Table IX.B.1 Health insurance offer, eligibility and take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2020
METRO AREA Percent of establishments that offer health insurance Percent of employees in establishments that offer health insurance Percent of employees eligible for health insurance in establishments that offer health insurance Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance Percent of employees that are enrolled in health insurance at establishments that offer health insurance
New York-Newark-Jersey City, NY-NJ-PA:
Less than 50 employees 34.7%    53.7%    75.7%    63.0%    47.7%   
50 or more employees 96.9%    98.8%    81.8%    69.2%    56.6%   
Total 48.6%    88.5%    81.0%    68.4%    55.3%   
Los Angeles-Long Beach-Anaheim, CA:
Less than 50 employees 33.5%    56.7%    88.5%    73.9%    65.4%   
50 or more employees 97.2%    99.4%    81.1%    73.0%    59.2%   
Total 49.6%    88.8%    82.3%    73.2%    60.2%   
Chicago-Naperville-Elgin, IL-IN-WI:
Less than 50 employees 25.2%    53.7%    78.4%    71.5%    56.1%   
50 or more employees 97.6%    99.2%    76.3%    70.7%    54.0%   
Total 48.5%    90.8%    76.6%    70.8%    54.2%   
Dallas-Fort Worth-Arlington, TX:
Less than 50 employees 23.1%    46.2%    88.8%    65.3%    57.9%   
50 or more employees 96.1%    95.4%    86.9%    70.7%    61.5%   
Total 44.0%    84.4%    87.1%    70.0%    61.0%   
Houston-The Woodlands-Sugar Land, TX:
Less than 50 employees 34.6%    49.8%    82.2%    64.8%    53.3%   
50 or more employees 98.0%    93.2%    86.3%    69.9%    60.3%   
Total 56.2%    83.6%    85.7%    69.3%    59.4%   
Washington-Arlington-Alexandria, DC-VA-MD-WV:
Less than 50 employees 42.8%    65.0%    84.5%    69.9%    59.1%   
50 or more employees 96.6%    97.9%    82.7%    69.4%    57.4%   
Total 60.9%    92.0%    83.0%    69.5%    57.6%   
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD:
Less than 50 employees 41.4%    61.3%    69.7%    73.9%    51.5%   
50 or more employees 96.2%    97.9%    78.3%    78.4%    61.3%   
Total 58.3%    91.3%    77.2%    77.9%    60.1%   
Miami-Fort Lauderdale-West Palm Beach, FL:
Less than 50 employees 25.0%    45.9%    87.0%    55.8%    48.6%   
50 or more employees 99.7%    98.5%    81.2%    63.1%    51.2%   
Total 39.7%    82.7%    82.1%    61.8%    50.8%   
Atlanta-Sandy Springs-Roswell, GA:
Less than 50 employees 20.3%    46.1%    81.1%    56.7%    46.0%   
50 or more employees 95.8%    99.5%    81.4%    65.9%    53.6%   
Total 48.1%    90.2%    81.4%    65.1%    53.0%   
Boston-Cambridge-Newton, MA-NH:
Less than 50 employees 32.7%    53.4%    79.8%    65.9%    52.6%   
50 or more employees 99.0%    98.7%    77.8%    75.6%    58.8%   
Total 53.8%    89.8%    78.0%    74.5%    58.1%   
San Francisco-Oakland-Hayward, CA:
Less than 50 employees 42.1%    59.0%    86.8%    76.1%    66.1%   
50 or more employees 96.4%    99.6%    87.3%    79.9%    69.8%   
Total 54.6%    88.4%    87.2%    79.2%    69.1%   
Phoenix-Mesa-Scottsdale, AZ:
Less than 50 employees 31.4%    54.7%    85.4%    62.7%    53.6%   
50 or more employees 98.6%    97.9%    82.7%    72.7%    60.2%   
Total 55.0%    90.0%    83.0%    71.6%    59.4%   
Riverside-San Bernardino-Ontario, CA:
Less than 50 employees 27.0% * 45.9%    88.8%    73.8%    65.5%   
50 or more employees 86.4%    93.8%    85.3%    65.6%    55.9%   
