Table VII.B.2.b.1.b Among self-insured plans, percent of private-sector employees that are enrolled in a plan with stop-loss coverage by proportion of employees who are full-time or low-wage and State: United States, 2020
Division and State Total Percent Full-Time Employees Percent Low-Wage Employees **
75% or more 50-74% Less than 50% 50% or more Less than 50%
United States 64.1%    66.0%    50.7%    63.7%    71.3%    63.3%   
New England:
Connecticut 55.9%    53.4%    61.5%    80.3%    --    55.7%   
Maine 53.2%    51.8%    47.1%    99.5%    81.9%    52.5%   
Massachusetts 58.6%    64.2%    32.9% * 78.4%    --    58.6%   
New Hampshire 72.0%    72.5%    76.5%    54.7% * 79.9%    71.1%   
Rhode Island 82.3%    79.0%    88.7%    87.0%    --    83.0%   
Vermont 85.3%    89.3%    68.0%    74.6%    --    85.9%   
Middle Atlantic:
New Jersey 63.2%    64.3%    46.6% * --    --    63.7%   
New York 61.0%    57.7%    70.5%    87.2%    44.5% * 61.7%   
Pennsylvania 72.7%    74.1%    63.6%    68.7%    69.5%    73.2%   
East North Central:
Illinois 65.3%    67.2%    44.0% * 69.1%    55.9%    65.9%   
Indiana 77.7%    83.5%    41.7% * 58.2%    83.9%    77.1%   
Michigan 64.3%    66.7%    40.4%    --    62.0%    64.5%   
Ohio 60.9%    58.7%    67.8%    72.0%    62.0%    60.7%   
Wisconsin 72.1%    78.0%    43.2% * 71.1%    88.8%    70.5%   
West North Central:
Iowa 70.7%    70.5%    71.7%    70.5%    62.0%    72.1%   
Kansas 69.4%    66.3%    83.5%    70.8%    81.5%    67.9%   
Minnesota 56.2%    65.1%    14.3% * 87.3%    --    55.8%   
Missouri 77.3%    75.6%    77.6%    98.6%    75.8%    77.6%   
Nebraska 73.1%    70.2%    97.0%    77.5%    87.8%    71.6%   
North Dakota 69.1%    73.0%    --    --    --    69.4%   
South Dakota 65.7%    74.3%    21.5% * 78.2%    86.0%    64.8%   
South Atlantic:
Delaware 75.4%    75.2%    65.2%    97.6%    94.7%    73.2%   
District of Columbia 71.8%    71.5%    71.9%    --    100.0%    71.4%   
Florida 64.0%    65.3%    54.8% * 66.1%    78.5%    61.6%   
Georgia 74.7%    76.0%    61.3%    81.2%    92.8%    69.1%   
Maryland 71.7%    73.9%    72.8%    45.8% * 97.6%    69.3%   
North Carolina 63.5%    65.0%    43.7% * 93.3%    68.0%    63.1%   
South Carolina 65.8%    66.3%    51.7% * 82.2%    74.3%    65.0%   
Virginia 65.4%    64.7%    65.8% * 88.1%    85.0%    63.5%   
West Virginia 67.6%    74.7%    42.7% * --    77.2%    62.8%   
East South Central:
Alabama 62.5%    62.1%    81.5%    47.5%    78.4%    59.6%   
Kentucky 68.2%    71.2%    48.9% * 73.4%    85.4%    67.4%   
Mississippi 65.3%    66.7%    45.3% * --    46.3% * 70.9%   
Tennessee 58.8%    52.5%    96.5%    90.7%    90.4%    54.8%   
West South Central:
Arkansas 71.9%    72.2%    63.1%    91.7%    63.6%    75.0%   
Louisiana 66.5%    67.4%    57.3%    80.6%    68.2%    66.1%   
Oklahoma 68.2%    70.1%    --    --    58.0%    69.4%   
Texas 63.7%    65.1%    37.9% * 55.7%    68.1%    63.2%   
Mountain:
Arizona 65.0%    65.4%    58.5% * 71.8%    70.2%    64.1%   
Colorado 72.9%    74.0%    64.7%    100.0%    97.8%    72.0%   
Idaho 59.7%    58.9%    58.1%    --    70.0%    59.2%   
Montana 71.6%    64.0%    90.0%    67.4%    92.9%    70.6%   
Nevada 57.8%    62.8%    45.5%    --    74.5%    54.5%   
New Mexico 72.1%    71.1%    88.1%    75.1%    80.7%    71.2%   
Utah 66.3%    70.6%    44.3% * 37.0% * 66.6%    66.3%   
Wyoming 72.0%    75.9%    74.0%    --    62.1%    72.6%   
Pacific:
Alaska 57.7%    70.9%    17.8% * 82.6%    91.4%    55.3%   
California 51.0%    56.9%    27.1% * 34.6% * 38.9% * 51.8%   
Hawaii 50.0%    53.1%    --    --    53.1%    49.7%   
Oregon 61.4%    72.4%    35.0%    --    --    60.9%   
Washington 50.1%    62.2%    32.4% * 15.1% * 83.3%    48.5%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** The definition of low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix for details.

