabama 5.55%    5.93%    --    7.36%    8.85%    6.35%   
Kentucky 6.24%    6.81%    13.07%    11.32%    18.75% * 6.54%   
Mississippi 6.09%    6.41%    13.82%    4.39%    19.28% * 6.41%   
Tennessee 4.76%    5.12%    8.27%    9.53%    5.89%    5.29%   
West South Central:
Arkansas 3.90%    4.39%    5.17%    --    5.61%    4.56%   
Louisiana 5.12%    5.66%    12.21%    8.54%    13.63%    5.02%   
Oklahoma 4.96%    5.47%    6.34%    13.40%    11.70%    5.62%   
Texas 4.95%    5.43%    11.54%    5.40%    9.29%    5.24%   
Mountain:
Arizona 5.84%    6.34%    11.31%    18.27% * 13.51%    6.18%   
Colorado 8.54%    8.86%    15.23%    18.86% * 15.88%    9.40%   
Idaho 5.31%    5.78%    --    3.34%    2.16%    5.49%   
Montana 6.59%    7.49%    7.60%    7.30%    8.93%    6.92%   
Nevada 5.54%    6.05%    --    13.64%    9.01%    6.54%   
New Mexico 5.90%    6.34%    18.10%    10.32%    11.50%    6.45%   
Utah 6.71%    7.11%    9.65% * 16.63%    15.87%    6.91%   
Wyoming 4.89%    5.09%    12.18%    14.47%    11.78%    4.88%   
Pacific:
Alaska 7.03%    7.65%    --    10.20%    11.96%    7.62%   
California 3.52%    3.75%    16.17%    8.97%    10.88%    3.69%   
Hawaii 5.97%    6.60%    --    13.05%    5.72%    6.96%   
Oregon 6.52%    7.48%    8.08%    --    --    6.37%   
Washington 9.94%    11.40%    23.48% * 13.24%    18.73% * 10.27%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** The definition of low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix for details.