Total 44.1%    83.9%    85.7%    66.6%    57.0%   
Detroit-Warren-Dearborn, MI:
Less than 50 employees 33.9%    50.2%    78.7%    66.4%    52.2%   
50 or more employees 99.2%    98.4%    86.0%    67.9%    58.4%   
Total 55.3%    88.6%    85.2%    67.7%    57.7%   
Seattle-Tacoma-Bellevue, WA:
Less than 50 employees 44.3%    67.2%    78.9%    82.3%    64.9%   
50 or more employees 97.2%    98.7%    89.0%    80.8%    72.0%   
Total 61.4%    91.5%    87.3%    81.1%    70.8%   
Minneapolis-St. Paul-Bloomington, MN-WI:
Less than 50 employees 32.4%    53.4%    86.0%    71.6%    61.5%   
50 or more employees 96.7%    97.7%    77.7%    74.9%    58.2%   
Total 52.8%    88.5%    78.7%    74.5%    58.6%   
San Diego-Carlsbad, CA:
Less than 50 employees 37.9%    52.2%    100%    59.7%    59.7%   
50 or more employees 98.9%    98.7%    69.6%    70.4%    49.0%   
Total 57.4%    90.0%    72.9%    68.8%    50.2%   
Tampa-St. Petersburg-Clearwater, FL:
Less than 50 employees 24.7% * 48.4%    93.8%    68.1%    63.9%   
50 or more employees 95.2%    96.7%    79.2%    56.4%    44.6%   
Total 47.5%    88.6%    80.5%    57.6%    46.4%   
Denver-Aurora-Lakewood, CO:
Less than 50 employees 25.3%    53.7%    80.5%    72.8%    58.6%   
50 or more employees 92.9%    96.6%    85.8%    70.8%    60.7%   
Total 43.8%    87.5%    85.1%    71.1%    60.4%   
St. Louis, MO-IL:
Less than 50 employees 32.4%    54.0%    83.8%    75.7%    63.4%   
50 or more employees 97.7%    98.8%    78.6%    74.8%    58.8%   
Total 57.8%    90.4%    79.2%    74.9%    59.3%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

* Figure does not meet standard of reliability or precision.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

 

Table IX.B.1 Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2020
METRO AREA Percent of establishments that offer health insurance Percent of employees in establishments that offer health insurance Percent of employees eligible for health insurance in establishments that offer health insurance Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance Percent of employees that are enrolled in health insurance at establishments that offer health insurance
New York-Newark-Jersey City, NY-NJ-PA:
Less than 50 employees 2.72%    3.06%    3.36%    2.80%    2.91%   
50 or more employees 1.39%    0.48%    1.53%    1.79%    1.89%   
Total 2.21%    0.92%    1.41%    1.60%    1.69%   
Los Angeles-Long Beach-Anaheim, CA:
Less than 50 employees 4.59%    4.56%    2.33%    3.66%    3.63%   
50 or more employees 1.68%    0.38%    2.13%    2.09%    2.60%   
Total 3.89%    1.44%    1.83%    1.84%    2.25%   
Chicago-Naperville-Elgin, IL-IN-WI:
Less than 50 employees 2.84%    3.88%    3.31%    3.56%    3.65%   
50 or more employees 1.01%    0.39%    3.03%    2.26%    2.96%   
Total 2.41%    0.95%    2.72%    2.05%    2.66%   
Dallas-Fort Worth-Arlington, TX:
Less than 50 employees 4.28%    5.47%    2.98%    5.56%    5.24%   
50 or more employees 1.57%    2.07%    2.77%    2.94%    3.42%   
Total 4.01%    2.27%    2.45%    2.67%    3.08%   
Houston-The Woodlands-Sugar Land, TX:
Less than 50 employees 6.45%    6.41%    6.54%    5.08%    6.27%   
50 or more employees 0.96%    3.26%    2.31%    2.92%    3.23%   
Total 5.15%    3.01%    2.19%    2.64%    2.94%   
Washington-Arlington-Alexandria, DC-VA-MD-WV:
Less than 50 employees 4.90%    4.29%    3.08%    2.86%    3.52%   