 

Table VII.B.2.b.1.b Standard errors among self-insured plans for percent of private-sector employees that are enrolled in a plan with stop-loss coverage by proportion of employees who are full-time or low-wage and State: United States, 2020
Division and State Total Percent Full-Time Employees Percent Low-Wage Employees **
75% or more 50-74% Less than 50% 50% or more Less than 50%
United States 1.02%    1.02%    3.67%    5.65%    2.66%    1.09%   
New England:
Connecticut 3.98%    4.41%    16.92%    9.78%    --    4.04%   
Maine 10.77%    11.75%    13.98%    0.53%    11.42%    10.92%   
Massachusetts 5.45%    5.37%    17.12% * 10.55%    --    5.48%   
New Hampshire 4.50%    5.17%    9.92%    19.16% * 7.11%    4.98%   
Rhode Island 3.63%    4.97%    5.55%    9.49%    --    3.67%   
Vermont 2.60%    2.39%    10.38%    14.27%    --    2.59%   
Middle Atlantic:
New Jersey 5.84%    6.38%    16.56% * --    --    5.91%   
New York 4.15%    4.80%    7.68%    4.92%    14.94% * 4.27%   
Pennsylvania 4.17%    4.56%    10.75%    20.14%    12.09%    4.45%   
East North Central:
Illinois 4.09%    4.30%    13.92% * 12.14%    12.62%    4.26%   
Indiana 3.87%    3.23%    13.76% * 13.23%    6.85%    4.20%   
Michigan 4.70%    5.14%    8.07%    --    15.47%    4.88%   
Ohio 5.70%    6.42%    14.31%    12.67%    13.57%    6.38%   
Wisconsin 5.52%    4.68%    16.05% * 14.07%    8.77%    5.83%   
West North Central:
Iowa 4.10%    4.35%    13.78%    14.70%    12.18%    4.29%   
Kansas 3.82%    4.28%    9.01%    9.13%    8.59%    4.18%   
Minnesota 8.90%    6.14%    11.02% * 7.65%    --    9.15%   
Missouri 3.69%    4.02%    11.43%    1.18%    9.42%    3.97%   
Nebraska 5.05%    5.53%    2.26%    12.03%    6.99%    5.51%   
North Dakota 5.04%    4.76%    --    --    --    5.22%   
South Dakota 6.35%    4.68%    12.50% * 8.01%    7.56%    6.56%   
South Atlantic:
Delaware 6.22%    6.78%    9.89%    1.80%    4.52%    7.14%   
District of Columbia 5.34%    4.77%    17.49%    --    0.00%    5.42%   
Florida 5.02%    5.35%    17.95% * 8.48%    6.06%    5.72%   
Georgia 4.49%    4.84%    12.74%    13.10%    3.59%    5.25%   
Maryland 5.08%    5.14%    15.23%    24.03% * 2.04%    5.48%   
North Carolina 5.23%    5.39%    17.50% * 4.00%    12.66%    5.54%   
South Carolina 6.31%    6.91%    16.45% * 9.95%    13.46%    6.79%   
Virginia 6.66%    7.11%    21.12% * 9.16%    9.03%    7.04%   
West Virginia 5.30%    4.11%    15.43% * --    7.06%    6.72%   
East South Central:
Alabama 7.66%    8.12%    11.44%    14.14%    8.62%    8.67%   
Kentucky 5.61%    5.81%    16.65% * 11.39%    5.53%    5.84%   
Mississippi 6.22%    6.87%    15.30% * --    17.13% * 4.90%   
Tennessee 5.68%    5.89%    3.53%    7.53%    6.75%    6.18%   
West South Central:
Arkansas 5.27%    5.65%    15.54%    6.94%    12.34%    5.35%   
Louisiana 5.31%    6.25%    10.85%    10.97%    11.35%    5.99%   
Oklahoma 5.24%    5.42%    --    --    12.20%    5.65%   
Texas 3.30%    3.32%    17.81% * 16.32%    7.03%    3.60%   
Mountain:
Arizona 5.75%    6.33%    18.38% * 16.14%    12.64%    6.30%   
Colorado 5.39%    5.43%    18.25%    0.00%    2.14%    5.56%   
Idaho 7.46%    8.28%    16.73%    --    10.15%    7.71%   
Montana 5.89%    5.88%    8.73%    16.45%    5.01%    6.17%   
Nevada 5.95%    6.82%    11.75%    --    10.11%    6.72%   
New Mexico 6.37%    6.93%    7.59%    9.72%    9.54%    6.94%   
Utah 6.15%    6.17%    20.53% * 15.87% * 7.13%    6.50%   
Wyoming 5.02%    4.56%    12.74%    --    14.10%    5.26%   
Pacific:
Alaska 6.99%    5.86%    7.71% * 10.97%    8.24%    7.25%   
California 5.18%    5.43%    10.47% * 12.77% * 15.38% * 5.41%   
Hawaii 6.23%    6.63%    --    --    14.64%    6.74%   
Oregon 6.05%    5.89%    10.19%    --    --    6.28%   
Washington 8.25%    6.04%    16.30% * 11.93% * 12.46%    8.44%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** The definition of low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix for details.