50 or more employees 1.62%    1.13%    2.15%    2.24%    2.81%   
Total 3.58%    1.27%    1.92%    1.99%    2.50%   
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD:
Less than 50 employees 5.18%    4.72%    4.52%    4.11%    4.17%   
50 or more employees 1.37%    1.16%    2.80%    2.36%    3.49%   
Total 3.96%    1.42%    2.55%    2.17%    3.14%   
Miami-Fort Lauderdale-West Palm Beach, FL:
Less than 50 employees 5.86%    7.26%    4.01%    5.81%    5.33%   
50 or more employees 0.34%    1.46%    3.95%    5.47%    5.18%   
Total 5.35%    3.13%    3.35%    4.65%    4.41%   
Atlanta-Sandy Springs-Roswell, GA:
Less than 50 employees 4.11%    6.25%    4.08%    7.34%    6.01%   
50 or more employees 3.49%    0.36%    2.38%    3.70%    3.38%   
Total 3.70%    1.37%    2.20%    3.43%    3.12%   
Boston-Cambridge-Newton, MA-NH:
Less than 50 employees 4.76%    5.50%    3.62%    3.44%    4.15%   
50 or more employees 0.74%    0.91%    3.36%    2.12%    3.49%   
Total 3.93%    1.71%    2.99%    1.97%    3.15%   
San Francisco-Oakland-Hayward, CA:
Less than 50 employees 6.98%    6.53%    2.71%    5.71%    5.61%   
50 or more employees 3.52%    0.39%    3.53%    3.68%    5.06%   
Total 5.83%    2.50%    2.93%    3.25%    4.31%   
Phoenix-Mesa-Scottsdale, AZ:
Less than 50 employees 5.82%    7.03%    5.08%    4.30%    4.60%   
50 or more employees 0.92%    1.35%    3.55%    3.18%    4.54%   
Total 4.16%    2.01%    3.18%    2.99%    4.14%   
Riverside-San Bernardino-Ontario, CA:
Less than 50 employees 8.88% * 9.61%    7.45%    8.19%    9.82%   
50 or more employees 6.43%    3.21%    4.08%    4.71%    5.25%   
Total 7.57%    3.97%    3.71%    4.27%    4.78%   
Detroit-Warren-Dearborn, MI:
Less than 50 employees 5.64%    6.18%    5.62%    6.55%    6.81%   
50 or more employees 0.62%    1.12%    2.68%    4.30%    4.30%   
Total 4.31%    1.83%    2.45%    3.91%    3.88%   
Seattle-Tacoma-Bellevue, WA:
Less than 50 employees 5.86%    5.33%    5.31%    3.30%    5.28%   
50 or more employees 1.89%    0.71%    2.17%    3.07%    3.38%   
Total 4.43%    1.46%    2.09%    2.65%    3.00%   
Minneapolis-St. Paul-Bloomington, MN-WI:
Less than 50 employees 5.03%    5.33%    3.31%    3.63%    3.71%   
50 or more employees 1.33%    1.03%    3.16%    3.39%    4.10%   
Total 3.80%    1.73%    2.77%    2.99%    3.60%   
San Diego-Carlsbad, CA:
Less than 50 employees 10.2%    10.3%    0.00%    12.6%    12.6%   
50 or more employees 1.07%    1.28%    8.72%    4.77%    6.95%   
Total 7.87%    2.74%    8.09%    4.59%    6.40%   
Tampa-St. Petersburg-Clearwater, FL:
Less than 50 employees 8.55% * 9.78%    2.86%    6.10%    5.73%   
50 or more employees 2.24%    1.88%    4.51%    6.71%    5.01%   
Total 7.01%    2.78%    4.06%    6.15%    4.71%   
Denver-Aurora-Lakewood, CO:
Less than 50 employees 5.97%    7.36%    7.64%    4.99%    7.25%   
50 or more employees 4.22%    1.85%    2.56%    3.70%    3.59%   
Total 4.95%    2.19%    2.45%    3.31%    3.26%   
St. Louis, MO-IL:
Less than 50 employees 5.96%    6.60%    6.85%    6.20%    6.81%   
50 or more employees 1.43%    0.90%    3.73%    4.00%    3.52%   
Total 4.65%    1.73%    3.42%    3.61%    3.24%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

* Figure does not meet standard of reliability or precision.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.